Chase has over 4,700 branches and 16,000 ATMs across the United States
Chase operates the largest branch network of any bank in the country. Most branches are open Monday through Friday, with limited Saturday hours at many locations. Sunday hours vary by branch. The fastest way to find a specific location is through Chase's branch locator tool on their website or mobile app, which shows hours, services available, and directions.
If you need to visit a branch for a specific service—like opening an account, getting a cashier's check, or discussing a loan—call ahead. Not every branch offers every service. Some locations are express branches with limited functions, while full-service branches handle everything from deposits to mortgage applications.
Key Takeaways
- Chase's branch locator on their website or app shows real-time hours, available services, and directions to the nearest location.
- ATMs are available 24/7 at most Chase locations and many partner networks, though out-of-network ATM fees apply if you use a non-Chase machine.
- Branch hours vary widely—some open at 9 a.m., others at 10 a.m., and Saturday-Sunday availability differs by location.
- Calling your branch before visiting confirms they offer the specific service you need, since not all branches handle mortgages, business accounts, or other specialized services.
Using Chase's Branch Locator Tool
Go to chase.com and select "Locations" or use the Chase mobile app. Enter your address, zip code, or city name. The tool displays branches and ATMs sorted by distance, with exact hours for that day and the next seven days. Each listing shows which services are available—ATM only, full service, or limited service.
The locator also filters by service type. If you need to deposit a check, open a business account, or meet with a mortgage officer, you can search specifically for branches that offer those services. This saves a trip to a location that cannot help you.
ATM Access and Out-of-Network Fees
Chase ATMs are free to use if you have a Chase debit card or checking account. You can withdraw cash, deposit checks, and transfer money between accounts at any Chase ATM, 24 hours a day. Many grocery stores, pharmacies, and convenience stores also host Chase ATMs.
If you use an ATM that is not part of the Chase network, you will pay a fee—typically $2.50 to $3.50 per transaction, depending on the ATM operator. Some Chase checking accounts reimburse out-of-network ATM fees, so check your account terms. The ATM screen will always show the fee before you complete the transaction, giving you the chance to cancel.
Branch Hours and Holiday Closures
Most Chase branches open between 9 a.m. and 10 a.m. on weekdays and close between 4 p.m. and 6 p.m. Saturday hours typically run 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., though many branches are closed on Sunday. Some urban locations have extended hours or Sunday service, but this is not standard.
Chase closes all branches on federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. ATMs remain available 24/7 even on holidays. If you need to handle a transaction on a holiday, use the ATM, call customer service, or use the mobile app.
What to Bring When You Visit a Branch
For most transactions—deposits, withdrawals, account questions—bring your debit card or checkbook and a photo ID. If you are opening a new account, bring a government-issued ID (driver's license or passport), proof of address (utility bill or lease dated within the last 60 days), and your Social Security number. Some branches may ask for additional documents depending on the account type.
For loan applications or mortgage consultations, bring recent pay stubs, tax returns, and bank statements. If you are bringing a check to deposit, make sure it is endorsed on the back. For wire transfers or cashier's checks, have the recipient's information ready and bring cash or a debit card to cover any fees.
Alternatives to Visiting a Branch
Chase offers many services without a branch visit. You can deposit checks using the mobile app's mobile check deposit feature—photograph the front and back of the check and submit it through the app. Transfers between Chase accounts happen instantly online or through the app. Bill payments can be scheduled through online banking or the app.
For account questions, customer service is available by phone 24/7. You can also chat with a representative through the Chase app or website during business hours. If you need to speak with a loan officer or investment advisor, you can often schedule a video call through the app rather than visiting in person.
Finding Chase Branches in Other States
Chase operates in all 50 states, but branch density varies. Major metropolitan areas have many branches within a few miles; rural areas may have one branch serving a large region. If you are traveling or relocating, use the branch locator to see what is available in your destination area.
When you move to a new state, your existing Chase account remains active. You do not need to open a new account or transfer money. Your debit card works at any Chase ATM nationwide, and you can visit any branch to deposit checks, withdraw cash, or ask questions about your account.
Frequently Asked Questions
Can I do everything at any Chase branch?
No. Some branches are express locations with limited services—usually just ATMs and basic deposits. The branch locator shows which services each location offers. If you need a specific service like a mortgage consultation or business account opening, confirm the branch handles it before you visit.
What if there is no Chase branch near me?
Use Chase's mobile app and online banking to handle most transactions. Mobile check deposit, bill pay, transfers, and account management all work from your phone or computer. For services that require a branch visit, you may need to travel to the nearest location or call customer service to discuss alternatives.
Do I need an appointment to visit a Chase branch?
Walk-ins are welcome at most branches for routine transactions like deposits and withdrawals. For complex services—opening a business account, applying for a mortgage, or meeting with an investment advisor—calling ahead to schedule an appointment ensures a specialist is available and reduces wait time.
Are Chase ATMs free for non-customers?
No. Non-customers pay an out-of-network ATM fee, typically $2.50 to $3.50 per transaction. Only people with a Chase debit card or checking account use Chase ATMs for free. If you do not have a Chase account, you can visit a branch to conduct business, but ATM use will cost you.
What time do Chase branches open on Saturday?
Most Chase branches that are open on Saturday open at 9 a.m., though some open at 10 a.m. Hours vary by location. Use the branch locator to check the exact Saturday hours for the branch nearest you, since some locations are closed on weekends entirely.