Chase routing numbers depend on where you opened your account and what state you live in
Chase does not have a single routing number for all customers. The routing number you need depends on which Chase branch or region processed your account when you opened it. Most Chase customers have one of two main routing numbers: 021000021 (used for most accounts opened at Chase branches nationwide) or 111000025 (used for some accounts, particularly those opened in certain regions). Some older accounts or accounts opened through specific channels may have different routing numbers.
The fastest way to find your exact routing number is to look at the bottom left corner of any check from your account — the first nine digits are your routing number. If you do not have checks, you can log into your Chase online account or mobile app, call Chase customer service at 1-800-935-9935, or visit a Chase branch in person with your ID.
Key Takeaways
- Your routing number appears on the bottom left of any Chase check as a nine-digit number.
- Chase's two most common routing numbers are 021000021 and 111000025, but your account may use a different one depending on when and where you opened it.
- You can find your routing number by logging into Chase online banking, calling customer service, or asking at a branch.
- You need the correct routing number for your specific account when setting up direct deposit, wire transfers, or automatic bill payments.
Where to look on a Chase check
The routing number is always printed at the bottom left of a Chase check, before your account number. It is a nine-digit code. The format on the check looks like this: the routing number comes first, then your account number, then the check number on the right side. If you have a checkbook, this is the quickest place to find it without logging in or calling.
If your checks are old or you have moved accounts within Chase, the routing number on your checks is the one tied to your current account, so it is reliable to use.
Finding your routing number online or by phone
Log into Chase.com or the Chase mobile app, go to your account details or settings, and look for routing number information. Chase displays it under account information or account details. You may need to select the specific account if you have multiple accounts with Chase.
If you do not use online banking, call Chase at 1-800-935-9935 and have your account number and ID ready. A representative can tell you your routing number in seconds. You can also visit any Chase branch with your ID and ask a teller to provide it.
Why you need the correct routing number
Banks use routing numbers to identify which financial institution should receive money during transfers. When you set up direct deposit for your paycheck, the employer needs your routing number and account number to send money to the right place. If you provide the wrong routing number, the deposit may go to someone else's account or be rejected.
The same applies to wire transfers, automatic bill payments, and ACH transfers (transfers between bank accounts). Using the wrong routing number can delay your payment or cause it to fail. Always double-check the routing number before submitting it for any transaction.
The difference between routing number and account number
Your routing number identifies Chase Bank itself (or the specific Chase processing center for your account). Your account number identifies your individual account within Chase. Both are required for most transactions. The routing number is the same for all customers using that particular routing code; your account number is unique to you.
On a check, the routing number appears first (nine digits), followed by your account number (usually ten to twelve digits). When you give someone your banking information, provide both numbers. Giving only one is not enough to complete a transfer.
What to do if you cannot find your routing number
If you have no checks and cannot access online banking, a Chase branch can print your routing number for you on the spot. Bring a government-issued ID. You do not need an appointment — walk-in service is available during branch hours.
If you are setting up direct deposit or a transfer and need the number immediately, calling 1-800-935-9935 is fastest. Have your account number ready, and the representative will provide it within minutes. Chase customer service is available seven days a week.
Common mistakes when using your routing number
The most common error is using a routing number from an old check or from a different bank. If you switched banks or opened a new account at Chase, do not assume the routing number is the same. Always verify using a current check or your online account.
Another mistake is confusing the routing number with the SWIFT code (used for international transfers) or the ABA number (which is the same as the routing number, just a different name for it). For domestic transfers within the United States, use the routing number. For international wire transfers, you may need a SWIFT code instead — ask Chase which code the receiving bank needs.
Frequently Asked Questions
Do all Chase customers have the same routing number?
No. Most Chase customers use one of two main routing numbers, but some accounts have different ones depending on when and where the account was opened. Always check your own account rather than assuming it matches someone else's.
Can I use 021000021 for any Chase account?
021000021 is the most common Chase routing number, but it may not be correct for your account. Check your checks or online banking to confirm. Using the wrong routing number can cause transfers to fail or go to the wrong place.
What if my direct deposit keeps failing?
Verify the routing number and account number are both correct and that you have provided them in the right order. Call your employer's payroll department to confirm they entered the information correctly. If both are right, contact Chase to check whether there are any holds or issues on your account.
Is the routing number the same for checking and savings accounts?
Usually yes, but not always. If you have both a checking and savings account at Chase, they may share the same routing number or have different ones. Check each account separately or ask Chase to confirm.
Can I find my routing number on my debit card?
No. The routing number does not appear on your debit card. It only appears on checks, in online banking, or through customer service. Your debit card shows your card number and expiration date, but not your routing number.