Chase is closed on Juneteenth, a federal holiday

Chase Bank observes Juneteenth (June 19) as a holiday and closes all branch locations on that day. If Juneteenth falls on a weekend, the bank typically observes the holiday on the nearest weekday — usually the Friday before if it lands on Saturday, or the Monday after if it lands on Sunday.

This means you cannot visit a branch in person, use the drive-through, or speak to a banker at a physical location. However, you can still access your account through Chase's digital channels: the mobile app, online banking, and ATMs remain available 24/7.

If you need to make a deposit, transfer money, or handle a transaction that requires a teller, plan ahead. The day before Juneteenth is your last chance to visit a branch until the day after the holiday.

Key Takeaways

  • All Chase Bank branches close on Juneteenth (June 19) and do not open for in-person banking that day.
  • When Juneteenth falls on a weekend, Chase observes the holiday on the nearest weekday instead.
  • ATMs, mobile banking, and online banking work normally on Juneteenth — only branch locations and phone support are affected.
  • Plan deposits, withdrawals, and teller services for the business day before or after the holiday.
  • Wire transfers and ACH payments initiated before Juneteenth may process on the holiday, but new requests may be delayed until the next business day.

What you can and cannot do on Juneteenth

Chase ATMs operate around the clock on Juneteenth, so you can withdraw cash, deposit checks using the mobile app's check deposit feature, and check your balance at any time. Online banking and the Chase mobile app let you transfer money between your own accounts, pay bills, and send money to other people through Chase QuickPay or Zelle.

You cannot visit a branch to speak with a banker, deposit cash over the counter, or access safe deposit boxes. Phone support is also limited or unavailable on federal holidays. If you have an urgent issue that requires immediate help, you may need to wait until the next business day.

Transactions you initiate before Juneteenth — such as bill payments scheduled for that day or wire transfers submitted the day before — may still process on the holiday itself, since the banking system runs in the background. However, new requests submitted on Juneteenth may not be processed until the following business day.

When Juneteenth falls on a weekend

If June 19 lands on a Saturday, Chase observes the holiday on Friday, June 18. If it lands on a Sunday, the bank observes it on Monday, June 20. This means the actual closure date shifts, and you need to check the current year's calendar to know which day to avoid.

Chase publishes its holiday schedule on its website and in branches. You can also call ahead or check the mobile app to confirm your local branch's hours before you plan a visit.

How to handle banking needs around Juneteenth

If you need to deposit a check, use the Chase mobile app to photograph and submit it before Juneteenth. Mobile check deposit is available 24/7 and usually clears within one to two business days.

For cash deposits, visit your branch the day before the holiday. If you need cash on Juneteenth itself, use an ATM — Chase ATMs are free for account holders and available around the clock.

If you need to send money to someone else, use Zelle (instant, often free), Chase QuickPay (for other Chase customers), or schedule a bill payment through online banking before the holiday. Wire transfers requested before Juneteenth may process on the holiday, but new wire requests submitted on Juneteenth will likely wait until the next business day.

Planning ahead for holiday closures

Mark Juneteenth on your calendar each year and plan any in-person banking for the day before. This is especially important if you need to handle time-sensitive transactions like loan applications, account disputes, or safe deposit box access.

If you have a recurring bill payment or automatic transfer scheduled for Juneteenth, it will likely process normally since these are pre-authorized. However, if you need to make changes to an account or dispute a transaction, contact Chase before the holiday closes.

For customers who travel or live far from a branch, digital banking makes holiday closures less disruptive. Most routine transactions can happen through the app or website without ever visiting a physical location.

Other federal holidays when Chase closes

Chase closes on all federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on additional holidays depending on state or local observance.

The bank's website lists the full holiday schedule for each year. If you are unsure whether a specific day is a closure, check online or call your local branch ahead of time.

Frequently Asked Questions

Can I use my Chase debit card on Juneteenth?

Yes. Your debit card works at any merchant, ATM, or online retailer on Juneteenth. The holiday only affects Chase branch locations and phone support, not the card network itself.

Will my bill payment process if I schedule it for Juneteenth?

If you schedule a bill payment before Juneteenth, it will likely process on the holiday since it is pre-authorized. However, if the payment is to a business that is also closed on Juneteenth, the recipient may not receive it until the next business day.

Can I deposit a check on Juneteenth using the mobile app?

Yes. Mobile check deposit works 24/7, including on Juneteenth. Take a photo of the front and back of the check through the Chase app, and it will be submitted for processing. The check typically clears within one to two business days.

What if I need to dispute a transaction on Juneteenth?

Contact Chase before the holiday closes to report the issue. You can also submit a dispute through online banking or the mobile app, which creates a record of your complaint. Chase will investigate after the holiday ends.

Are Chase ATMs open on Juneteenth?

Yes. All Chase ATMs remain open 24/7, including on Juneteenth. You can withdraw cash, deposit checks using the mobile app, and check your balance at any time.