Your account number is on your debit card, checks, and online banking

Your Chase checking account number appears in three places you can reach right now: the bottom left of your debit card, the bottom of any check you have, or your Chase online banking dashboard. The fastest route is your debit card — look at the long string of numbers on the front or back. The account number is the second set of digits, after a shorter routing number. If you do not have your card handy, log into Chase.com or the Chase mobile app, go to your account details, and the account number displays there in full.

You need this number when you set up direct deposit, arrange wire transfers, link your Chase account to another bank, or give payment instructions to an employer or service provider. Chase will sometimes ask for only the last four digits for security purposes, but having the full number ready saves time.

Key Takeaways

  • Your Chase checking account number is the second set of digits printed on the bottom of your debit card, after the routing number.
  • You can also find your full account number by logging into Chase.com or the Chase mobile app and viewing your account details.
  • The bottom of any check you have written will also display your account number in the same position as your debit card.
  • Many businesses and employers only need the last four digits of your account number for security, but keep the full number available when requested.

Reading the numbers on your debit card

The bottom of your Chase debit card shows three separate number sequences. On the left is your routing number — a nine-digit code that identifies Chase as your bank. In the middle is your account number, which is typically 10 to 12 digits long. On the right is a check digit, a single number used for verification. The account number is what you need for most transactions.

If your card is worn or the numbers are hard to read, do not guess. Log into your Chase account online instead. Entering the wrong account number can send money to the wrong place or delay a payment.

Finding your account number in Chase online banking

Open Chase.com in a web browser or the Chase mobile app on your phone. Sign in with your username and password. On the main dashboard, you will see a list of your accounts. Click or tap on the checking account you want. Your full account number will display near the top of the account details page, often labeled "Account Number" or "Account #". You can also see your routing number in the same location.

The Chase app also lets you copy your account number directly to your clipboard by tapping the number itself, which is faster than typing it by hand. This method works even if you do not have your debit card with you.

Using the account number on your checks

If you still have a checkbook from Chase, the account number is printed at the bottom of every check in the same order as your debit card: routing number on the left, account number in the middle. The numbers are printed in a special machine-readable format called MICR (Magnetic Ink Character Recognition), but you can read them by eye. This is a reliable source if your debit card is lost or damaged.

Many people no longer order checks, so this option may not be available to you. If you need checks and do not have any, you can order them through your Chase account online, or use your account number from your debit card or online banking instead.

What to do if you cannot find your account number

If your debit card is lost, you do not have checks, and you cannot log into your Chase account, call Chase customer service at the number on the back of any Chase card you have, or 1-800-935-9935 if you have no card at all. Have your Social Security number and a form of ID ready. A representative can verify your identity and read your account number to you over the phone.

You can also visit a Chase branch in person with a government-issued ID. A banker can look up your account and provide your account number on the spot. This is the slowest option but works if you have no other way to access the information.

Protecting your account number

Your account number is not a secret like your PIN or password, but it should not be shared carelessly. Treat it the way you would treat your mailing address — safe to give to your employer or a business you trust, but not something to post online or text to someone you do not know. Scammers can use your account number along with your routing number to attempt unauthorized transfers, though your bank's fraud protection usually catches these.

Never give your account number to someone who calls you claiming to be from Chase unless you initiated the call. Chase will never ask for your account number unsolicited. If you are unsure whether a caller is legitimate, hang up and call Chase directly using the number on your card.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is the long number on the front of the card. Your account number is a separate, shorter number printed at the bottom. They are different identifiers for different purposes.

Can I use my account number to make purchases online?

No. Online purchases require your full debit card number, expiration date, and CVV. Your account number is used for bank-to-bank transfers, direct deposit, and bill payments, not for retail transactions.

What if I have multiple Chase checking accounts?

Each account has its own unique account number. Log into Chase online and select the specific account you need. The account number for that account will display in the details. Make sure you are using the correct number for the account you intend to use.

Do I need both my routing number and account number?

Yes, for most bank transfers and direct deposit setups. Your routing number identifies Chase; your account number identifies your specific account within Chase. Together they ensure money goes to the right place. Some forms ask for both; some ask for account number only.