Where to find your Chase SWIFT code

Chase's SWIFT code is CHASUS33 for most domestic and international transfers. This code routes money to Chase Bank, USA, N.A., the main entity that handles wire transfers and international payments. If you are sending money to or from a Chase account, this is the code you need.

You do not need to hunt for this code — it is the same for all Chase customers and all Chase branches in the United States. The code does not change based on which branch holds your account or which state you live in. When a bank or payment service asks for your Chase SWIFT code, enter CHASUS33.

If you are receiving a wire transfer from outside the United States, give the sender this code along with your Chase account number and routing number. If you are sending money out of the country from your Chase account, your Chase banker or the wire transfer form will ask for the receiving bank's SWIFT code, not yours — but knowing Chase's code helps you verify that incoming instructions are legitimate.

Key Takeaways

  • Chase's SWIFT code is CHASUS33 for all U.S. branches and all account types.
  • You need this code when receiving international wire transfers or setting up cross-border payments.
  • The code is public information and does not change; it is the same whether you call Chase or look it up online.
  • When sending money internationally from Chase, you will need the receiving bank's SWIFT code instead, not your own.
  • Chase also has a routing number (varies by state and account type) that is used for domestic transfers, which is different from the SWIFT code.

SWIFT codes versus routing numbers

A SWIFT code is used for international transfers and identifies the bank globally. A routing number is used for domestic U.S. transfers and identifies the specific branch or processing center. Chase has one SWIFT code (CHASUS33) but many routing numbers depending on where your account is held and what type of account you have.

If you are sending money within the United States, you use the routing number. If you are sending or receiving money internationally, you use the SWIFT code. Some payment services and wire transfer forms ask for both — enter the routing number in the domestic field and CHASUS33 in the SWIFT or international field.

You can find your Chase routing number on the bottom left of your checks, in your Chase online banking portal under account details, or by calling Chase customer service. The routing number is specific to your account type and branch, so it will differ from other Chase customers' routing numbers. The SWIFT code, by contrast, is identical across all Chase accounts.

When you need to provide your SWIFT code

You need to give CHASUS33 to someone sending you money from outside the United States. This includes international wire transfers from family, employers, or businesses abroad. The sender's bank will ask for your bank's SWIFT code, your account number, and sometimes your full name and address to route the money correctly.

You also need it if you are setting up a recurring international payment or direct deposit from a foreign employer or client. Some payment platforms and fintech services that handle cross-border transfers will ask for your SWIFT code during account setup.

You do not need to provide your SWIFT code for domestic transfers, bill payments, or peer-to-peer transfers within the United States. For those, your routing number and account number are sufficient. If a U.S.-based service asks for a SWIFT code, it is usually optional or a sign that the service also handles international transfers.

How to verify the code is correct

CHASUS33 is the official SWIFT code for Chase Bank, USA, N.A. You can verify this by checking the SWIFT directory on the Society for Worldwide Interbank Financial Telecommunication website, though most people do not need to — the code is widely published and rarely changes.

If someone sends you a wire transfer instruction and lists a different SWIFT code for Chase, do not use it. Scammers sometimes provide fake SWIFT codes to redirect money to their own accounts. Verify any unusual instruction by calling Chase directly at the number on the back of your debit card or on your Chase statement. Do not call a number provided in an email or text message.

If you receive a wire transfer and the sender tells you they used CHASUS33 but the money does not arrive, contact Chase immediately. Provide the sender's bank name, the amount, and the date sent. Chase can trace the wire and determine whether it was routed correctly or if there was an error on the sending bank's side.

International transfers from your Chase account

If you are sending money out of your Chase account to someone abroad, you will need the receiving bank's SWIFT code, not Chase's. Your Chase banker or the wire transfer form will have a field for the receiving bank's SWIFT code. You can ask the recipient for their bank's SWIFT code, or you can search for it using the SWIFT directory or your recipient's bank website.

Chase charges a wire transfer fee for international sends, typically between $15 and $50 depending on the destination country and whether the transfer is urgent. The receiving bank may also charge a fee. The exchange rate Chase uses is not always the best available, so if you are sending a large amount, compare Chase's rate to other services like Wise or OFX before you transfer.

International wire transfers from Chase usually take one to three business days, though some countries take longer. The money leaves your account immediately, but the receiving bank may hold it for verification before crediting the recipient's account. Provide the recipient with a tracking number so they can follow up with their bank if the money does not arrive within the expected timeframe.

Receiving international transfers to Chase

When someone abroad wants to send you money, give them CHASUS33, your full name as it appears on your Chase account, your account number, and your address. Some senders' banks also ask for a reference or reason for the transfer — you can provide any brief note like "personal transfer" or "invoice payment."

International incoming transfers usually arrive within one to three business days, though some countries take longer. Chase will credit your account once the money clears, and you will see a record of the transfer in your online banking portal. The sender's bank may have deducted a fee before sending, so the amount you receive may be slightly less than what was sent.

If the money does not arrive within the expected timeframe, ask the sender for proof that the wire was sent (a confirmation number or receipt from their bank). Then contact Chase with that proof. Chase can trace the wire and determine whether it is still in transit, if there was an error, or if it was sent to the wrong account.

Frequently Asked Questions

Is CHASUS33 the same for all Chase branches?

Yes. Chase uses one SWIFT code for all U.S. branches and all account types. You do not need to find a branch-specific code. If someone tells you that different branches have different SWIFT codes, they are mistaken or trying to mislead you.

Do I need a SWIFT code to receive a domestic wire transfer?

No. Domestic wire transfers use your routing number and account number only. SWIFT codes are for international transfers. If a U.S. bank or service asks for a SWIFT code for a domestic transfer, it is either a mistake or the service handles both domestic and international transfers.

What if I send money to the wrong SWIFT code by mistake?

Contact your bank immediately. If the money has not yet left Chase, they may be able to cancel or redirect it. If it has already been sent, the receiving bank may return it, but this can take several days or weeks. Provide Chase with the incorrect SWIFT code, the amount, and the date sent so they can investigate.

Can I use CHASUS33 for ACH transfers?

No. ACH transfers are domestic and use routing numbers, not SWIFT codes. SWIFT codes are only for international wire transfers. If you are setting up an ACH transfer within the United States, use your Chase routing number instead.

Do I need to update my SWIFT code if I move to a different state?

No. CHASUS33 does not change based on your location or which Chase branch you use. The code is the same whether you live in California, New York, or anywhere else in the United States.