Your Chase routing number is on the bottom left of every check you have, or you can find it instantly online through your Chase account
The routing number is a nine-digit code that tells the banking system which Chase branch or processing center handles your account. You need it to set up direct deposit, make wire transfers, arrange automatic bill payments, or receive ACH transfers from employers or other banks. Chase has multiple routing numbers depending on your account type and state, so the one on your check is the fastest way to confirm you have the right one.
If you do not have a check handy or prefer not to write one, you can log into your Chase online banking account or mobile app and find the number in seconds. You can also call Chase directly or visit a branch. The routing number never changes for your account type, so once you have it, you can use it for any transaction that asks for it.
Key Takeaways
- Your routing number appears in the bottom left corner of any Chase check, printed as the first set of nine digits before your account number.
- You can find your routing number by logging into Chase online banking, opening the account details or settings section, and looking for "routing number" or "ABA number".
- Chase routing numbers vary by state and account type, so the number on your check is the correct one for your specific account.
- You will need your routing number for direct deposit, wire transfers, bill pay setup, and receiving ACH transfers from employers or other sources.
Finding your routing number on a Chase check
Open any Chase check and look at the bottom left corner. You will see three groups of numbers separated by colons or special symbols. The first group of nine digits is your routing number. This is the fastest and most reliable way to find it because it is printed directly on the check stock you already use.
The format looks like this: the nine-digit routing number comes first, followed by your account number (usually 10 to 12 digits), then the check number. If you have multiple Chase accounts, each one may have a different routing number depending on the account type or the state where you opened it, so always use the number from a check tied to the account you are using.
Finding your routing number through Chase online banking
Log into your Chase account at chase.com or through the Chase mobile app. Once you are signed in, navigate to your account settings or account details. The exact location varies slightly depending on whether you use the website or app, but look for a section labeled "Account Information," "Account Details," or "Settings."
In that section, you should see your routing number listed alongside your account number. Some versions of the Chase app show it under "More" or "Account Services." If you cannot find it in settings, try looking at the "Transfers" or "Bill Pay" section, which often displays routing information when you set up a new transfer destination. Write down the nine-digit number exactly as it appears.
Calling Chase customer service for your routing number
If you prefer to speak to someone, call the Chase customer service number on the back of your debit card or credit card. Have your account number or Social Security number ready so they can pull up your account. Tell them you need your routing number, and they will provide it in seconds.
Chase customer service is available 24/7 for account holders. The wait time is usually short for this type of question. If you have multiple accounts, ask for the routing number for each one you plan to use, since they can differ by account type.
Visiting a Chase branch in person
Walk into any Chase branch with your ID and ask a teller for your routing number. They can print it for you or write it down on the spot. This is useful if you want to confirm the number face-to-face or if you do not have online access to your account at that moment.
You do not need an appointment. Bring your ID and the account number if you have it handy, though the teller can look it up using your name and Social Security number. Some branches are busier than others, so early morning or mid-week visits tend to be faster.
Understanding why Chase has multiple routing numbers
Chase is a large national bank with processing centers in different states. The routing number on your check reflects the state where your account was opened or the processing center that handles your account type. A checking account opened in New York may have a different routing number than a savings account opened in California, even if both are held by the same person at the same bank.
This is normal and not a mistake. Always use the routing number from a check or statement tied to the specific account you are using. If you are setting up direct deposit for your paycheck, use the routing number for the account where you want the deposit to land. If you are sending a wire transfer from a different account, use that account's routing number instead.
What to do if you cannot find your routing number
If you have lost all your checks, do not have online access, and cannot reach customer service, you can search the Federal Reserve's routing number database at fedachdirectory.frb.org. Enter "Chase" as the bank name and your state, and you will see a list of Chase routing numbers for that state. Match the one that corresponds to your account type (checking, savings, money market, and so on).
This method is slower than the others but works if you are in a bind. The Federal Reserve database is public and free to use. Keep in mind that if you use the wrong routing number, your transfer may be delayed or rejected, so double-check against your check or account details if possible.
Frequently Asked Questions
Is the routing number the same for all Chase accounts?
No. Chase routing numbers vary by state and account type. A checking account and a savings account may have different routing numbers. Always use the number from a check or statement for the specific account you are using.
Can I use someone else's routing number if they also bank at Chase?
No. You must use the routing number for your own account. Using someone else's routing number will send the money to their account or cause the transaction to fail. Always verify the routing number against your own check or account details.
What if I enter the wrong routing number?
The transaction may be rejected, delayed, or sent to the wrong account. If you realize the mistake before the transfer completes, contact your bank immediately to cancel it. If the money has already moved, you will need to contact Chase and the receiving bank to trace and recover it.
Do I need my routing number to use Chase's mobile app for payments?
Not always. If you are paying another Chase customer or a business that is set up in your Chase account already, the app handles routing automatically. You only need to enter it manually when setting up a new external transfer or when a business asks you to provide it for direct deposit or bill pay.
How often does a Chase routing number change?
Chase routing numbers do not change. Once assigned to your account type and state, it remains the same for as long as you hold that account. You can safely store it and reuse it for future transactions.