Your routing and account number are on the bottom left of every check you have, and online in your Chase account under account details
The routing number identifies which Chase bank branch or processing center handles your account. The account number is unique to your specific checking or savings account. You need both when you set up direct deposit, pay bills by check or bank transfer, or authorize someone else to move money from your account.
You do not need to call Chase or visit a branch to find these numbers. They are printed on your checks and available instantly in your online account or mobile app.
Key Takeaways
- Your routing number and account number appear together on the bottom left of every check, in the order: routing number, account number, check number.
- You can view both numbers in Chase's online banking portal under Account Details or in the mobile app under your account settings.
- Chase routing numbers vary by state and account type, so always use the number printed on your check or shown in your account rather than searching online.
- If you do not have checks or cannot access your online account, you can call Chase customer service at the number on the back of your debit card to request the numbers.
Reading the numbers on a check
At the bottom of any Chase check, you will see a series of numbers printed in magnetic ink. From left to right, they read: routing number (nine digits), account number (up to 17 digits), check number (four to five digits).
The routing number always comes first. It tells the banking system which Chase location or processor to send the money to. The account number comes second and identifies your specific account within that routing location. If you have multiple accounts at Chase, each one has its own account number but may share the same routing number.
This order is the same on every Chase check. If you are unsure which set of numbers is which, count: the first nine digits are the routing number, the next set is your account number.
Finding them in your Chase online account
Log into Chase.com or open the Chase mobile app and navigate to the account you need information for. On the account overview or dashboard, look for a link or button labeled "Account Details," "Account Information," or "Routing and Account Number."
Click or tap that option and both numbers will display on the screen. You can screenshot, write them down, or copy and paste them into a form. The app and website show the same numbers, so use whichever is most convenient.
If you cannot find the link, try scrolling down on your account page or looking under a menu labeled "Settings" or "Account Services." Chase's layout changes occasionally, but the routing and account number are always in the account details section.
Why routing numbers vary by state and account type
Chase operates different processing centers in different states. Your routing number depends on which state your account was opened in or which branch you use, not where you currently live. If you opened a checking account at a Chase branch in California, your routing number will be the California routing number even if you move to New York.
Some Chase accounts also have different routing numbers based on account type. A business checking account may have a different routing number than a personal checking account, even at the same branch. Always use the routing number printed on your check or shown in your account details—never guess or use a number you find online, because using the wrong one will cause the transfer to fail or go to the wrong account.
What to do if you do not have checks or cannot access your account
If you have not ordered checks yet or your account is locked, call the Chase customer service number on the back of your debit card. A representative can read both numbers to you over the phone. Have your account number or the last four digits of your Social Security number ready so they can verify your identity.
You can also visit a Chase branch in person with a photo ID and ask a teller to write down your routing and account number. This takes a few minutes and requires no appointment.
Do not share your routing and account number with anyone you do not trust. While a routing number is semi-public information (it identifies a bank location, not your money), your account number is sensitive. Treat it the same way you would treat a debit card number.
Using these numbers safely
Routing and account numbers are required for legitimate transactions like setting up direct deposit with your employer, authorizing automatic bill payments, or receiving a wire transfer. Legitimate businesses and government agencies will ask for these numbers in writing or through their official website or app, never by unsolicited phone call or email.
If someone calls or emails asking for your routing and account number without you initiating contact, do not provide it. Scammers sometimes pose as banks or employers to collect this information. When in doubt, hang up and call the official number on your debit card or bank statement to verify the request.
Frequently Asked Questions
Is my routing number the same for all my Chase accounts?
Usually yes, but not always. Most personal checking and savings accounts at the same branch share one routing number. Business accounts and accounts opened at different branches may have different routing numbers. Check the number printed on your checks or shown in your account details for each account—do not assume they are the same.
Can I use any Chase routing number I find online?
No. Always use the routing number printed on your check or shown in your Chase account details. Routing numbers vary by state and account type, and using the wrong one will cause the transaction to fail or route to the wrong account. Online lists of Chase routing numbers are reference only and may not match your specific account.
What happens if I give someone my routing and account number?
If you give these numbers to a legitimate business for a legitimate transaction (direct deposit, bill payment, wire transfer), the money moves as intended. If you give them to a scammer, they can attempt to withdraw money from your account or set up unauthorized transfers. Report unauthorized activity to Chase immediately by calling the number on your debit card.
Do I need my routing number to use my debit card?
No. Your debit card works with just the card number, expiration date, and CVV. Routing and account numbers are only needed for bank transfers, direct deposit, and check payments—not for card purchases or ATM withdrawals.
Can I change my routing or account number?
You cannot change your routing number—it is tied to your branch location and account type. You can close an account and open a new one, which would give you a new account number, but this is unnecessary for most situations. If you need a different routing number, contact Chase to discuss your options.