Your account number is on your debit card, checks, and online banking
Your Chase checking account number appears in three places you can reach right now: the bottom left of your debit card, the bottom of any check you have, or your Chase online banking portal. The fastest route is your debit card — the 10-digit number printed there is your account number. If you need it immediately and don't have your card handy, log into Chase.com or the Chase Mobile app, go to your account details, and it will be listed there.
The account number is different from your routing number (which tells banks where your account lives) and your card number (which is the 16 digits on the front of your debit card). You'll need the account number for things like setting up direct deposit, arranging wire transfers, or giving payment details to a creditor or employer.
Key Takeaways
- Your Chase checking account number is the 10-digit number on the bottom left of your debit card, before the routing number.
- You can also find it by logging into Chase.com or the Chase Mobile app and viewing your account details.
- The account number is not the same as your card number (16 digits on the front) or your routing number (9 digits that identify Chase's bank).
- If you don't have your debit card or online access, call Chase customer service at the number on the back of any Chase card or statement.
Finding your account number on your debit card
Look at the bottom of your Chase debit card. You'll see a series of numbers printed in a specific order: the routing number (9 digits), then your account number (10 digits), then the check number. The account number is always in the middle of these three groups.
The routing number for Chase is typically 021000021, though this can vary slightly by region. Your account number comes right after it. If your card is damaged or the numbers are worn, you can order a replacement card through your Chase account, but you don't need to wait for it to arrive — your account number won't change.
Accessing your account number through Chase online banking
Log into Chase.com using your username and password. Once you're signed in, click on the checking account you need the number for. On the account summary page, look for a section labeled "Account Details" or "Account Information." Your 10-digit account number will be displayed there, along with your routing number.
If you use the Chase Mobile app, the process is the same: open the app, select your checking account, tap the menu or settings icon, and look for account details. The app will show your account number in the same format as the website. Both methods work whether you're on a phone, tablet, or computer.
What to do if you can't find your account number
If you don't have your debit card and can't access online banking, call Chase customer service. The phone number is on the back of any Chase credit card or on your bank statement. Have your Social Security number and a form of ID ready. A representative can verify your identity and read your account number to you over the phone.
You can also visit a Chase branch in person with a photo ID. A teller can print your account information for you or write it down. This is useful if you need other details like your routing number or if you want to confirm the information before using it for a large transaction.
Using your account number safely
Your account number is safe to share with employers, payroll services, and financial institutions you're sending money to or receiving money from. It's required for direct deposits, ACH transfers, and wire instructions. However, don't share it in emails or texts unless you initiated the request and you're certain you're communicating with a legitimate organization.
Never give your account number to someone who calls you unsolicited, even if they claim to be from Chase. Chase will never ask for your account number or PIN over the phone unless you called them first. If you're unsure whether a call is legitimate, hang up and call the number on the back of your card to verify.
Account number vs. routing number vs. card number
These three numbers serve different purposes and appear in different places. Your card number is the 16 digits printed on the front of your debit card — this is what you use to make purchases in stores or online. Your routing number is a 9-digit code that identifies Chase as your bank; it's the same for all Chase customers in your region. Your account number is the 10-digit code unique to your specific checking account.
When you're setting up direct deposit or a wire transfer, you'll need both your account number and routing number, but not your card number. When you're making a purchase, you use your card number. Knowing which number to use for which purpose prevents delays and mistakes.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is 16 digits on the front of your debit card and is used for purchases. Your account number is 10 digits on the bottom of your card and is used for bank transfers and direct deposits. They are completely different.
Can I change my account number?
No, your account number stays the same for the life of your account. If you close the account and open a new one, you'll get a new account number. If you're concerned about fraud, contact Chase immediately, but they won't change your number — they'll help you secure your account and monitor it for unauthorized activity.
What's the difference between my account number and routing number?
Your routing number (9 digits) identifies Chase as your bank. Your account number (10 digits) identifies your specific account within Chase. You need both for direct deposits and wire transfers. The routing number is the same for most Chase customers; your account number is unique to you.
Do I need my account number to use my debit card at a store?
No. You only need your card number (the 16 digits on the front), expiration date, and CVV (the 3 digits on the back) to make purchases. Your account number is for bank-to-bank transfers, direct deposits, and bill payments, not for everyday card use.
What if I see multiple account numbers in my Chase account?
If you have multiple checking or savings accounts with Chase, each one has its own account number. Make sure you're using the correct number for the account you intend to use. Log in and select the specific account to confirm you have the right number.