Your Chase routing number is a nine-digit code that tells other banks where to send money to your account
Every Chase branch has its own routing number, so the number you need depends on which branch holds your account. The routing number appears on the bottom left of your checks, in your Chase online banking portal, and through Chase customer service. If you need to receive a wire transfer, set up direct deposit, or send money through ACH (Automated Clearing House), you will need this number along with your account number.
The routing number is not secret — it is printed on millions of checks and published by the Federal Reserve. Giving it out is safe. What you should never share is your full account number combined with the routing number, or your online banking password.
Key Takeaways
- Your Chase routing number is printed on the bottom left of your checks, starting after the colon and before your account number.
- You can find your routing number by logging into Chase online banking, calling Chase customer service at 1-800-935-9935, or visiting a Chase branch in person.
- Different Chase branches have different routing numbers, so confirm you have the routing number for the branch where your account is held.
- The routing number is safe to share with employers, bill payment services, and other banks — it is not a secret code.
Finding your routing number on a check
Look at the bottom left corner of any check from your Chase account. You will see three groups of numbers separated by colons or special symbols. The first group is the routing number — it is always nine digits.
The format looks like this: routing number : account number : check number. If you do not have checks handy, use one of the other methods below. If your checks are old or from a closed account, the routing number may no longer be current.
Finding your routing number through Chase online banking
Log into your Chase account at chase.com or through the Chase mobile app. Go to the account details or account information section — the exact location varies slightly depending on whether you use the website or app.
On the website, select the account you need, then look for "Account Details" or "Routing Number" in the menu. On the mobile app, tap the account, then tap the menu icon (three horizontal lines) and select "Account Details." The routing number will be displayed there. Write it down or screenshot it for your records.
Calling Chase customer service for your routing number
Call Chase at 1-800-935-9935 and select the option for account information. A representative can tell you the routing number for the specific branch where your account is held. Have your account number or the phone number associated with your account ready when you call.
Wait times are usually shorter during business hours on weekdays. If you call outside business hours, you can still reach an automated system that may provide routing information, though a live representative is more reliable for confirming you have the correct number.
Visiting a Chase branch in person
Walk into any Chase branch and ask a teller for your routing number. They will look it up in seconds and write it down for you. This is the slowest method but the most direct — there is no confusion about which number you need, and you leave with it in writing.
Bring your ID and your account number or debit card to speed up the process. If you do not have an account number memorized, the teller can look it up using your ID.
Understanding routing numbers for different Chase account types
Chase uses different routing numbers for different account types and regions. A checking account, savings account, and money market account at the same branch may have the same routing number, or they may not — it depends on how Chase structures that particular branch.
If you are setting up direct deposit for payroll, wire transfers, or ACH payments, always confirm the routing number with the specific account you are using. Entering the wrong routing number will send money to the wrong place, and recovery can take several days. When in doubt, pull the number from your online banking portal or call Chase to verify.
What to do if you cannot find your routing number
If you have lost your checks, cannot access online banking, and do not want to call, visit chase.com/routing. This page lets you search for routing numbers by state and city. Enter your location and Chase will show you the routing numbers for branches in that area.
Keep in mind that this search shows all Chase routing numbers in a region — if you have moved or your account is held at a branch in a different city, you may see multiple numbers. Use the online banking method or call customer service to confirm which one belongs to your specific account.
Frequently Asked Questions
Is my routing number the same as my account number?
No. Your routing number is nine digits and identifies your bank and branch. Your account number is typically 10 to 12 digits and identifies your specific account. Both appear on your checks, but in different positions. You need both for wire transfers and direct deposit.
Can I use the same routing number for all my Chase accounts?
Usually yes, but not always. If all your accounts are at the same Chase branch, they typically share one routing number. If you have accounts at different branches, each branch may have its own routing number. Check your online banking portal for each account to be certain.
What happens if I give someone my routing number?
Nothing bad happens. Your routing number is public information printed on checks and published by the Federal Reserve. It is safe to share with your employer for direct deposit, with billers for ACH payments, or with other banks for wire transfers. Do not share your full account number or online banking password.
Do I need my routing number to transfer money between my own Chase accounts?
No. Transfers between your own Chase accounts happen within Chase's system and do not require a routing number. You only need a routing number when money is moving between different banks or when setting up automatic payments from outside Chase.
How long does it take to receive money after I provide my routing number?
It depends on the payment method. Direct deposit typically arrives within one to two business days. ACH transfers take one to three business days. Wire transfers can arrive the same day or next business day, depending on the time sent and the receiving bank. Ask the sender which method they are using.