Your account number is on your debit card, checks, and online

Your Chase checking account number is a 10-digit code that identifies your specific account. You can find it three ways without calling or visiting a branch: on the bottom left of your checks, on the back of your debit card, or logged into your Chase account online.

The fastest route is your debit card. Flip it over and look at the back. You'll see a long number embossed or printed on the front (that's your card number), but on the back, below the magnetic stripe or chip, there's a smaller set of numbers. The account number is usually the middle set of digits—typically 10 digits long. If you're not sure which number is which, log into your Chase account online; the account number will be listed clearly there.

Key Takeaways

  • Your Chase checking account number is 10 digits and appears on the back of your debit card, the bottom left of your checks, and in your online account dashboard.
  • The account number is different from your card number (the 16 digits on the front of your card) and your routing number (used for ACH transfers and direct deposits).
  • If you need your routing number instead, it's also on the bottom left of your checks, or you can find it in your Chase account settings online.
  • Never share your full account number with anyone unless you initiated the transaction or verified the recipient is legitimate.

Finding your account number on your debit card

The back of your Chase debit card holds your account number in a specific location. Look below the magnetic stripe (or below the chip if you have a newer card). You'll see three separate groups of numbers printed there.

The first group on the left is your routing number (9 digits). The middle group is your account number (10 digits). The third group on the right is a check digit used for verification. Write down only the middle 10-digit number if you need your account number for a wire transfer, ACH payment, or direct deposit setup.

Locating your account number in your Chase online account

Log into Chase.com or the Chase mobile app and navigate to your checking account. On the account overview page, your account number will be displayed prominently near the account name and balance. You can also view it under account details or settings.

This method is useful if you don't have your debit card or checks handy. The account number shown online is always current and matches what's on your physical card. You can screenshot or write it down for your records, but do not share screenshots with anyone unless you're providing it to a verified Chase representative or a business you trust.

Finding your account number on paper checks

If you have a checkbook, the account number is printed on the bottom left of every check. Look at the very bottom of the check. You'll see three numbers in sequence: the routing number (9 digits), your account number (10 digits), and the check number.

The account number is always the middle set of digits on the bottom of the check. This method works even if you haven't used checks in years—old checks still show the correct account number. However, never send a photo of a full check to anyone, since it contains both your account number and routing number.

The difference between account number, card number, and routing number

These three numbers are often confused because they all appear on your card or checks, but they serve different purposes. Your card number is the 16 digits printed on the front of your debit card—this is what you use to make purchases or withdraw cash. Your account number is the 10-digit code that identifies your checking account at Chase. Your routing number is the 9-digit code that identifies Chase's bank location and is used for ACH transfers, wire transfers, and direct deposits.

When you set up a direct deposit with your employer, you'll need your account number and routing number, not your card number. When you pay a bill online using your bank account instead of your card, you'll also need both the account number and routing number. Your card number is only for card transactions.

When you need your account number and what to do with it

You'll need your account number when setting up direct deposit, authorizing an ACH payment, sending a wire transfer, or paying a bill from your checking account instead of using your card. You may also need it if you're setting up automatic bill pay through Chase or another service.

Before you share your account number with anyone, verify that you initiated the request. If a company calls you asking for your account number, hang up and call them back using the number on your statement or their official website. Scammers sometimes pose as banks or utilities to collect account information. Chase will never ask for your full account number via email or unsolicited phone call.

What to do if you can't find your account number

If you don't have your debit card, checks, or access to your online account, you can contact Chase directly. Call the number on the back of your card (if you have it), or call Chase customer service at 1-800-935-9935. You'll need to verify your identity with personal information like your Social Security number or date of birth before they provide your account number.

You can also visit a Chase branch in person with a photo ID. A teller can provide your account number immediately. This is the safest option if you're concerned about phone security or if you need the number urgently.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your card number is the 16 digits on the front of your debit card. Your account number is the 10-digit code on the back of your card (in the middle group of numbers). They identify different things—your card is a payment tool, while your account number identifies your actual checking account at Chase.

Can I use my account number to make purchases?

No. Your account number is used only for bank transfers, direct deposits, and ACH payments. To make purchases, you need your card number (the 16 digits on the front), or you can use your debit card itself. Merchants do not accept account numbers as payment.

What's the routing number and where do I find it?

Your routing number is the 9-digit code that identifies Chase's bank location. It's the first set of numbers on the bottom left of your checks, or the first group on the back of your debit card (to the left of your account number). You need it for direct deposits, wire transfers, and ACH payments.

Is it safe to share my account number?

Your account number alone cannot be used to withdraw money, but it should still be treated as sensitive information. Share it only with people or businesses you trust and who you initiated contact with. Never share it in response to an unsolicited call or email. If a company asks for it, verify their identity by calling them back using a number from your statement or their official website.

Can I change my Chase account number?

No. Your account number is permanent and tied to your checking account. If you close the account and open a new one, you'll receive a new account number. But you cannot change the number on an active account.