Chase checking account numbers have 10 digits
Your Chase checking account number is always 10 digits long. You can find it on the bottom left of your checks, in your Chase mobile app, or by logging into Chase.com. The account number appears after the routing number (which is 9 digits) and before the check number on a printed check.
When you need to provide your account number for a wire transfer, direct deposit setup, or automatic payment, use all 10 digits exactly as they appear. Do not add leading zeros or spaces — just the 10 digits themselves.
Key Takeaways
- Chase checking account numbers are always 10 digits, never more or fewer.
- You can locate your account number on a check, in the Chase app, or on the Chase website under your account details.
- When providing your account number for payments or transfers, use all 10 digits without adding zeros or spaces.
- The routing number (9 digits) comes before your account number on a check and is different from your account number.
- Your account number is unique to that specific checking account; if you open a second account, it will have a different 10-digit number.
Where to find your 10-digit account number
The easiest place to find your account number is on a check you have written. Look at the bottom of the check from left to right: you will see the routing number (9 digits), then your account number (10 digits), then the check number. The account number is always in the middle of these three.
If you do not have a check handy, log into your Chase account online or open the Chase mobile app. Your account number appears on the account summary page, usually near the account type and balance. You can also call Chase customer service at the number on the back of your debit card, and they will read your account number to you over the phone.
Why the routing number is different from your account number
The routing number identifies which Chase branch or processing center handles your account — it is the same for all Chase customers in your region. Your account number identifies your specific checking account. Together, they tell the banking system exactly where your money is and whose account to move it to.
When you set up direct deposit or a wire transfer, you will need both numbers. The routing number goes in one field, and the account number goes in another. Using the wrong number for either one will cause the transaction to fail or go to the wrong place.
What happens if you give out your account number
Sharing your 10-digit account number with a trusted payee — such as your employer for direct deposit or a utility company for automatic bill payment — is safe and necessary. These are legitimate reasons to provide it.
However, do not share your account number with someone you do not know or trust, especially if they contact you by phone or email claiming to be from Chase. Chase will never ask you to confirm your full account number by email or unsolicited phone call. If someone asks for it unexpectedly, hang up or delete the message and call Chase directly using the number on your card.
Account numbers for different types of Chase accounts
All Chase checking accounts use 10-digit account numbers. If you have a Chase savings account, money market account, or credit card, each one has its own separate account number — also 10 digits for deposit accounts. Your credit card account number is different and longer (typically 16 digits for Visa or Mastercard).
If you open a second checking account with Chase, that new account will have a completely different 10-digit number. The bank does not reuse account numbers, so each account you hold will have a unique identifier.
Using your account number for transfers and payments
When you set up an automatic payment, direct deposit, or transfer between your own accounts, enter your 10-digit account number exactly as it appears. Do not add dashes, spaces, or leading zeros — just type or write the 10 digits in order.
If a form asks for your account number and shows a field with more than 10 spaces, fill in only your 10 digits and leave the extra spaces blank. Some older systems have longer fields but only use the digits you provide. If you are unsure whether you have entered it correctly, check a recent check or log into your Chase account to verify the number matches.
Frequently Asked Questions
Can I change my Chase checking account number?
No, your account number is permanent for that checking account. If you close the account and open a new one, you will receive a new 10-digit number. If you want a different account number, you would need to close the current account and open a new checking account with Chase.
Is my 10-digit account number the same as my routing number?
No. Your routing number is 9 digits and identifies your Chase location or processing center. Your account number is 10 digits and identifies your specific account. Both appear on your checks, with the routing number first and the account number second.
What if I accidentally gave my account number to a scammer?
Contact Chase immediately by calling the number on the back of your debit card or by logging into your account online. Chase can monitor your account for fraud and, if needed, close the account and issue you a new one with a new account number. Act quickly to limit any potential damage.
Do I need my account number to use my Chase debit card?
No. Your debit card has its own card number printed on the front, which is different from your 10-digit checking account number. You use the card number for purchases and ATM withdrawals. You only need your account number for direct deposits, wire transfers, and bill payments.