Chase account numbers are 10 digits long

Your Chase bank account number is always 10 digits. You'll find it on the bottom left of your checks, in your online banking portal, or by calling Chase customer service. The account number itself is just those 10 digits — nothing more, nothing less.

When you need to provide your account number for a wire transfer, direct deposit, or automatic payment, you're giving out this 10-digit code. It's unique to your specific account at Chase, even if you have multiple accounts with the bank.

Key Takeaways

  • Chase account numbers are always 10 digits, with no letters or special characters.
  • You can find your account number on the bottom left of your checks, in the Chase mobile app, or by logging into your online account.
  • The 10-digit account number is different from your routing number, which is 9 digits and identifies Chase as your bank.
  • When setting up direct deposit or automatic payments, provide only the 10-digit account number unless the form asks for additional information.
  • Never share your full account number with anyone you don't trust, even though it's printed on your checks.

Where to find your Chase account number

The easiest place to locate your account number is on a check from your checking account. Look at the bottom left of the check — you'll see three groups of numbers separated by colons. The middle group is your 10-digit account number. The first group is your routing number (9 digits), and the third group is the check number.

If you don't have checks handy, log into your Chase online banking account or open the Chase mobile app. Your account number appears on the account summary page, usually near the top where your account name and balance are displayed. You can also call Chase customer service at the number on the back of your debit card — they'll read your account number to you over the phone.

Account number vs. routing number: what's the difference

Your routing number and account number are two separate pieces of information that work together. The routing number (9 digits for Chase) tells the banking system which bank to send money to. Your account number (10 digits) tells Chase which specific account within the bank should receive or send the money.

You need both pieces of information to set up direct deposit, make a wire transfer, or authorize an automatic payment. If you provide only the account number without the routing number, the transaction won't go through. If you provide only the routing number without the account number, the money won't know which of Chase's millions of accounts to land in.

When you need to share your account number

You'll need to provide your 10-digit account number when setting up direct deposit with your employer, arranging automatic bill payments, receiving a wire transfer, or transferring money between your own accounts at different banks. In each case, you're usually also asked for your routing number.

Your account number is printed on every check you write, so it's already visible to anyone who receives a check from you. However, that doesn't mean you should casually share it. Only provide your account number to people and organizations you trust — your employer's payroll department, your utility company, your mortgage lender, or your accountant. Never share it in response to an unsolicited email or phone call, even if the caller claims to be from Chase.

What happens if someone has your account number

Having just your 10-digit account number alone is not enough for someone to drain your account or make unauthorized transfers. They would also need your routing number, and even then, most transactions require additional verification like a password, PIN, or security code. However, combined with other information — your name, address, or Social Security number — an account number can be used to attempt fraud.

If you believe your account number has been compromised, contact Chase immediately through the phone number on the back of your debit card or by logging into your online account. Chase can monitor your account for suspicious activity and issue you a new account number if necessary, though this is rare. You should also review your recent transactions and set up account alerts to notify you of large withdrawals or transfers.

Multiple Chase accounts and account numbers

If you have more than one account with Chase — for example, a checking account and a savings account — each one has its own unique 10-digit account number. You can't use the checking account number to access your savings account, and vice versa. When you're setting up a transfer between your own accounts, make sure you're using the correct account number for the destination account.

You can view all your account numbers in one place by logging into your Chase online banking account. Each account is listed separately with its own number, balance, and transaction history. If you're unsure which account number belongs to which account, the account name (like "Chase Checking" or "Chase Savings") is displayed right next to the number.

Frequently Asked Questions

Can I change my Chase account number?

Chase does not allow you to request a new account number for your own convenience. Your account number stays the same for the life of the account. If you close the account and open a new one, you'll receive a new account number. If you believe your account number has been compromised due to fraud, contact Chase and they can discuss your options.

Is my account number the same as my debit card number?

No. Your debit card number is a 16-digit number printed on the front of your card. Your account number is a separate 10-digit code. They're linked to the same account, but they're different numbers used for different purposes. Your debit card number is for card transactions; your account number is for bank transfers and direct deposits.

Do I need my account number to use my debit card?

No. You only need your debit card number, expiration date, and CVV to make purchases or pay bills online. Your account number is not required for everyday card use. You only need your account number when setting up direct deposit, wire transfers, or automatic payments from your bank account.

What if I forgot my account number?

Call the Chase customer service number on the back of your debit card, log into your online banking account, check a blank check from your checkbook, or visit a Chase branch in person. Any of these methods will show you your 10-digit account number within minutes.