Chase accepts coins at most branches, but the process depends on how many you have and whether you roll them yourself
Yes, Chase Bank takes coins. You can deposit loose coins at any Chase branch during business hours. The bank does not charge a fee for coin deposits made by customers with accounts. However, Chase does not have coin-counting machines in most branches anymore — you will need to either roll the coins yourself in paper wrappers or ask a teller to count them by hand, which can take time if the amount is large.
If you have a small amount of coins (under $50 or so), a teller will usually count them at the counter without complaint. If you have a large bag or bucket of coins, call your branch ahead of time. Some branches will ask you to roll them first, and some will count them but may ask you to come back later or schedule an appointment so the teller does not hold up the line.
Chase does not accept coins through ATMs or mobile deposit. You must go into a physical branch and speak to a teller or customer service representative.
Key Takeaways
- Chase accepts coin deposits at branches for free if you have an account, but you must go in person — no ATM or mobile deposit option exists.
- Most Chase branches no longer have coin-counting machines, so you either roll the coins yourself or have a teller count them by hand.
- Small amounts (under $50) are usually counted without delay, but large amounts may require you to roll them first or schedule a separate appointment.
- Calling your branch before bringing in a large quantity of coins saves time and prevents the teller from turning you away.
How to deposit coins at a Chase branch
Walk into any Chase branch during business hours with your coins and your account information (debit card or ID). Tell the teller you want to deposit coins. If the amount is small and loose, the teller will count it at the counter and add it to your account. If the amount is large or you want to speed up the process, bring the coins in paper coin wrappers — these are the small paper tubes designed to hold a specific number of coins (pennies, nickels, dimes, quarters). You can buy coin wrappers at most grocery stores, pharmacies, or office supply stores for a few dollars.
The teller will verify the count, stamp or initial the wrapper, and deposit the total into your account. The deposit posts immediately if you are depositing during business hours. If you deposit after hours or on a weekend, the deposit will post the next business day.
If you have a very large amount of coins — several hundred dollars or more — call your branch first. Ask whether they prefer you to roll the coins or whether they will count them. Some branches will ask you to schedule an appointment so the teller can count them when the branch is less busy. This is not a refusal; it is just a way to keep the line moving.
What happens if you do not have an account at Chase
If you do not have a Chase account, the bank will not deposit your coins. You can still exchange coins for cash at the teller window — the teller will count your coins and give you bills in return, but this is a currency exchange, not a deposit. Some branches charge a fee for this service if you are not a customer; others do it for free. Call ahead to ask.
If you want to convert coins to cash without a bank account, a grocery store customer service desk, laundromat, or arcade may have a coin-counting machine you can use for a small fee (usually 5 to 10 percent of the total). Some banks other than Chase still have coin-counting machines available to customers for free.
Why Chase removed most coin-counting machines
Chase phased out coin-counting machines (also called coin sorters) from most branches over the past decade. The machines were expensive to maintain, broke down frequently, and required regular servicing. Fewer customers were using them as digital payments became more common. The bank decided it was more cost-effective to have tellers count coins by hand for the customers who still need the service.
This change happened across most large banks, not just Chase. Wells Fargo, Bank of America, and other national banks also removed coin machines from their branches. If you need a coin-counting machine, credit unions and smaller regional banks are more likely to still have them.
Depositing coins through Chase mobile app or ATM
Chase does not allow coin deposits through its mobile app or ATM network. Mobile deposit works only for checks and cash (bills). ATMs accept cash deposits and withdrawals but not coins. If you want to deposit coins, you must visit a branch in person and speak to a teller.
Some Chase ATMs have a feature that lets you withdraw cash in specific denominations, but this is the opposite of what you need — it takes money out, not puts it in.
Preparing coins for deposit: rolling versus loose
You have two options: bring loose coins and let the teller count them, or roll them yourself before you go. Rolling coins yourself takes time but speeds up the deposit process at the branch. Loose coins are easier to carry but mean the teller has to count them, which can delay other customers.
If you choose to roll coins, use standard paper coin wrappers. A penny wrapper holds 50 pennies ($0.50). A nickel wrapper holds 40 nickels ($2.00). A dime wrapper holds 50 dimes ($5.00). A quarter wrapper holds 40 quarters ($10.00). Write the total amount on the outside of each wrapper in pen so the teller can verify it quickly. If your count is off, the teller will recount and correct it, but accurate rolls speed things up.
If you bring loose coins, put them in a bag or container that is easy to pour out. Do not bring coins in a sock, pillowcase, or anything the teller has to untie or cut open.
What to bring to the branch
Bring your coins and a valid form of ID or your Chase debit card. If you have a checking or savings account, the teller will look up your account by your card or ID and deposit the coins directly. If you do not have an account, you can still exchange coins for cash, but the teller may ask for ID and may charge a fee.
If you are depositing a large amount, bring a receipt or list showing the total amount you counted at home. This is not required, but it helps the teller know what to expect and speeds up verification.
Frequently Asked Questions
Can I deposit coins at a Chase ATM?
No. Chase ATMs do not accept coins. You must go inside a branch and deposit coins with a teller. Some ATMs accept cash deposits, but coins are not included.
Does Chase charge a fee to deposit coins?
No, Chase does not charge a fee to deposit coins if you have an account. If you do not have an account and want to exchange coins for cash, some branches charge a small fee, but this varies by location. Call your branch to ask.
How long does it take to deposit a large amount of coins?
A small amount (under $50) usually takes 5 to 10 minutes. A large amount (several hundred dollars) can take 20 to 45 minutes if the teller counts by hand. Rolling the coins first or scheduling an appointment reduces wait time.
What if my branch does not have a coin-counting machine?
Most Chase branches no longer have coin machines. The teller will count your coins by hand, or you can roll them yourself before you come in. If you prefer a machine, ask whether a nearby Chase branch still has one, or try a credit union or smaller bank in your area.
Can I deposit coins from a business or charity?
Yes, if you have a business or nonprofit account at Chase, you can deposit coins the same way. Bring the coins to a branch, and the teller will count and deposit them. For very large amounts, call ahead to schedule an appointment.