Bank of America accepts coins, but you must roll them or use their coin counter machine
Bank of America will take coins from you as a deposit. You have two options: bring rolled coins in standard paper wrappers (pennies, nickels, dimes, quarters), or use a coin-counting machine if your branch has one. Not all branches have coin counters, so call ahead to confirm. If you bring loose coins, the bank will not accept them—they must be rolled or counted by their machine.
The coins go directly into your account the same day you deposit them. There is no fee for depositing coins at Bank of America, whether you roll them yourself or use the machine. The bank credits your account at face value—a roll of quarters is worth $10, a roll of dimes is worth $5, and so on.
Key Takeaways
- Bank of America accepts coins only if they are rolled in paper wrappers or counted by a coin machine at the branch.
- Loose coins cannot be deposited—you must either roll them yourself or find a branch with a coin counter.
- Coin deposits are credited to your account the same day at face value with no fee.
- Not every branch has a coin-counting machine, so call your local branch before you go.
- You can also deposit coins through an ATM if your account is set up to accept cash deposits, though most ATMs do not take coins.
How to roll coins for deposit
Paper coin wrappers are sold at most bank branches, office supply stores, and supermarkets for a few dollars per pack. Each wrapper holds a standard number of coins: 50 pennies, 40 nickels, 50 dimes, or 40 quarters. You can also order them online if your local branch does not stock them.
To roll coins, stack them in the wrapper to the marked line, fold the ends, and seal. The wrapper should be tight enough that coins do not fall out when you handle it. Bank of America tellers will inspect the rolls when you deposit them—if a roll is loose or the count is off, they may ask you to recount or re-roll it on the spot.
Bring your rolled coins and your account number or debit card to the teller. You can deposit them at any Bank of America branch, and the funds will post to your account immediately. If you have a large volume of coins, call ahead so the teller can set aside time to count and process them.
Using a coin-counting machine at Bank of America
Some Bank of America branches have coin-counting machines in the lobby. These machines are free to use for account holders. You pour your loose coins into the machine, and it counts them and prints a receipt showing the total. You then take the receipt to a teller, who credits your account.
The machine accepts pennies, nickels, dimes, and quarters. It will reject foreign coins, tokens, or damaged coins that it cannot read. If the machine rejects a large number of your coins, you may need to sort them by hand or ask the teller to count them manually.
To learn about your branch has a coin counter, call the branch directly or check the Bank of America website for your location. Availability varies by branch and region. If your branch does not have one, you can roll the coins yourself or visit a different branch that does have a machine.
What coins Bank of America will not accept
Bank of America will not accept foreign currency coins, even if they are valuable or collectible. They will not take coins that are bent, heavily damaged, or so worn that the denomination is unclear. Tokens, casino chips, and commemorative coins that are not legal U.S. tender are also rejected.
If you have rare or collectible coins, do not bring them to the bank. A coin dealer or numismatist can assess their value, which may be much higher than face value. The bank will only credit you for the face value anyway, so you would lose money by depositing them.
Alternatives if your branch has no coin counter
If your local branch does not have a coin-counting machine, you have three options. First, roll the coins yourself using paper wrappers and deposit them at the teller window. Second, visit a different Bank of America branch that has a coin counter—you can call ahead to confirm it is available. Third, use a coin-counting kiosk at a grocery store or retail location, though these often charge a fee (usually 8 to 10 percent of the total).
Some grocery stores like Coinstar have coin-counting machines in their lobbies. These machines charge a percentage fee, but they are faster than rolling coins by hand. If you use a Coinstar machine, you can choose to receive cash, a gift card, or a donation receipt instead of a bank deposit, depending on the machine.
Depositing coins through ATM or mobile app
Most Bank of America ATMs do not accept coin deposits. If your account is set up for cash deposits, the ATM will accept bills, but coins must be deposited in person at a teller window or through a coin-counting machine. Check with your branch about which ATMs near you accept any form of cash deposit.
The Bank of America mobile app does not have a feature to deposit coins. You must bring them to a branch in person. If you want to avoid a trip to the bank, rolling the coins and depositing them during a visit for another transaction is the most efficient approach.
Frequently Asked Questions
Can I deposit coins at a Bank of America ATM?
Most Bank of America ATMs do not accept coins. You must deposit coins in person at a teller window or through a coin-counting machine at a branch. Call your local branch to ask which ATMs, if any, accept cash deposits.
Do I have to roll coins in a specific way?
Coins must be in standard paper wrappers with the correct count for each denomination. The wrapper should be tight and sealed. If a roll is loose or underfilled, the teller may ask you to recount or re-roll it before accepting it.
Is there a limit to how many coins I can deposit?
Bank of America does not publish a coin deposit limit. Very large deposits (hundreds of dollars in coins) may take longer to process, so call your branch ahead of time if you have a large volume. The teller can set aside time to count and verify the rolls.
What happens if the coin counter rejects some of my coins?
The machine will not count coins it cannot read—usually foreign coins, tokens, or heavily damaged coins. Ask the teller to count the rejected coins by hand, or set them aside and deposit only the coins the machine accepted.
Can I deposit coins from other banks at Bank of America?
Yes. As long as the coins are U.S. legal tender in good condition, Bank of America will accept them regardless of which bank issued them. The coins are credited at face value.