When Bank of America branches open and close

Most Bank of America branches open at 9:00 a.m. and close at 5:00 p.m. Monday through Friday. Saturday hours are typically 9:00 a.m. to 1:00 p.m., and branches are closed on Sundays. However, hours vary by location — some branches open earlier or stay open later, and a few locations have different weekend schedules.

The fastest way to find your specific branch's hours is to visit bankofamerica.com, click "Locations," enter your zip code or address, and select the branch. The page will show exact opening and closing times for each day of the week, plus whether that location has a drive-through and what services are available there.

If you cannot reach the website, call the branch directly. The phone number appears in Google Maps when you search "Bank of America near me," and the branch staff can tell you holiday hours or any temporary closures.

Key Takeaways

  • Standard Bank of America branch hours are 9:00 a.m. to 5:00 p.m. weekdays and 9:00 a.m. to 1:00 p.m. Saturdays, but individual branches vary.
  • Check your specific branch's hours on bankofamerica.com by searching your location, since hours differ by neighborhood and region.
  • Drive-through windows often stay open longer than the lobby, so you may be able to deposit or withdraw cash outside posted lobby hours.
  • Branches are closed on Sundays and major U.S. holidays, though ATMs remain available 24/7.

Drive-through and after-hours access

Bank of America drive-through windows typically open 30 minutes before the lobby and close 30 minutes to an hour after it closes. If the lobby closes at 5:00 p.m., the drive-through may stay open until 6:00 p.m. or later. This varies by location, so check your branch's page on bankofamerica.com to see the exact drive-through hours.

After hours, you can use any Bank of America ATM to withdraw cash, deposit checks (at ATMs with mobile deposit or envelope slots), and check your balance. ATMs are available 24 hours a day, seven days a week. If you need to speak with someone outside business hours, Bank of America's phone line is open 24/7 at the number on the back of your debit card.

Holiday closures and temporary changes

Bank of America branches close on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on other observed holidays depending on the state or region.

During major holidays, the branch locator on bankofamerica.com will show "Closed" for that date. If you are unsure whether a specific holiday affects your branch, call ahead or check the website a few days before. Temporary closures for renovations or staffing changes are also posted on the branch's location page.

Finding a branch near you

Bank of America has over 4,000 branches across the United States. To find the nearest one, go to bankofamerica.com, select "Locations," and enter your zip code or street address. The map will show all nearby branches, their hours, phone numbers, and available services (such as whether they have a safe deposit box or a financial advisor on staff).

You can also search "Bank of America near me" in Google Maps or Apple Maps, which will show hours, directions, and customer reviews. If you are traveling or need a branch in a different city, the same search method works — just enter the destination zip code on the Bank of America website.

Services available during branch hours

During lobby hours, you can open accounts, apply for loans, speak with a financial advisor, order cashier's checks, and resolve account issues in person. Some services — like applying for a credit card or mortgage — may require an appointment, which you can schedule online or by phone.

If you only need to deposit or withdraw cash, use the ATM or drive-through instead. Both are faster than waiting in the lobby, and both are available outside posted branch hours. For account questions that do not require in-person verification, call the 24/7 customer service line on the back of your card.

Time zone differences for online and phone banking

Bank of America's online banking portal and mobile app are available 24/7 across all time zones. You can transfer money, pay bills, check balances, and deposit checks by phone or app at any hour.

Customer service phone lines are also open 24/7, but wait times are longer during evening and weekend hours. If you call during branch hours (9:00 a.m. to 5:00 p.m. your local time, Monday through Friday), you may reach someone faster. For routine questions, the app or website usually provides an answer without waiting.

Frequently Asked Questions

Can I deposit a check at a Bank of America ATM outside branch hours?

Yes. Most Bank of America ATMs accept check deposits 24/7 through the envelope slot or mobile deposit feature in the app. The check will post to your account within one to two business days, depending on when you deposit it and the amount.

What if my branch has different hours than the standard 9 to 5?

Some branches in busy areas or downtown locations open at 8:00 a.m. or stay open until 6:00 p.m. or later. Check bankofamerica.com for your specific branch, or call the branch directly — the hours are posted on the location page and updated if they change.

Are Bank of America branches open on Saturday?

Most branches are open 9:00 a.m. to 1:00 p.m. on Saturday, but some locations have different hours or are closed. Check your branch's page on bankofamerica.com to confirm Saturday availability.

Can I do banking after hours if I am a customer?

Yes. You can use ATMs, the mobile app, and the website 24/7. For phone support, call the number on your debit card — customer service is available around the clock, though wait times are longer outside business hours.

What happens if I try to visit during a holiday?

The branch will be closed, and the lobby will not be accessible. However, the ATM will still work, and you can call customer service or use the app. If you need in-person help, visit the next business day or find a nearby branch that is open.