How to check if Bank of America is open right now
The fastest way to know if your Bank of America branch is open today is to visit bankofamerica.com, click "Locations," enter your zip code or address, and look at the hours listed for that specific branch. Hours vary by location — some branches open at 9 a.m., others at 10 a.m., and closing times range from 4 p.m. to 6 p.m. on weekdays. Saturday and Sunday hours are shorter and differ by branch.
You can also call your branch directly. The phone number appears on the location page. A live person can tell you immediately whether they are open and whether you need an appointment for what you came to do.
If you need banking services right now and your branch is closed, Bank of America operates ATMs 24/7, and you can handle many transactions through the mobile app or online banking without visiting a branch at all.
Key Takeaways
- Bank of America branch hours vary by location and day of the week, so checking your specific branch on bankofamerica.com is the only reliable way to know if it is open today.
- Most branches open between 9 a.m. and 10 a.m. on weekdays and close between 4 p.m. and 6 p.m., but your branch may differ.
- Calling your branch directly gives you the fastest answer and lets you ask whether you need an appointment.
- ATMs are available 24/7, and many transactions can be done through the mobile app or online banking without visiting a branch.
- Holiday schedules change branch hours, so check the website before visiting on or near a federal holiday.
Standard weekday and weekend hours
Most Bank of America branches operate Monday through Friday from 9 a.m. to 5 p.m., though some open at 10 a.m. or close as early as 4 p.m. or as late as 6 p.m. Saturday hours are typically 9 a.m. to 1 p.m., and many branches are closed on Sunday. However, these are general patterns — your branch may not follow them.
The only way to know your branch's actual hours is to look it up by location. Do not assume your branch keeps the same hours as another Bank of America across town.
What to do if your branch is closed
If you need to deposit a check, transfer money, or pay a bill and your branch is closed, you have several options that do not require waiting. Bank of America ATMs accept check deposits 24/7 through the mobile app's mobile check deposit feature or at any ATM with an envelope slot. You can also transfer money, pay bills, and check your balance through the app or online banking at any time.
If you need to speak to someone, Bank of America customer service is available by phone 24/7. Call the number on the back of your debit card or visit the website to find the customer service line. For complex issues that require a banker's help, you can schedule an appointment for the next business day through the app or website.
Holiday hours and closures
Bank of America branches close on federal holidays including New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Some branches may also close on Good Friday.
On the day before or after a holiday, hours may be shortened. Check the website or call ahead if you are planning a visit around a holiday, because hours change and are not always posted in advance.
Using Bank of America services without visiting a branch
Most banking tasks no longer require a branch visit. The Bank of America mobile app lets you deposit checks by taking a photo, transfer money between accounts, pay bills, send money to other people, and check your balance. Online banking through the website offers the same features plus the ability to manage credit cards, loans, and investments.
If you need cash, ATMs are everywhere — Bank of America has thousands, and you can also use ATMs at other banks if you are willing to pay a fee. If you need to speak to a banker about a mortgage, investment, or account issue, you can schedule a video appointment through the app or website instead of going in person.
Finding your nearest branch and its hours
Go to bankofamerica.com and click the "Locations" link at the top of the page. Enter your zip code, city, or street address. The results show all nearby branches and ATMs with their exact hours, phone numbers, and services offered at each location. You can also see whether appointments are available and book one directly from the location page.
The mobile app has the same locator tool. Open the app, tap the menu icon, select "Locations," and search by zip code or address. This is useful if you are already out and need to find a branch nearby.
What to do if you cannot reach your branch
If the branch locator shows hours but nobody answers the phone, the branch may be temporarily closed due to staffing or a technical issue. Call Bank of America customer service at the number on your debit card — they can tell you whether the branch is open and help you with your banking need over the phone or direct you to another nearby branch.
If you need to visit a branch in person and yours is closed, the locator shows other branches in your area with their hours. Many people do not realize they can visit any Bank of America branch, not just the one closest to home.
Frequently Asked Questions
Are Bank of America branches open on Sundays?
Most Bank of America branches are closed on Sunday, though a small number in high-traffic areas may have limited Sunday hours. Check your specific branch on bankofamerica.com to see if it is open on Sunday.
Can I do my banking at night or on weekends if my branch is closed?
Yes. ATMs are open 24/7, the mobile app and online banking work anytime, and customer service is available by phone around the clock. You can deposit checks, transfer money, and pay bills without visiting a branch.
Do I need an appointment to visit a Bank of America branch?
Appointments are not required for most routine transactions like deposits or withdrawals, but scheduling one ensures a banker is available when you arrive. You can book an appointment through the website or app, or call your branch to ask whether one is needed for what you plan to do.
What if my branch is closed but I need cash today?
Use any Bank of America ATM to withdraw cash 24/7. If you need more than your ATM daily limit allows, call customer service to ask about a temporary increase, or visit another Bank of America branch that is open.
How do I know if my branch has special holiday hours?
Check bankofamerica.com and search for your branch location. Holiday hours are listed on the location page. You can also call the branch directly or contact customer service to confirm hours around a holiday.