Bank of America has branches and ATMs across the country, but the fastest way to find one near you is through their locator tool or a map app

Bank of America operates thousands of branches and ATMs nationwide. To find the one closest to you, use the Bank of America locator on their website (bankofamerica.com), which lets you search by address, city, or ZIP code. You can also open Google Maps or Apple Maps, search "Bank of America near me," and see locations with hours and distance. If you need an ATM only—not a teller—the map results will show which locations have ATMs available outside business hours.

The locator tool shows you more than just distance. It tells you which services each location offers: whether they have a safe deposit box, a mortgage specialist, investment services, or a drive-through. Some branches are full-service; others are smaller and may not have every service. If you need something specific—like opening a business account or accessing a safe deposit box—check what that branch offers before you go.

Key Takeaways

  • The Bank of America website locator and Google Maps both show nearby branches and ATMs with hours and services offered.
  • Not all branches offer the same services; check what each location provides before visiting for a specific need.
  • ATMs are available 24/7 at most Bank of America locations, even when the branch itself is closed.
  • If you are a Bank of America customer, you can also call 1-800-432-1000 to ask about the nearest branch or ATM.

Using the Bank of America website locator

Go to bankofamerica.com and look for the "Locations" or "Find a Branch" link, usually in the footer or top navigation. Enter your address, city, or ZIP code. The tool will show you branches and ATMs sorted by distance, with exact addresses, phone numbers, and hours of operation. Each location listing includes a map view so you can see exactly where it sits relative to your current location.

The locator also filters by service type. If you need to deposit a check, withdraw cash, or speak to someone about a loan, most full-service branches can handle that. If you only need an ATM, you can filter to show ATM-only locations. Some branches have limited hours or are closed on certain days, so the locator will show you when each one is open.

What to do if the nearest branch is far away

Bank of America customers can handle many transactions without visiting a branch. You can deposit checks using the mobile app (photograph the front and back), transfer money between accounts online, pay bills through their website, and withdraw cash at any Bank of America ATM. If you need to speak to someone, you can call 1-800-432-1000 or use the chat feature on their website or app.

If you need to do something that requires a teller—like opening a new account, getting a cashier's check, or accessing a safe deposit box—and the nearest branch is inconvenient, call ahead to confirm they offer that service and ask about wait times. Some transactions can be done by mail or through a video appointment, which Bank of America offers at certain branches.

ATMs outside Bank of America locations

Bank of America is part of the Allpoint network, which means you can use your debit card at hundreds of thousands of ATMs outside Bank of America branches—at grocery stores, pharmacies, convenience stores, and other retailers. You will not pay an out-of-network fee when you use an Allpoint ATM. Search "Allpoint ATM near me" or use the Allpoint app to find one.

If you use an ATM that is not Bank of America or Allpoint, your bank may charge you a fee (usually $2 to $3), and the ATM operator may charge you as well. Check your account terms to see what fees apply to out-of-network withdrawals.

Hours and holiday closures

Most Bank of America branches are open Monday through Friday, 9 a.m. to 5 p.m., with reduced hours on Saturday. Some locations have extended hours or are open on Sunday. The locator tool shows the exact hours for each branch. ATMs are available 24/7, even when the branch is closed.

Bank of America branches are closed on federal holidays, including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. If you need to access your account on a holiday, use the ATM, mobile app, or call customer service.

What to bring when you visit

If you are opening a new account, bring a government-issued photo ID (driver's license, passport, or state ID) and proof of address (a recent utility bill, lease, or bank statement). If you are depositing a check, bring the check and your debit card or account number. If you are applying for a loan or credit product, bring recent pay stubs, tax returns, and proof of income.

For most routine transactions—deposits, withdrawals, transfers—you only need your debit card or account number. If you are not sure what to bring, call the branch ahead of time or check the Bank of America website for specific requirements.

Frequently Asked Questions

Can I do everything at an ATM that I can do at a branch?

No. ATMs let you withdraw cash, deposit checks and cash, transfer money between your accounts, and check your balance. You cannot open a new account, apply for a loan, access a safe deposit box, or speak to someone about your account at an ATM. For those services, you need a branch.

What if I do not have a Bank of America account but need to use an ATM?

You can withdraw cash from a Bank of America ATM even if you do not have an account there, but you will pay a fee (usually $2 to $3). If you have an account at another bank, check whether they are part of a surcharge-free network that includes Bank of America ATMs in your area.

Can I make an appointment at a Bank of America branch?

Yes. Many branches let you schedule an appointment online or by phone. This is useful if you need to discuss a mortgage, open a business account, or handle something complex. Call the branch directly or check their page on the Bank of America website to see if appointments are available.

Do all Bank of America branches offer the same services?

No. Some branches are full-service and offer mortgages, investment advice, and business banking. Others are smaller and handle basic transactions only. The locator tool shows which services each branch offers, so check before you visit if you need something specific.