Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling the bank: on the front of your debit card, on the bottom left of any check you write, in the Online Banking portal under Account Details, and on your monthly statement.
The fastest route is your debit card. Look at the raised numbers on the front—the account number is the second set of digits, after the card number itself. If you do not have your card handy, pull up your most recent check or log into Online Banking on your computer or the mobile app.
Do not confuse your account number with your routing number (which identifies your Bank of America branch) or your card number (which is longer and printed on the front of your debit card). You will need the account number when setting up direct deposit, arranging wire transfers, or providing proof of account ownership to another bank or creditor.
Key Takeaways
- Your 10-digit account number appears on your debit card, checks, statements, and in Online Banking—you do not need to call the bank to find it.
- The account number on your debit card is the second set of raised numbers, positioned after the longer card number.
- Checks show your account number at the bottom left, followed by your routing number and then the check number.
- Online Banking displays your account number under Account Details or Account Information, visible on desktop and mobile.
- Your account number is different from your routing number and your card number; use the correct one for each transaction type.
Finding it on your debit card
The front of your Bank of America debit card shows three sets of numbers. The longest set (16 digits) is your card number. Below or beside it is a shorter set of 10 digits—that is your account number. The card number and account number are not the same, even though they appear on the same card.
If your card is expired or lost, you can still retrieve your account number from a check, your statement, or Online Banking. You do not need a physical card to access this information.
Locating it on a check
Open any checkbook from your Bank of America account. At the bottom of the check, you will see three groups of numbers separated by colons or special symbols. The first group is your routing number (nine digits). The second group is your account number (10 digits). The third group is the check number itself.
The order is always: routing number : account number : check number. If you have not written checks in years, an old check from your files will still show the correct account number—it does not change unless you close the account and open a new one.
Checking your monthly statement
Bank of America sends statements by mail or email, depending on your preferences. Your account number appears near the top of the statement, usually labeled "Account Number" or "Acct #." Paper statements and PDF statements both display it in the same location.
If you have switched to paperless statements, log into Online Banking and download your most recent statement as a PDF. The account number will be visible in the same spot. Statements are also searchable if you use your browser's find function (Ctrl+F on Windows, Cmd+F on Mac).
Using Online Banking and the mobile app
Log into Bank of America Online Banking on your computer or open the mobile app on your phone. Once you are signed in, navigate to the account you need. Click on "Account Details," "Account Information," or a similar option—the exact label varies slightly between desktop and mobile.
Your 10-digit account number will be displayed prominently. You can also find it by clicking on the account name itself in some versions of the app. The mobile app often shows a shortened version of the account number (the last four digits) on the main screen, but tapping into Account Details reveals the full number.
What to do if you cannot locate it
If none of these methods work—for example, if you have no checks, no card, and cannot access Online Banking—you can call Bank of America at 1-800-432-1000. Have your Social Security number and a form of identification ready. A representative will verify your identity and provide your account number over the phone.
You can also visit a Bank of America branch in person with a government-issued ID. A teller can print your account number or write it down for you on the spot. This route takes longer than checking your card or statement, but it is an option if you are locked out of Online Banking or have lost all physical records.
Keeping your account number safe
Your account number is not as sensitive as your PIN or password, but it is still part of your financial identity. Do not share it with anyone who contacts you unsolicited by phone, email, or text. Bank of America will never ask for your account number via email or text message.
When you provide your account number to set up direct deposit or authorize a payment, make sure you are communicating with a trusted party—your employer, a known creditor, or Bank of America itself through their official website or phone number. If you suspect someone has misused your account number, contact Bank of America immediately to review recent transactions and place a fraud alert if needed.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is 16 digits and appears on the front of your debit card. Your account number is 10 digits and also appears on the card, but it is a separate identifier. The account number identifies your bank account; the card number identifies the physical card itself.
Can I use my account number to make purchases online?
No. Online purchases require your full card number, expiration date, and CVV (the three-digit security code on the back). Your account number alone cannot process a purchase. It is used for bank-to-bank transfers, direct deposit setup, and bill payments where you are authorizing a withdrawal from your account.
What if I have multiple Bank of America accounts?
Each account has its own 10-digit account number. If you have a checking account and a savings account, they will have different numbers. When you log into Online Banking, you can see all your accounts listed separately, each with its own account number displayed under Account Details.
Do I need my account number to set up direct deposit?
Yes. Your employer or the organization sending you money will ask for your account number along with your routing number. Both pieces of information are necessary to deposit funds into the correct account. You can find both on a check or in Online Banking.
Will my account number change if I get a new debit card?
No. Your account number stays the same for the life of the account, even if you request a replacement card due to loss, damage, or expiration. The new card will have a different card number but the same account number printed on it.