Your account number is on your debit card, checks, and online banking
Your Bank of America account number appears in multiple places, and the fastest route depends on what you have in front of you right now. If you have your debit card, look at the bottom left—the account number is the second set of digits, after the routing number. If you have a checkbook, the account number is the middle set of numbers on the bottom of any check. If you can log into your online account or the mobile app, your account number shows on the account details page.
The account number itself is typically 10 digits for Bank of America checking and savings accounts. It is different from your routing number (which is 026009593 for most Bank of America locations) and different from your card number, which appears on the front of your debit or credit card.
Key Takeaways
- Your debit card displays your account number as the second set of digits at the bottom, right after the routing number.
- Any check from your account shows your account number in the middle position of the three number groups at the bottom.
- Bank of America's online banking portal and mobile app both display your account number on the account summary or details page.
- Your account number is 10 digits and is not the same as your routing number, card number, or PIN.
Finding it on your debit card
Look at the bottom of your Bank of America debit card. You will see three groups of numbers printed there. The first group on the left is your routing number. The second group in the middle is your account number. The third group on the right is a check digit used for verification.
This layout is standard across most Bank of America debit cards. If your card is damaged or the numbers are worn, you can order a replacement card through your online account or by calling Bank of America at 1-800-432-1000, and the new card will arrive with the same account number printed on it.
Finding it on a check
Open your checkbook and look at the bottom of any check. You will see three groups of numbers in the same order as your debit card: routing number on the left, account number in the middle, and check number on the right. The account number is always the middle set.
This number does not change when you order new checks, so even if you have an old checkbook from years ago, the account number will be the same. If you no longer have checks or a debit card, online banking is your next fastest option.
Finding it in online banking or the mobile app
Log into your Bank of America account at bankofamerica.com or open the mobile app on your phone. Once you are signed in, go to the account summary or account details page. Your account number will be displayed there, usually near the top of the page alongside your account type (checking or savings) and current balance.
If you have multiple accounts with Bank of America, each one will have its own account number. Make sure you are looking at the correct account before you copy the number down. The app and website both show the full 10-digit number.
Finding it by phone or in person
Call Bank of America's customer service line at 1-800-432-1000. Have your Social Security number and date of birth ready. A representative can provide your account number over the phone and can also confirm which accounts are associated with your name.
You can also visit a Bank of America branch in person with a valid ID. A teller can look up your account number and print it for you. This is useful if you need the number immediately and do not have online access.
What to do if you cannot find your account number
If you have lost access to your debit card, do not have checks, and cannot log into your online account, the phone route is your fastest option. Call 1-800-432-1000 and verify your identity with your Social Security number and date of birth. The representative will confirm your account number and can also help you regain access to your online account if you have forgotten your password.
If you are locked out of your online account due to too many failed login attempts, you can reset your access by answering security questions or by using a one-time code sent to your email or phone number. Bank of America's website has a "Forgot username or password?" link on the login page that walks you through this process.
Why you need your account number
Your account number is required for setting up direct deposit, arranging wire transfers, paying bills through your bank, and providing payment information to employers or other organizations. It is also needed when you contact Bank of America customer service about a specific account.
Your account number is not the same as sensitive information like your PIN or password. It is safe to share your account number with your employer, your bank, or a business you are paying. However, never share your PIN, password, or the full details of your debit card (including the three-digit security code on the back) with anyone.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number (026009593 for most Bank of America locations) identifies the bank itself. Your account number identifies your specific account within that bank. Both appear together on your debit card and checks, but they are different numbers used for different purposes.
Can I use my account number to make online purchases?
No. Online purchases require your debit card number (the 16-digit number on the front of your card), expiration date, and security code. Your account number is for bank-to-bank transfers and direct deposit, not for retail transactions.
What if my account number changes?
Your account number does not change unless you close the account and open a new one. If you order new checks or a replacement debit card, the account number printed on them will be the same as before.
Is it safe to give my account number to my employer?
Yes. Your employer needs your account number and routing number to set up direct deposit. This information alone cannot be used to withdraw money from your account without your authorization.
How do I find my account number if I have a savings account instead of checking?
The process is the same. Log into your online account, call customer service, or visit a branch. Savings accounts have their own 10-digit account numbers, separate from any checking account you may have with Bank of America.