The fastest way to find a Bank of America location near you
Bank of America's branch locator tool on their website (bankofamerica.com) shows you branches and ATMs within a distance you set, along with hours and services available at each location. You enter your address or zip code, choose how far you're willing to travel, and the map displays results ranked by distance. You can also call 1-800-432-1000 to speak with someone who can tell you the nearest branch and whether it's open today.
If you have a smartphone, the Bank of America mobile app has a built-in locator that uses your phone's location to show nearby branches and ATMs instantly. The app also displays real-time wait times at some branches, which helps you decide whether to go now or come back later.
Google Maps and Apple Maps both index Bank of America locations, so you can search "Bank of America near me" in either app and get directions, hours, and phone numbers without leaving the maps application.
Key Takeaways
- Bank of America's website locator and mobile app are the most current sources for branch hours, services, and ATM locations near you.
- Calling 1-800-432-1000 connects you to a representative who can confirm whether a specific branch is open and what services are available today.
- Not all Bank of America locations offer the same services—some are limited-service branches or ATM-only sites, so check before you go.
- Many Bank of America ATMs are inside grocery stores, pharmacies, and other retail locations, not just at bank buildings.
What services are available at different Bank of America locations
Bank of America operates three types of locations: full-service branches, limited-service branches, and ATM-only sites. A full-service branch handles deposits, withdrawals, account opening, loan applications, and financial advice. A limited-service branch may not offer all of these—for example, some don't handle loan applications or safe deposit boxes. An ATM-only location lets you withdraw cash and deposit checks or cash, but you cannot speak to a banker.
The locator tool shows you which services each location offers before you travel. If you need to open an account, apply for a credit card, or discuss a mortgage, confirm that the branch you're planning to visit has those services listed. Some branches in rural areas or small towns operate on limited hours or days.
Finding Bank of America ATMs outside of branch locations
Bank of America ATMs are placed in thousands of retail locations—grocery stores, pharmacies, gas stations, and shopping centers—in addition to bank buildings. These ATMs let you withdraw cash, deposit checks, and transfer money between accounts without visiting a branch. The locator tool filters results to show ATM-only locations if you're just looking for cash access.
If you use an ATM that is not owned by Bank of America, you will typically pay a fee. Bank of America charges its own customers a fee for out-of-network ATM use, and the ATM operator may charge an additional fee. Checking your bank's fee schedule before using an unfamiliar ATM can help you avoid surprise charges.
Using the Bank of America website locator
Go to bankofamerica.com and look for the "Locations" or "Find a Branch" link, usually in the footer or top navigation. Enter your address, city, or zip code. Select the distance radius you want to search—options typically range from 1 mile to 50 miles. The tool displays a map with pins for each location, a list ranked by distance, and details for each one including address, phone number, hours, and services offered.
You can filter results to show only branches, only ATMs, or both. Some locations show drive-through hours separately from lobby hours, which is useful if you need to visit outside normal business hours. The website also lets you schedule an appointment at a branch if you need to meet with a banker about a specific service.
What to do if no Bank of America location is nearby
If you live in a rural area or a region with no Bank of America branches, you can handle most banking tasks online or by phone. Bank of America's website and mobile app let you transfer money, pay bills, deposit checks by photo, and manage accounts without visiting a branch. You can also mail checks to the address provided on your statements.
For services that require in-person verification—such as opening a new account, applying for a loan, or updating your ID—you may need to visit a branch or use a video call with a banker. Call 1-800-432-1000 to ask whether your situation can be handled remotely or whether you need to travel to a location.
If you frequently need in-person banking and no Bank of America branch is practical to reach, consider whether a different bank with more locations in your area might serve you better. Switching banks involves closing your old account and opening a new one, which takes a few days but is straightforward.
Bank of America hours and holiday schedules
Most Bank of America branches are open Monday through Friday from 9 a.m. to 5 p.m., with limited Saturday hours at some locations. Hours vary by branch, and some locations close on Sundays. The locator tool shows the exact hours for each branch, including whether it has extended weekday hours or Saturday service.
Bank of America branches close on federal holidays, including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on additional state or local holidays. If you need banking services on a holiday, use the ATM or mobile app instead.
Drive-through windows often stay open longer than the lobby, so if you only need to deposit a check or withdraw cash, you may be able to use the drive-through after the lobby closes. Check the locator tool for drive-through hours at your nearest location.
Frequently Asked Questions
Can I do all my banking at an ATM instead of visiting a branch?
Most routine transactions work at an ATM: withdrawals, deposits, balance checks, and transfers. However, you cannot open an account, apply for a loan, order a cashier's check, or report fraud at an ATM. For those services, you need to visit a branch or call the bank. The mobile app and website handle many of these tasks online.
Do I need an appointment to visit a Bank of America branch?
Walk-ins are welcome at most branches, but scheduling an appointment through the website or by phone ensures a banker is available when you arrive, especially for complex services like loan applications or account reviews. During busy times, walk-ins may wait longer.
What if my nearest Bank of America branch has limited hours?
Use the ATM for deposits and withdrawals, and handle account management through the mobile app or website. For services that require a banker, call 1-800-432-1000 to ask whether the branch offers video appointments or whether you can handle your need remotely.
Are Bank of America ATMs free to use if I'm not a customer?
No. Non-customers typically pay a fee to use Bank of America ATMs, and the fee varies by location and transaction type. Bank of America customers do not pay fees at Bank of America ATMs, but they may pay fees at ATMs owned by other banks.
Can I deposit cash at a Bank of America ATM?
Yes, most Bank of America ATMs accept cash deposits into your account. The deposit is usually available in your account within one business day. Check your receipt or the ATM screen to confirm the deposit was accepted.