Bank of America branch hours vary by location, but most branches close between 5 and 6 p.m. on weekdays

Bank of America does not set a single closing time across all branches. Most locations close at 5 p.m. or 6 p.m. on Monday through Friday, but some branches in urban areas or shopping centers stay open until 7 p.m. or later. Saturday hours typically run from 9 a.m. to 1 p.m. or 2 p.m., and most branches are closed on Sunday. The only way to know your specific branch's hours is to check the Bank of America website, call the branch directly, or use the branch locator tool.

Holiday schedules also change closing times. On federal holidays like Thanksgiving, Christmas, and New Year's Day, Bank of America branches close entirely. On the day after Thanksgiving and Christmas Eve, many branches close early—sometimes by noon or 2 p.m. If you need to handle banking on or around a holiday, check the Bank of America holiday schedule on their website or call ahead.

Key Takeaways

  • Most Bank of America branches close at 5 p.m. or 6 p.m. on weekdays, but hours vary by location and some urban branches stay open later.
  • Saturday hours are usually 9 a.m. to 1 p.m. or 2 p.m., and most branches do not open on Sunday.
  • The Bank of America branch locator tool on their website shows exact hours for your nearest location.
  • You can handle many transactions outside branch hours through the mobile app, online banking, ATMs, and phone banking.
  • Federal holidays and days like Christmas Eve often mean early closures or full closures, so check ahead if you need to visit during those times.

How to find your branch's exact hours

Go to bankofamerica.com and use the "Find a Branch or ATM" tool. Enter your address or zip code, and the tool will show you every Bank of America location near you with its hours listed. You can also call your branch directly—the phone number appears in the search results. If you have a Bank of America debit card or account, you can also open the mobile app, tap "Locations," and see nearby branches with their current hours.

When you call a branch, you reach a recorded message that states the hours and may let you press a number to speak with someone. This is the fastest way to confirm whether a specific branch is open right now or to ask about holiday hours. If you are planning a visit for a specific task—like depositing a check, getting a cashier's check, or opening an account—calling ahead also lets you confirm that the service you need is available and that you will not need an appointment.

What you can do outside branch hours

Bank of America ATMs are available 24/7 for withdrawals, deposits (at ATMs with deposit slots), and balance checks. You can also transfer money between your own accounts, pay bills, and check your balance through the mobile app or online banking at any time, day or night. These services do not require a branch to be open.

If you need to speak with someone outside branch hours, Bank of America phone banking is available 24/7 at the number on the back of your debit card. You can also use the mobile app to send secure messages to your branch, though responses come during business hours. For urgent issues like a lost or stolen card, the 24/7 phone line can freeze your account immediately.

Early closures and holiday schedules

Bank of America branches close entirely on New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. On Christmas Eve and the day after Thanksgiving, many branches close at noon or 2 p.m. instead of their normal time. Some branches may also close early on New Year's Eve, though this varies by location.

If you know you will need to visit a branch around a holiday, plan ahead. Check the Bank of America website for the full holiday schedule, or call your branch to confirm it will be open. If you need cash or to make a deposit on a holiday, use an ATM instead—they operate regardless of whether the branch is staffed.

Differences between drive-through and lobby hours

Some Bank of America branches have different hours for the drive-through window and the lobby. The drive-through often closes 30 minutes to an hour after the lobby closes, giving you a window to deposit checks or withdraw cash after the building itself has closed to foot traffic. However, not all branches have a drive-through, and hours vary widely.

When you look up your branch hours online or call, ask specifically about drive-through hours if you plan to use the drive-through. This is especially useful if you work late or need to bank after typical business hours but before the drive-through closes.

What to do if you need banking services and the branch is closed

For deposits, use an ATM with a deposit slot or the mobile app's mobile deposit feature (which lets you photograph checks and submit them electronically). For withdrawals, use any Bank of America ATM or an ATM in the Allpoint network, which Bank of America customers can use fee-free. For bill payments, use online banking or the mobile app. For account questions or to report fraud, call 24/7 phone banking.

If you need a service that only a branch can provide—like opening a new account, getting a cashier's check, or discussing a loan—and the branch is closed, you have two options: wait until it reopens, or visit a different Bank of America branch if one is open nearby. Some branches in different time zones or in 24-hour locations may be open when yours is not.

Frequently Asked Questions

Can I deposit a check at a Bank of America ATM after the branch closes?

Yes, if the ATM has a deposit slot. You can also use mobile deposit through the Bank of America app to photograph and submit checks electronically at any time. Mobile deposit is often faster and does not require you to visit an ATM.

Are Bank of America branches open on Saturdays?

Most are, but only for a few hours—usually 9 a.m. to 1 p.m. or 2 p.m. Some branches in busy areas may stay open until 3 p.m. or 4 p.m. on Saturday. Check your specific branch's hours online or by phone to confirm.

What if I need to speak to someone and the branch is closed?

Call Bank of America phone banking 24/7 at the number on the back of your debit card. You can also send a secure message through the mobile app, though you will receive a response during business hours. For urgent issues like fraud or a lost card, the phone line is available immediately.

Do Bank of America branches close on Sunday?

Most do. Very few Bank of America branches are open on Sunday, and those that are typically open for only a few hours in the morning. Check your branch's hours online to see if yours is one of the exceptions.

What happens if I try to use a service the branch does not offer?

Some branches are smaller and do not offer all services—like opening certain types of accounts or processing large cashier's checks. When you call ahead, ask whether your branch can handle what you need. If it cannot, the staff can direct you to a nearby branch that can or help you complete the transaction by phone or app.