When Bank of America branches open and close
Most Bank of America branches open at 9 a.m. on weekdays and close at 5 p.m., though some locations stay open until 6 p.m. Saturday hours are typically 9 a.m. to 1 p.m., and most branches are closed on Sundays. Hours vary by location — a branch in a mall or shopping center may stay open later, and branches in smaller towns sometimes close earlier than the standard times.
The fastest way to find your specific branch's hours is to visit bankofamerica.com, click "Locations," enter your zip code or address, and select the branch. The page will show today's hours, tomorrow's hours, and the full weekly schedule. You can also call the branch directly — the number appears on that same location page.
If you need to do banking outside normal branch hours, Bank of America operates 24/7 through its phone line (1-800-432-1000), mobile app, and website. ATMs are available around the clock at most locations, and you can deposit checks, transfer money, and check balances without visiting a branch.
Key Takeaways
- Standard weekday hours are 9 a.m. to 5 p.m., but some branches open until 6 p.m. or close as early as 4 p.m.
- Saturday hours are usually 9 a.m. to 1 p.m., and most branches do not open on Sunday.
- You can find your exact branch hours on bankofamerica.com by searching your location or calling the branch directly.
- Bank of America customer service and online banking are available 24/7 for transactions you cannot do in person.
How to find hours for a specific branch
Go to bankofamerica.com and use the branch locator tool. Type in your street address, city, or zip code. The results will show nearby branches with their full hours, phone numbers, and services offered at each location. Some branches offer limited services — for example, a small branch may not have a safe deposit box or mortgage officer on site.
If you are traveling or need a branch outside your home area, the same tool shows hours for branches anywhere in the country. You can also filter by service — if you need to open a new account or speak to a financial advisor, the locator will show which branches have those services available.
What to do if you cannot visit during branch hours
Bank of America's phone line (1-800-432-1000) is open 24 hours a day, seven days a week. You can pay bills, transfer money between accounts, check balances, report a lost or stolen card, and ask questions about your account without visiting a branch. Wait times are usually shorter early in the morning or late at night.
The mobile app and website let you deposit checks by taking a photo, pay bills, send money to other people, and manage all your accounts. If you need to speak to someone, you can request a callback through the app rather than waiting on hold. For complex issues — opening a new account type, discussing a loan, or resolving a dispute — a phone representative can often handle it or schedule an appointment at a branch that works for your schedule.
Holiday hours and closures
Bank of America branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on other holidays depending on local observance. The branch locator on bankofamerica.com will show holiday closures when you search a specific location.
On the day before or after a major holiday, some branches may have reduced hours. If you have a time-sensitive transaction planned around a holiday, call your branch ahead of time to confirm it will be open. ATMs and online banking remain available even when branches are closed.
Drive-through and ATM access outside branch hours
Many Bank of America branches have drive-through windows that stay open slightly longer than the main branch — sometimes until 6 p.m. on weekdays or 2 p.m. on Saturday. You can deposit checks, withdraw cash, and make transfers at the drive-through without going inside. The branch locator will tell you whether a specific location has a drive-through.
ATMs are available 24/7 at most branches and at many other locations. You can withdraw cash, deposit checks, transfer money, and check your balance at any Bank of America ATM without a fee. If you use an ATM outside the Bank of America network, you may be charged a fee by the other bank, though Bank of America reimburses out-of-network ATM fees for certain account types.
Scheduling an appointment if you need more time
If you need to discuss something complex — opening a new account, applying for a loan, setting up a trust, or reviewing your finances — you can schedule an appointment with a banker at a time that works for you. Call your branch or use the website to book an appointment. Many branches offer evening or Saturday appointments for customers who cannot visit during standard hours.
An appointment guarantees that a banker will be available to spend time with you rather than helping walk-in customers. This is especially useful if you are new to Bank of America or need to discuss something that takes more than a few minutes.
Frequently Asked Questions
Are all Bank of America branches open at the same time?
No. While most branches follow a 9 a.m. to 5 p.m. weekday schedule, some open at 8 a.m. or stay open until 6 p.m. or later. Branches in malls, airports, or busy areas often have extended hours. Check your specific branch on bankofamerica.com or call ahead.
Can I do my banking if the branch is closed?
Yes. You can use the mobile app, website, or phone line (1-800-432-1000) to transfer money, pay bills, deposit checks by photo, and check balances 24/7. ATMs are also available around the clock. Only certain services — like opening certain account types or getting a safe deposit box — require a visit during branch hours.
What if I need to speak to someone outside business hours?
Call 1-800-432-1000 anytime, day or night. You can also request a callback through the mobile app so you do not have to wait on hold. For complex issues, a representative can schedule an appointment at a branch that fits your schedule.
Do Bank of America branches open on weekends?
Most branches are open Saturday mornings from 9 a.m. to 1 p.m. and closed on Sunday. Some branches in busy areas may have longer Saturday hours. Check your branch location online to confirm.
What happens if I need to visit on a holiday?
Branches are closed on federal holidays. However, ATMs and online banking remain available 24/7. If you have a time-sensitive need, call 1-800-432-1000 to see if a representative can help over the phone.