Bank of America branch hours vary by location, and the only way to know your nearest branch's closing time is to search for it by address

Bank of America does not publish a single closing time that applies everywhere. A branch in downtown Manhattan may stay open until 6 p.m. on weekdays, while a branch in a suburban shopping center might close at 5 p.m., and a smaller location could close at 4 p.m. Weekend and holiday hours differ too. The fastest way to find out when your nearest branch closes is to go to bankofamerica.com, enter your address or zip code, and click on the specific branch — the hours appear right there, updated for that location.

If you do not have internet access, you can call Bank of America's main customer service line at 1-800-432-1000 and ask for the hours of a specific branch. Have your address or the branch address ready. The phone line is open during extended hours and can tell you today's closing time, tomorrow's hours, and holiday schedules.

Key Takeaways

  • Bank of America branch hours are set by individual location, not by a company-wide policy, so you must look up your specific branch.
  • The bankofamerica.com branch locator shows exact hours for each location, including weekend and holiday schedules.
  • Most Bank of America branches close between 4 p.m. and 6 p.m. on weekdays, but some locations have different schedules.
  • If you need to deposit money or speak to someone after hours, Bank of America ATMs are available 24/7 for deposits and withdrawals at most locations.
  • Calling 1-800-432-1000 will connect you to someone who can confirm your branch's hours without requiring internet access.

How to find your branch's closing time online

Go to bankofamerica.com and look for the "Locations" or "Find a Branch" link, usually in the top navigation or footer. Enter your street address, city, or zip code. The search results will show nearby branches with their full addresses, phone numbers, and hours of operation for each day of the week.

Click on the specific branch you plan to visit. The hours displayed include Monday through Friday, Saturday, and Sunday. If a holiday is coming up, some branches post adjusted hours on their individual location pages. If you see a branch listed but no hours appear, that location may be temporarily closed or under renovation — call the number listed to confirm.

Typical Bank of America branch hours

Most Bank of America branches open between 8 a.m. and 9 a.m. on weekdays and close between 4 p.m. and 6 p.m., depending on the location and local market. Urban branches and those in busy shopping areas tend to stay open later than suburban or rural locations. Some branches open as early as 7:30 a.m. to serve customers before work; others do not open until 10 a.m.

Saturday hours are usually shorter than weekday hours, typically 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m. Many branches are closed on Sunday, though some locations in major cities or shopping centers may be open for limited hours. Holiday schedules vary — branches are typically closed on major federal holidays like Thanksgiving, Christmas, and New Year's Day, but may have different hours on other holidays.

What to do if you need to bank after your branch closes

Bank of America ATMs are available 24/7 at most branch locations and many other places. You can deposit checks and cash, withdraw money, check your balance, and transfer funds between accounts at any ATM. If you need to speak to a person after hours, you can call 1-800-432-1000 to reach customer service by phone, though some services are limited during off-hours.

Bank of America also offers online banking and a mobile app where you can pay bills, transfer money, deposit checks by photograph, and manage your account at any time. If your issue requires a teller or a banker's assistance and cannot wait until the branch reopens, ask the phone representative what options are available — some matters can be handled over the phone or through the app.

Bank of America holiday closures and adjusted hours

Bank of America branches are closed on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day. On these days, ATMs remain open and available for use. Some branches may have adjusted hours on the day before or after a holiday, so check your specific location's page if you are planning to visit near a holiday.

During major weather events or emergencies, individual branches may close without notice or adjust their hours. If you are unsure whether a branch is open during unusual circumstances, call ahead before traveling there.

Using the Bank of America mobile app to avoid a branch visit

Many banking tasks that once required a branch visit can now be done through the Bank of America mobile app or website. You can deposit checks by taking a photo, pay bills, transfer money between accounts, apply for loans, and manage your cards. This means you may not need to visit a physical branch at all, depending on what you need to do.

If you do need to visit a branch for something that cannot be handled online or by phone — such as opening a new account in person, getting a cashier's check, or discussing a complex financial matter — use the branch locator to confirm hours before you go. Some branches offer appointment scheduling through the app or website, which can save you time if you know you will need a banker's help.

Frequently Asked Questions

Can I deposit money at a Bank of America ATM after the branch closes?

Yes. Bank of America ATMs are open 24/7 and accept cash and check deposits at most locations. The deposit will be processed and appear in your account by the next business day, depending on when you deposit it and your bank's processing schedule.

What if the branch locator shows hours but the branch is actually closed?

Call the branch directly at the number listed in the locator, or call 1-800-432-1000 to confirm. If a branch has closed permanently or is temporarily shut down, customer service can direct you to the nearest open location.

Do all Bank of America branches have the same hours?

No. Each branch sets its own hours based on local demand and staffing. A downtown branch may be open until 6 p.m. while a smaller location closes at 4 p.m. Always check your specific branch's hours online or by phone.

Can I do my banking over the phone if the branch is closed?

Many services are available by phone at 1-800-432-1000, including account inquiries, bill payments, and transfers. Some services like opening accounts or getting cashier's checks require an in-person visit or may have limited availability after hours.

What happens if I try to visit a branch during its closed hours?

The doors will be locked and no staff will be available inside. However, the ATM outside or in the vestibule will still be accessible for deposits, withdrawals, and other ATM services. Use the 24/7 ATM or call customer service if you need immediate help.