Most Bank of America branches open at 9 a.m. on weekdays, but hours vary by location and day
Bank of America does not set a single opening time across all branches. Most locations open at 9 a.m. Monday through Friday, but some open as early as 8 a.m. or as late as 10 a.m. Saturday hours typically start at 9 a.m. or 10 a.m., and many branches close by 1 p.m. on Saturday. Most branches are closed on Sunday, though a small number of locations in major cities stay open on Sunday afternoons. The only way to know your specific branch's hours is to check directly—either by calling the branch, visiting the Bank of America website and entering your zip code, or using the mobile app.
Closing times also vary. Most weekday branches close between 5 p.m. and 6 p.m., but some stay open until 7 p.m. or later, especially in urban areas or shopping centers. If you need to visit in person, checking hours before you go saves a wasted trip.
Key Takeaways
- Most Bank of America branches open at 9 a.m. on weekdays, but some open at 8 a.m. or 10 a.m. depending on location.
- Saturday hours typically run from 9 a.m. or 10 a.m. to 1 p.m., and most branches are closed on Sunday.
- Closing times on weekdays range from 5 p.m. to 7 p.m. or later, with no single standard across all locations.
- The Bank of America website, mobile app, or a phone call to your branch are the only reliable ways to confirm hours before visiting.
How to find your branch's specific hours
Go to bankofamerica.com and use the branch locator tool. Enter your zip code or address, and the site will show all nearby branches with their exact hours. The mobile app has the same feature—tap the menu, select "Locations," and search by zip code or address. Both tools show hours for each day of the week and note any holiday closures.
If you prefer to call, look up your branch's phone number on the website or in your statements, and ask directly. This is the fastest way if you have a specific question about whether the branch handles a particular service during certain hours.
Why hours differ between branches
Bank of America sets hours based on local demand, staffing, and the type of location. A branch in a downtown office building may open earlier and stay open later than one in a residential neighborhood. Branches inside grocery stores or shopping centers often have different hours than standalone Bank of America locations. Some branches are staffed differently on certain days, which affects when they can handle complex transactions like loan applications or safe deposit box access.
Holiday schedules also change hours. Most branches close on major federal holidays like Thanksgiving, Christmas, and New Year's Day. Some close on additional holidays depending on the region. The website and app update holiday closures, so check there if you plan to visit around a holiday.
Services available outside branch hours
You do not need to visit during business hours for many transactions. Bank of America ATMs are available 24/7 for withdrawals, deposits (at ATMs with deposit capability), and balance checks. The mobile app lets you transfer money between accounts, pay bills, deposit checks by photo, and send money to other people any time of day.
For phone support, Bank of America customer service is available 24/7 at 1-800-432-1000. You can report fraud, ask about your account, or get help with basic questions without visiting a branch. If you need to speak with someone about a loan, mortgage, or investment account, those departments have their own hours, which may differ from branch hours.
What to do if your branch has limited hours
If your branch has hours that do not work for your schedule, you can visit any other Bank of America branch. Your account works at all locations, and you can handle most transactions at any branch, not just your home branch. Use the branch locator to find a location with hours that fit your schedule.
For transactions that require an appointment—like opening a new account, discussing a mortgage, or setting up a safe deposit box—call ahead to schedule. This ensures a banker is available when you arrive and reduces wait time. Many branches now offer video appointments, which you can schedule through the website or app, letting you handle some business without visiting in person.
ATM and after-hours access
Bank of America ATMs are open 24/7 and do not follow branch hours. If you need cash, want to deposit a check, or need to check your balance outside branch hours, use any Bank of America ATM. You can also use ATMs at other banks, though out-of-network fees may apply depending on your account type.
If you have a Bank of America debit card, you can use it at millions of merchants 24/7 for purchases, and you can get cash back at checkout without visiting an ATM or branch. This is often the fastest way to access money outside business hours.
Frequently Asked Questions
Are all Bank of America branches open on Saturday?
Most branches are open on Saturday from 9 a.m. or 10 a.m. to 1 p.m., but some locations have different hours or are closed on Saturday. Check your specific branch's hours on the website or app before visiting.
Can I do everything at any Bank of America branch, or do I have to go to my home branch?
You can handle most transactions at any Bank of America branch. However, some services like safe deposit box access or specialized loan products may require visiting the branch where you opened the account. Call ahead if you are unsure whether your transaction can be handled at a different location.
What if I need to visit a branch but it is closed?
Use a Bank of America ATM for cash withdrawals, deposits, and balance checks. For other needs, call customer service at 1-800-432-1000 or use the mobile app. If you need to speak with a banker, schedule a video appointment through the website or visit another branch with hours that work for you.
Do Bank of America branches have different hours on holidays?
Yes. Most branches close on major federal holidays like Thanksgiving, Christmas, and New Year's Day. Some regions observe additional holidays. Check the website or app for holiday hours, or call your branch directly.
Can I deposit a check outside of branch hours?
Yes. Use a Bank of America ATM with deposit capability, or use the mobile app to deposit a check by taking a photo of the front and back. Both options work 24/7 and are usually faster than visiting a branch.