Bank of America branches open at 9 a.m. on weekdays, 9 a.m. on Saturdays, and stay closed on Sundays

Most Bank of America branches open at 9 a.m. Monday through Friday and close at 5 p.m. or 6 p.m., depending on the location. Saturday hours typically run 9 a.m. to 1 p.m. or 2 p.m. Some branches in urban areas or inside grocery stores stay open later or have different schedules. Bank of America does not open branches on Sundays.

Your specific branch may have different hours. The only way to know for certain is to search for your branch on the Bank of America website, call the branch directly, or use Google Maps, which pulls live hours from the bank's system. Holiday hours also change — branches close on major holidays like Thanksgiving, Christmas, and New Year's Day.

If you need to handle banking outside branch hours, you have other options that do not require a physical location.

Key Takeaways

  • Weekday hours are 9 a.m. to 5 p.m. or 6 p.m., Saturday hours are 9 a.m. to 1 p.m. or 2 p.m., and branches are closed Sundays.
  • Hours vary by location, so you must check your specific branch on the Bank of America website or call ahead.
  • You can deposit checks, transfer money, and pay bills online or through the mobile app 24/7 without visiting a branch.
  • ATMs are available around the clock at Bank of America locations and partner networks for cash withdrawals and deposits.
  • If you need to speak to someone outside branch hours, Bank of America customer service is reachable by phone during extended hours.

How to find your branch's exact hours

Go to bankofamerica.com and use the branch locator tool. Enter your zip code or address, and the system will show every Bank of America location near you with its hours listed. The hours shown are current — the bank updates them when schedules change or for holidays.

You can also call your branch directly. The phone number appears in the locator results. Calling is the fastest way to confirm hours if you are planning to visit that day, because some branches occasionally close early or adjust hours without advance notice.

What you can do outside branch hours

You do not need to visit a branch for most banking tasks. The Bank of America mobile app and website let you transfer money between accounts, pay bills, deposit checks by photograph, and check your balance at any time. These services work 24/7, including weekends and holidays.

ATMs are also available around the clock at Bank of America locations and at partner ATM networks. You can withdraw cash, deposit checks, and deposit cash at these machines without speaking to anyone. Some ATMs have video banking, which connects you to a Bank of America representative if you need help.

When you actually need to visit a branch

Most people can handle their banking online or at an ATM. You need to visit a branch in person for tasks like opening a new account, applying for a loan, discussing investment options, or handling issues that require a signature or verification. These are the main reasons to plan a trip during business hours.

If you have a complex question or problem, you can also call Bank of America customer service at 1-800-432-1000 before visiting. They can often resolve issues over the phone and tell you whether you need to come in.

Holiday closures and schedule changes

Bank of America branches close on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on other holidays depending on location. The bank's website shows holiday hours in advance.

During the holiday season or around major events, some branches may have reduced hours. Check the locator tool or call ahead if you are planning a visit during a holiday week.

Accessing customer service outside branch hours

Bank of America customer service by phone is available Monday through Friday, 8 a.m. to 9 p.m., and Saturday and Sunday, 8 a.m. to 5 p.m. Eastern Time. You can reach them at 1-800-432-1000. This line handles account questions, fraud reports, and general banking issues.

For urgent problems like a lost or stolen card, you can call 24/7. The automated system will route you to the right department. Online chat support is also available through the mobile app and website during extended hours.

Frequently Asked Questions

Can I deposit a check at a Bank of America ATM after the branch closes?

Yes. Most Bank of America ATMs accept check deposits 24/7. The check is processed the next business day. You can also deposit checks through the mobile app by taking a photo of the front and back — this often posts faster than an ATM deposit.

What if I need cash and the branch is closed?

Use any Bank of America ATM or an ATM in the Allpoint network, which includes thousands of machines worldwide. You can withdraw cash at any time without fees at Bank of America ATMs. Fees may apply at other networks depending on your account type.

Do all Bank of America branches have the same hours?

No. Hours vary by location. Urban branches and those inside grocery stores often stay open later than suburban branches. Some branches may close for lunch or have different Saturday hours. Always check your specific branch.

Can I open a new account online instead of visiting a branch?

Yes. You can open most checking and savings accounts through the Bank of America website or mobile app. You will need a valid ID and Social Security number. Some account types may require a branch visit or a video call with a representative.

What happens if I try to visit during hours the branch is closed?

The branch will be locked. However, the ATM is usually accessible in the lobby or outside the building. If you need to speak to someone, you will have to call customer service or return during business hours.