Bank of America branch hours vary by location, and most branches close between 4 p.m. and 6 p.m. on weekdays

Bank of America does not have a single closing time across all branches. Each location sets its own hours based on local demand and staffing. Most branches in urban and suburban areas close at 5 p.m. or 6 p.m. on weekdays, but some close as early as 4 p.m., and a few stay open until 7 p.m. Saturday hours are typically shorter—usually 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m.—and most branches are closed on Sundays.

The fastest way to find your specific branch's closing time is to use the Bank of America branch locator on their website or mobile app. You can search by address or ZIP code, and the result will show today's hours, tomorrow's hours, and the full weekly schedule. If you are already at a branch, the hours are posted on the door or window.

Key Takeaways

  • Most Bank of America branches close between 4 p.m. and 6 p.m. on weekdays, but hours differ by location.
  • The branch locator tool on the Bank of America website or app shows the exact closing time for your nearest branch today.
  • Saturday hours are usually 9 a.m. to 2 p.m., and most branches do not open on Sunday.
  • If you need to deposit money or speak to someone after hours, you can use an ATM, mobile deposit, or call customer service at 1-800-432-1000.

How to find your branch's closing time right now

Go to bankofamerica.com and click "Locations" at the top of the page, or open the Bank of America mobile app and tap the menu icon. Enter your address, city, or ZIP code. The search results will show all nearby branches with their hours for today and the rest of the week. Click on any branch name to see its full address, phone number, and services offered (such as safe deposit boxes or mortgage services).

If you do not have internet access, call Bank of America customer service at 1-800-432-1000. A representative can tell you the hours of your nearest branch or the branch you are trying to reach. You can also call the branch directly if you have its phone number.

What you can do if a branch is closed

Bank of America ATMs are available 24 hours a day. You can withdraw cash, deposit checks (using the mobile app to photograph them first), transfer money between accounts, and check your balance at any ATM. If you have a Bank of America debit card, you can use it at any of their ATMs without a fee.

Mobile deposit through the Bank of America app lets you photograph the front and back of a check and submit it without visiting a branch. The deposit usually posts to your account within one business day. You can also transfer money between your own accounts, pay bills, or send money to another person through the app or online banking at any time.

If you need to speak to someone after hours, call 1-800-432-1000. Customer service representatives are available 24 hours a day, seven days a week. They can answer questions about your account, report a lost or stolen card, dispute a transaction, or help you set up a wire transfer.

Bank of America holiday hours

Bank of America branches close on federal holidays, including New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. On these days, branches are closed, but ATMs and online banking remain available.

Some branches may have reduced hours on the day before or after a holiday. Check the branch locator tool or call ahead if you are planning to visit around a holiday.

Why branch hours matter for time-sensitive transactions

If you need to deposit a check before a payment clears, deposit cash to cover a bill, or speak to someone about a fraud claim, knowing your branch's closing time helps you plan. Checks deposited after the branch closes typically post the next business day. If you miss the cutoff and need the money urgently, mobile deposit or an ATM deposit may be faster than waiting for a teller.

For wire transfers, international payments, or disputes that require a signature, you may need to visit a branch or call customer service. Wire transfers initiated before 2 p.m. Eastern Time usually process the same business day; those after 2 p.m. process the next day. Calling customer service is often faster than waiting for a branch to open if you need help outside business hours.

Using Bank of America services outside branch hours

Bank of America online banking is available 24/7 through bankofamerica.com or the mobile app. You can pay bills, transfer money, check balances, view transaction history, set up alerts, and change your PIN without visiting a branch. Most transactions process within one to two business days.

If you need to speak to a person, customer service is available by phone at 1-800-432-1000 at any time. You can also use the chat feature in the mobile app during business hours. For account issues that require a signature or notarization, you may need to visit a branch or request a notary service through customer service.

Frequently Asked Questions

What time does Bank of America close on Friday?

Most branches close at 5 p.m. or 6 p.m. on Friday, but some close earlier. Use the branch locator tool to see the exact time for your location, or call the branch directly.

Can I deposit a check after the branch closes?

Yes. You can use mobile deposit through the Bank of America app to photograph and submit a check at any time. You can also deposit checks at an ATM if your branch has one. Both methods usually post within one business day.

Are Bank of America branches open on Saturday?

Most branches are open on Saturday from 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., but hours vary by location. Check the branch locator for your specific branch's Saturday hours.

What do I do if I need cash and the branch is closed?

Use a Bank of America ATM to withdraw cash 24 hours a day. ATMs are located at most branches and many other locations. You can also use your debit card at other banks' ATMs, though you may be charged a fee.

Can I call my branch after it closes?

You can call the branch's main number, but a representative may not answer after hours. For immediate help, call customer service at 1-800-432-1000, which is available 24/7.