Bank of America branch hours vary by location, but most open at 9 a.m. and close between 4 p.m. and 6 p.m. on weekdays

Bank of America does not set a single closing time across all branches. Each location operates on its own schedule, which depends on the branch type, the market it serves, and staffing. A downtown branch in a major city may stay open until 6 p.m., while a suburban location might close at 5 p.m. Some branches open as early as 8 a.m.; others start at 9 a.m. or later.

Saturday hours are shorter than weekday hours. Most branches open at 9 a.m. on Saturday and close between 1 p.m. and 4 p.m., though some do not open on Saturday at all. Bank of America branches are closed on Sundays and federal holidays, including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.

The fastest way to find your branch's exact hours is to visit bankofamerica.com, use the branch locator tool, and search by address or ZIP code. The locator shows hours for that specific location, including any recent changes. You can also call the branch directly or use the Bank of America mobile app, which displays hours for nearby branches.

Key Takeaways

  • Most Bank of America branches close between 4 p.m. and 6 p.m. on weekdays, but hours vary by location.
  • Saturday hours are typically 9 a.m. to 1 p.m. or 4 p.m., and some branches do not open on Saturday.
  • All Bank of America branches close on Sundays and federal holidays.
  • The branch locator on bankofamerica.com shows the exact hours for your nearest location.
  • If you need to handle banking outside branch hours, Bank of America offers 24/7 phone banking, online banking, and ATM access.

How to find your branch's specific closing time

The Bank of America website branch locator is the most reliable source. Go to bankofamerica.com, click "Locations," enter your address or ZIP code, and the tool displays all nearby branches with their hours. Hours are listed for each day of the week, and the tool updates when branches change their schedules.

If you prefer to call, dial 1-800-432-1000 and ask for your branch location, or call the branch directly if you already know the number. The mobile app also shows branch hours and lets you filter by services offered—some branches handle mortgage applications or investment services, while others handle basic deposits and withdrawals only.

What to do if you need banking outside branch hours

Bank of America operates 24/7 phone banking at 1-800-432-1000. You can check balances, transfer money between accounts, pay bills, and report fraud or lost cards without visiting a branch. The phone line is staffed around the clock, though wait times are longer during peak hours (typically 9 a.m. to 5 p.m. on weekdays).

Online banking through bankofamerica.com or the mobile app is also available 24/7. You can transfer funds, pay bills, deposit checks using mobile check deposit, and manage accounts from any device. ATMs are available around the clock at Bank of America locations and at many partner networks, allowing you to withdraw cash, deposit checks, and check balances even when the branch is closed.

Bank of America holiday closures

Bank of America branches close on all federal holidays. The full list includes New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving (fourth Thursday in November), and Christmas (December 25).

On these days, branches are closed, but online banking, mobile banking, ATMs, and phone banking remain available. If you need to deposit a check or handle a transaction that requires a teller, plan ahead and visit the branch the business day before the holiday.

Differences between standard branches and financial centers

Bank of America operates two types of locations: standard branches and financial centers. Financial centers are larger locations that offer more services—mortgage consultations, investment advice, and business banking—and often stay open later than standard branches. A financial center might close at 6 p.m. on weekdays, while a standard branch closes at 5 p.m.

The branch locator specifies which type each location is. If you need specialized services like a mortgage consultation or investment account setup, search for a financial center in your area, as standard branches may not offer those services or may require an appointment.

Planning ahead for time-sensitive transactions

If you need to deposit a check or handle a transaction that requires a teller, check your branch's hours before you go. Deposits made at an ATM after the branch closes are typically processed the next business day. Checks deposited through mobile check deposit are also processed the next business day, not immediately.

If you are paying a bill by check and the due date is soon, mail the check at least five business days before the due date to account for postal delivery time. For time-sensitive payments, use online bill pay through your Bank of America account, which processes faster than mailing a check.

Frequently Asked Questions

Can I deposit a check at a Bank of America ATM after the branch closes?

Yes. ATM deposits are available 24/7 at Bank of America ATMs. The deposit is processed the next business day, so if you deposit after hours on a Friday, the funds typically appear in your account on Monday (unless Monday is a holiday).

What if my branch has different hours than the locator shows?

Branch hours change occasionally due to staffing or local events. If the locator shows hours that seem wrong, call the branch directly to confirm. Hours may also be temporarily reduced during holidays or emergencies.

Can I do everything online that I can do in a branch?

Most transactions can be done online or through the mobile app, including transfers, bill pay, and check deposits. Some services—like opening a new account in person, getting a cashier's check, or meeting with a financial advisor—may require a branch visit.

Are Bank of America ATMs open 24/7?

Yes. Bank of America ATMs are available 24 hours a day, seven days a week. You can withdraw cash, deposit checks, transfer money, and check balances at any time, even when branches are closed.

Do all Bank of America branches have the same Saturday hours?

No. Saturday hours vary by location. Some branches open at 9 a.m. and close at 1 p.m., others close at 4 p.m., and some do not open on Saturday at all. Check your branch's specific hours on the locator tool.