Bank of America is closed on Good Friday

Bank of America branches are closed on Good Friday and do not process transactions that day. Good Friday is a federal holiday in the United States, and all federally chartered banks, including Bank of America, observe it by closing their physical locations.

If you need to handle banking on or around Good Friday, you should plan ahead. ATMs remain available 24/7, and online banking continues to work, but you cannot visit a branch, speak to a teller, or conduct business that requires a person on the other end.

Key Takeaways

  • Bank of America branches close entirely on Good Friday; no tellers or customer service representatives are available in person.
  • ATMs work normally on Good Friday, and you can deposit checks, withdraw cash, and check balances without visiting a branch.
  • Online banking, mobile app transfers, and bill pay all function on Good Friday the same way they do any other day.
  • Transactions you initiate online or through ATM on Good Friday may not post to your account until the next business day.
  • If you need to speak to someone at Bank of America on Good Friday, you will have to wait until Saturday or Monday depending on their phone support schedule.

What you can and cannot do on Good Friday

You cannot walk into a Bank of America branch on Good Friday. The doors are locked, and no staff are present. If you need a cashier's check, a wire transfer processed by hand, a safe deposit box opened, or any service that requires a person, you will need to wait until the branch reopens on Saturday or Monday.

You can use an ATM on Good Friday to withdraw cash, deposit checks, transfer money between your own accounts, and check your balance. ATM transactions process immediately for withdrawals and balance inquiries, though check deposits may take until the next business day to appear in your account.

You can log into your Bank of America account online or through the mobile app on Good Friday and move money, pay bills, set up transfers, or review transactions. These actions work the same way they do on any other day. However, if you send money to another bank, that transfer may not arrive until the next business day because the receiving bank is also closed.

When transactions post after Good Friday

Any transaction you start on Good Friday—whether through ATM, online banking, or mobile app—will not post to your account until Bank of America's systems process it. For withdrawals and balance checks, this happens immediately. For deposits and transfers, the posting date depends on the type of transaction and the receiving institution.

A check you deposit at an ATM on Good Friday will not be available in your account until at least Friday evening or Saturday morning, depending on when the ATM is emptied and processed. A transfer you send to another bank on Good Friday will not leave your Bank of America account until Saturday at the earliest, and the receiving bank may not receive it until Monday.

If you need money to arrive by a specific date, do not wait until Good Friday to send it. Initiate transfers and deposits at least one business day earlier.

Phone and online support on Good Friday

Bank of America's phone support may or may not be available on Good Friday. Some customer service lines operate on a limited schedule during federal holidays, while others close entirely. The safest assumption is that you cannot reach a person by phone on Good Friday.

Before Good Friday, check Bank of America's website or call ahead to confirm whether phone support will be available that day. If you have an urgent issue, handle it before Good Friday or wait until Saturday or Monday when you know the branch is open.

Online chat support through the Bank of America website or mobile app may be available on Good Friday even if branches are closed, but response times are often longer during holidays. Email support is always available, but responses typically take one to two business days.

Planning ahead for Good Friday banking

If you know you will need to do something at a Bank of America branch around Good Friday, visit on Thursday or earlier in the week. Deposit checks, withdraw cash, and handle any in-person business before the holiday.

If you are expecting a check or transfer to arrive around Good Friday, remember that it may be delayed by a day because the receiving bank is also closed. If the money needs to be there by a specific date, ask the sender to initiate the transfer earlier in the week.

For routine banking—paying bills, checking balances, moving money between your own accounts—use online banking or the mobile app. These services do not depend on branch hours and work on Good Friday the same way they work on any other day.

Good Friday dates and Bank of America's holiday schedule

Good Friday falls on a different date each year because it is tied to the lunar calendar. In 2024, Good Friday is March 29. In 2025, it is April 18. In 2026, it is April 10. Bank of America observes Good Friday as a federal holiday every year it occurs.

Bank of America also closes on other federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. The bank's website lists the full holiday schedule, and you can check it before planning any banking that depends on branch hours.

Frequently Asked Questions

Can I use my debit card on Good Friday if the branch is closed?

Yes. Your debit card works at any merchant, ATM, or online retailer on Good Friday. The branch being closed does not affect your ability to spend money or withdraw cash from ATMs. Only services that require a person at a Bank of America branch are unavailable.

Will my direct deposit arrive on Good Friday?

Direct deposits are usually processed by employers and sent to banks the day before they are supposed to appear in your account. If your direct deposit is scheduled for Good Friday, it may arrive on Good Friday or be delayed until Saturday, depending on your employer's payroll system and the bank's processing schedule. Check with your employer if you are unsure.

What if I need to dispute a charge on Good Friday?

You can report a fraudulent or incorrect charge through online banking or the mobile app on Good Friday, and Bank of America will log your dispute. However, a representative will not review it until the next business day. If the charge is urgent, report it online on Good Friday so the timestamp shows you reported it promptly.

Can I open a new account on Good Friday?

You cannot open an account in person on Good Friday because branches are closed. You may be able to open an account online through Bank of America's website, but you should check their website first to confirm whether online account opening is available on that day.

Will my bill payments process on Good Friday?

Bill payments you schedule through Bank of America online banking on Good Friday will be processed, but they may not reach the recipient until the next business day. If a bill is due on Good Friday, schedule the payment before Good Friday to ensure it arrives on time.