Bank of America's standard hours and holiday closures
Bank of America branches are open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. Most branches are closed on Sunday. However, these are standard hours — your specific branch may differ, and all branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.
The fastest way to know if your branch is open today is to check the Bank of America website or call your branch directly. You can find your branch's exact hours and holiday schedule on BankofAmerica.com by entering your zip code into the branch locator tool.
If you need to handle banking outside regular branch hours, Bank of America offers 24/7 access through its mobile app, website, and ATMs. Phone banking is also available around the clock at 1-800-432-1000.
Key Takeaways
- Standard Bank of America branch hours are Monday through Friday 9 a.m. to 5 p.m. and Saturday 9 a.m. to 1 p.m., but individual branches may vary.
- All Bank of America branches close on federal holidays including Thanksgiving, Christmas, New Year's Day, and Independence Day.
- Use the branch locator on BankofAmerica.com or call your specific branch to confirm today's hours before you go.
- You can deposit checks, transfer money, and pay bills through the Bank of America app or website 24 hours a day, even when branches are closed.
How to find your branch's hours right now
Go to BankofAmerica.com and click "Find a location" or "Locations" in the top menu. Enter your zip code or city name. The results will show every Bank of America branch and ATM near you, along with today's hours and whether the branch is open right now.
If you do not have internet access, call your branch directly. You can find the phone number by calling 1-800-432-1000 and asking for your nearest branch, or by searching "Bank of America near me" on your phone's map app.
Some branches have different hours on certain days — for example, a branch might close at 4 p.m. on Wednesday or open later on Saturday. The locator tool shows each branch's full weekly schedule, so you will know exactly when it is open.
What to do if your branch is closed
If your branch is closed today, you can still handle most banking needs through the Bank of America app or website. You can transfer money between your own accounts, send money to other people using Zelle, deposit checks by taking a photo, pay bills, and check your balance.
If you need cash, use any Bank of America ATM. If you need to speak to someone, call 1-800-432-1000 for phone banking support. A representative can help with account questions, fraud reports, and many other issues without you visiting a branch.
If you have a time-sensitive problem that requires a branch visit — such as a dispute that needs a signature or a safe deposit box access — ask the phone representative whether another branch nearby is open today, or whether the issue can wait until your branch reopens.
Federal holidays when Bank of America closes all branches
Bank of America closes all branches on these federal holidays: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving (fourth Thursday in November), and Christmas (December 25).
On these days, branches are closed but ATMs remain open and the mobile app and website work normally. If you need to speak to a representative on a holiday, call 1-800-432-1000 — phone banking is available even when branches are closed.
When you absolutely need a branch visit
Most banking can happen online or by phone, but a few situations require an in-person visit: opening a new account type (some require signature verification), accessing a safe deposit box, depositing large amounts of cash, or resolving certain disputes that need a manager's signature.
If you need a branch visit and your local branch is closed, check the locator tool to see if another Bank of America branch nearby is open. You can visit any Bank of America branch, not just the one closest to your home.
For urgent issues that cannot wait, call 1-800-432-1000 and explain the situation. A representative may be able to solve it over the phone or direct you to a branch that is open today.
Frequently Asked Questions
Are Bank of America ATMs open when branches are closed?
Yes. Bank of America ATMs are open 24 hours a day, seven days a week, including holidays. You can withdraw cash, deposit checks, and transfer money at any ATM even when branches are closed.
Can I deposit a check on a Sunday when the branch is closed?
Yes. You can deposit checks through the Bank of America mobile app by taking a photo of the front and back of the check. The deposit posts to your account within one to two business days. You can also deposit checks at any Bank of America ATM that has a deposit slot.
What if I need to speak to someone on a holiday?
Call 1-800-432-1000 for phone banking support. Representatives are available 24 hours a day, including all federal holidays. They can help with account questions, fraud reports, card issues, and many other problems without you visiting a branch.
Do all Bank of America branches have the same hours?
No. Hours vary by location and day of the week. Some branches open at 10 a.m. instead of 9 a.m., some close at 4 p.m. instead of 5 p.m., and some have different Saturday hours. Always check your specific branch's hours using the locator tool or by calling ahead.
Can I do everything I need online instead of visiting a branch?
Most things, yes. You can transfer money, pay bills, deposit checks by photo, send money to others, and manage your account through the app or website. Some tasks like opening certain account types or accessing a safe deposit box still require a branch visit, but you can call 1-800-432-1000 to ask whether your specific need can be handled online.