Check Bank of America hours on their website or app first
The fastest way to know if your local Bank of America is open today is to use their official locator tool. Go to bankofamerica.com, click "Locations" at the top, enter your city or ZIP code, and the map will show every branch near you with its hours for today, tomorrow, and the rest of the week. The hours listed there are current and account for holidays, weather closures, and staffing changes.
If you have the Bank of America mobile app, you can search for branches the same way without opening a browser. Tap the menu icon, select "Locations & ATMs", enter your location, and tap any branch to see today's hours, phone number, and services available at that location.
Both the website and app show whether a branch is open right now, closed, or closing soon. This is more reliable than calling, because you get the answer instantly and you can see the full week at once to plan ahead.
Key Takeaways
- Bank of America's location finder on bankofamerica.com or their mobile app shows real-time hours for every branch, updated daily.
- Most Bank of America branches are open Monday through Friday 9 a.m. to 5 p.m., but hours vary by location and many are open Saturday mornings.
- Branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.
- If a branch shows as closed today, you can still deposit checks at any Bank of America ATM or handle many transactions through their app or phone line.
- Call the branch directly at the number shown in the locator if you need to confirm hours or ask whether they have a specific service available today.
Standard Bank of America branch hours and what varies
Most Bank of America branches operate Monday through Friday from 9 a.m. to 5 p.m., with Saturday hours typically from 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m. Sunday hours are rare but do exist at some high-traffic locations, usually 11 a.m. to 3 p.m. However, these are guidelines only — individual branches set their own schedules based on customer traffic and staffing.
Urban branches and those in shopping centers often stay open later on weekdays and open earlier on Saturday. Rural or small-town branches may have shorter hours or close for lunch. The only way to know your specific branch's schedule is to check the locator tool or call ahead.
Bank of America also adjusts hours seasonally. During the winter holidays, some branches may open later or close earlier. During tax season (January through April), branches in areas with many small businesses may extend their hours.
Federal holidays when Bank of America branches close
Bank of America closes all branches on these federal holidays: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25).
On these days, ATMs remain available 24/7, and you can still deposit checks, transfer money, or check your balance through the app or website. If you need to speak to someone, customer service lines are typically open even when branches are closed, though wait times are longer.
Some branches may also close for local holidays or observances not listed above. The location finder will show "Closed" for any branch that will not be open on a given day, so check there before you travel to a branch on a holiday.
What to do if your branch is closed today
If the branch you want to visit is closed, you have several options depending on what you need to do. For deposits, any Bank of America ATM accepts checks and cash deposits 24/7. For withdrawals, use any ATM in the network. For account questions or transactions that require a person, call Bank of America customer service at 1-800-432-1000 (the number is on your debit card and statements).
Many routine tasks can be completed through the mobile app or website: transferring money between accounts, paying bills, setting up automatic payments, ordering a replacement card, or reporting fraud. If you need to speak to someone about a complex issue — a mortgage question, a business account matter, or a dispute — customer service can often resolve it over the phone or schedule a callback for the next business day.
If you need cash and the branch is closed, locate the nearest Bank of America ATM using the locator tool. If you need to speak to someone urgently and it is a weekend or holiday, Bank of America's phone line is open 24/7, though you may wait longer than during business hours.
How to find a Bank of America branch that is open right now
Open the Bank of America website or app and search for branches by your current location or an address you plan to visit. The locator will sort results by distance and show a green "Open now" label for branches currently serving customers. Tap or click any branch to see its full hours for today and the week ahead, plus the services it offers (some branches do not have safe deposit boxes or mortgage specialists, for example).
If you are traveling or in an unfamiliar area, this is the fastest way to find a working branch without making phone calls. The map view shows you exactly where each branch is, and you can get directions through your phone's maps app.
If the locator shows all nearby branches as closed, check whether any Bank of America ATMs are nearby. You can deposit checks, withdraw cash, and check your balance at any ATM without waiting for a branch to open.
Calling ahead to confirm hours or ask about services
The location finder shows each branch's phone number. Call to confirm today's hours if you are unsure, or to ask whether the branch has a specific service you need — for example, whether they can issue a cashier's check same-day, whether they have a safe deposit box available, or whether a mortgage officer is on staff.
Wait times to reach a branch by phone are often 5 to 15 minutes during business hours, especially on Fridays and near month-end. If you reach an automated system, you can usually press a number to speak to someone or request a callback. Calling early in the morning (right when the branch opens) or mid-afternoon typically means shorter waits.
If you cannot reach the branch directly, call Bank of America's main customer service line at 1-800-432-1000. They can confirm hours, tell you whether a specific service is available at that location, and sometimes handle your request over the phone instead.
Frequently Asked Questions
Can I do my banking at a Bank of America ATM if the branch is closed?
Yes. Bank of America ATMs are available 24/7 for deposits, withdrawals, balance checks, and transfers between your own accounts. You can deposit checks and cash at any ATM in the network. However, some transactions — like applying for a loan, disputing a charge, or getting a cashier's check — require speaking to someone at a branch or by phone.
Are Bank of America branches open on Sundays?
Most branches are closed on Sunday, but some high-traffic locations in major cities do open on Sunday, usually from 11 a.m. to 3 p.m. Check the location finder for your specific branch. If your branch is closed Sunday, you can still use ATMs, the app, or call customer service.
What time does Bank of America close on weekdays?
Most branches close at 5 p.m. on weekdays, but some stay open until 6 p.m. or later, especially in urban areas or shopping centers. Check your branch's hours in the location finder — do not assume all branches close at the same time.
If a branch is closed for weather, how do I know when it will reopen?
The location finder will show the branch as closed and may display a note about the reason. Call the branch directly or check Bank of America's website for updates. Most branches reopen the next business day, but you can confirm by phone. In the meantime, use ATMs or call customer service for urgent needs.
Can I do everything I need at an ATM instead of visiting a branch?
You can deposit checks and cash, withdraw money, check your balance, and transfer funds between your accounts at an ATM. You cannot apply for a loan, open a new account, order a cashier's check, or dispute a transaction at an ATM. For those services, you need to visit a branch during business hours or call customer service.