Bank of America branches are closed on Good Friday

Bank of America closes all U.S. branches on Good Friday, which is a federal holiday. The exact date changes each year because Good Friday falls on the Friday before Easter Sunday. In 2024, that was March 29. In 2025, it will be April 18. In 2026, it will be April 3.

If you need to visit a branch on Good Friday, you will not be able to. ATMs and online banking remain available, but you cannot speak to a teller, deposit checks in person, or handle transactions that require a banker's help.

Bank of America also closes on other federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. The bank observes the same holiday schedule across all branches.

Key Takeaways

  • Bank of America branches close on Good Friday every year, though the date changes because it is tied to Easter.
  • ATMs work on Good Friday, but you cannot visit a branch or speak to a banker.
  • Online banking and the mobile app remain open, so you can check balances, transfer money, and pay bills from home.
  • If you need in-person help, plan your visit for Thursday or the following Monday instead.

What you can and cannot do on Good Friday

You can: Use any Bank of America ATM to withdraw cash, check your balance, or deposit checks at an ATM that accepts mobile deposits. Pay bills online through your account. Transfer money between your own accounts or to other people using the mobile app or website. Check your account history and statements.

You cannot: Visit a branch to speak with a banker. Open a new account in person. Get a cashier's check or money order. Deposit cash at a teller window. Resolve disputes or fraud claims face-to-face. Renew a debit card or request a replacement card in person.

If you have an urgent issue that requires a banker, you can call Bank of America's customer service line at 1-800-432-1000. The phone line operates on a limited schedule on holidays, and wait times are typically longer than on regular business days.

Planning ahead for Good Friday transactions

If you know you need to handle something at a branch, do it on Thursday before the holiday closes. This is especially important if you need a cashier's check, want to open an account, or need to resolve a fraud claim—all things that require a banker's time and cannot wait until Monday.

If you are expecting a deposit or payment to post on Good Friday, remember that the bank is not processing transactions that day. Deposits made on Thursday may not show up until Friday or later, depending on the type of deposit and the sending bank. ACH transfers and wire transfers scheduled for Good Friday will process the next business day, which is Saturday or Monday depending on the bank's internal calendar.

Check your account before the holiday to make sure you have enough cash on hand if you plan to spend over the weekend. ATMs have daily withdrawal limits, usually between $500 and $1,000, depending on your account type and the ATM location.

How to find your branch's exact holiday hours

While all Bank of America branches close on Good Friday, some branches may have different hours on the days before and after. To confirm your specific branch's schedule, visit bankofamerica.com, click "Locations," enter your ZIP code, and select your branch. The page will show holiday hours for the next several months.

You can also call your branch directly or use the Bank of America mobile app to find hours. The app shows your nearest branches and their current schedules.

What happens if you need emergency access to money

If you run out of cash over the Good Friday weekend and cannot wait until Monday, use an ATM. Bank of America ATMs are available 24/7, and you can withdraw up to your daily limit. If you need more than your ATM limit allows, you may be able to use an ATM from another bank, though you will likely pay a fee ($2 to $3 is typical).

If you need to send money to someone urgently, you can use your mobile app to transfer funds to another Bank of America customer instantly, or use a service like Zelle if the recipient's bank participates. These transfers work on holidays.

If you absolutely must speak to a banker on Good Friday, call 1-800-432-1000. The line is staffed, but wait times are long and the bank may not be able to resolve all issues by phone.

Frequently Asked Questions

Will my direct deposit post on Good Friday?

Direct deposits scheduled for Good Friday will usually post on that day, even though branches are closed. The bank's automated systems process deposits around the clock. However, if your employer sends the deposit late in the day on Thursday, it may not arrive until Saturday or Monday. Contact your employer's payroll department if you are unsure when they send deposits.

Can I use my debit card on Good Friday?

Yes. Your debit card works at any merchant, ATM, or online retailer on Good Friday. The bank's payment processing systems run 24/7. Only in-person branch services are unavailable.

What if I need to dispute a charge on Good Friday?

Call Bank of America at 1-800-432-1000 to report fraud or dispute a charge. The phone line is open on Good Friday with limited staffing. You can also report it through your mobile app or online account, though the bank may not investigate until the next business day.

Are Bank of America ATMs open on Good Friday?

Yes. All Bank of America ATMs operate 24/7, including on Good Friday. You can withdraw cash, deposit checks, and check your balance anytime.

Do I need to plan differently if Good Friday falls on a different date each year?

Yes. Because Good Friday's date changes, mark it on your calendar once you know when Easter falls. If you have recurring banking needs, check your branch's holiday schedule at the start of each year so you do not show up expecting to see a banker on a day the branch is closed.