Yes, Bank of America is closed on Good Friday

Bank of America closes all of its branches on Good Friday, which is a federal holiday. The exact date changes each year because Good Friday falls on the Friday before Easter Sunday. In 2024, Good Friday is March 29. In 2025, it is April 18. In 2026, it is April 10.

When the branch is closed, you cannot walk in to deposit checks, withdraw cash, or speak to a banker in person. However, you can still use ATMs, mobile banking, online banking, and phone banking on Good Friday. Transactions you initiate online or through the app will process, but they may not settle until the next business day.

If you need cash before the holiday, withdraw it on Thursday. If you need to deposit a check, use mobile deposit through the Bank of America app or an ATM that accepts deposits — both work on holidays.

Key Takeaways

  • Bank of America branches close on Good Friday, but ATMs and online banking remain available all day.
  • Good Friday dates vary by year because it is tied to Easter; check the Bank of America website or your calendar for the exact date.
  • Deposits made through mobile deposit or ATM on Good Friday will process, but settlement may delay until the next business day.
  • Wire transfers and ACH payments initiated on Good Friday typically process on the next business day, not the same day.
  • Plan ahead if you need to speak to a banker or handle in-person transactions; call ahead Thursday to confirm your branch's Friday status.

What transactions process on Good Friday

ATM withdrawals and deposits work normally on Good Friday. You can pull cash from any Bank of America ATM or an ATM in the Allpoint network (which Bank of America customers can use without a fee). You can also deposit checks using the ATM's envelope slot or through mobile deposit in the Bank of America app.

Online and mobile banking transactions you initiate on Good Friday will be recorded in your account, but the actual movement of money may not happen until Friday evening or Saturday morning. For example, if you pay a bill online on Good Friday, the payment leaves your account on Friday, but the recipient's bank may not receive it until Saturday or Monday depending on the payment method.

ACH transfers (the standard way to move money between banks) initiated on Good Friday will not process until the next business day, which is Saturday — but since Saturday is not a business day for most banks, the transfer actually settles on Monday. Wire transfers work the same way: you can request one on Good Friday, but it will not move until Monday.

Which other holidays close Bank of America branches

Bank of America closes branches on all federal holidays. The full list includes New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25).

Good Friday is not technically a federal holiday, but Bank of America treats it as one and closes all branches anyway. This is a business decision by the bank, not a legal requirement. Some other large banks do the same; others stay open on Good Friday.

On all of these closure dates, ATMs and online banking remain open 24/7. Phone banking is also available, though you may reach a smaller team.

How to find your branch's specific hours

The easiest way to confirm your branch is closed on Good Friday is to visit the Bank of America website, click "Locations," enter your zip code, and select your branch. The branch page will show holiday hours. You can also call your branch directly on Thursday to ask about Friday's status, or call the main customer service line at 1-800-432-1000.

Some Bank of America branches inside grocery stores or other retail locations may have different hours than standalone branches, so it is worth checking your specific location rather than assuming all branches follow the same schedule.

What to do if you need banking services on Good Friday

If you need to deposit a check, use mobile deposit through the Bank of America app or deposit it at an ATM that accepts envelopes. Both methods work on Good Friday, and the check will be processed by Monday morning.

If you need to withdraw cash, use any Bank of America ATM or an Allpoint ATM. You can withdraw up to your daily limit, which varies by account type but is typically $500 to $1,000 for debit card withdrawals.

If you need to transfer money to another bank account, you can initiate an ACH transfer online or through the app on Good Friday, but it will not settle until Monday. If you need the money to arrive the same day, you will need to wait until the following Monday to send a wire transfer, since wire transfers do not process on weekends.

If you need to speak to a banker about a loan, account issue, or other service that requires a person, call on Thursday or wait until Saturday morning when branches reopen.

How payment timing works around Good Friday

If you owe a payment on Good Friday, the timing depends on the type of payment. Credit card payments, loan payments, and bill payments initiated on Good Friday will leave your Bank of America account on Friday, but the recipient may not receive the money until Monday or Tuesday. Most creditors and billers do not penalize you for payments that are in transit on the due date, but some do — check your account agreement or call the creditor to ask their policy.

If a payment is due on Good Friday itself and you have not yet sent it, send it on Thursday instead. If you send it on Friday, assume it will not arrive until Monday, and the recipient may charge a late fee if they do not receive it by their deadline.

Automatic payments (autopay) scheduled for Good Friday will process normally. Your bank will debit your account on Friday, and the payment will settle by Monday or Tuesday depending on the recipient's bank.

Frequently Asked Questions

Can I use my debit card on Good Friday if the branch is closed?

Yes. Your debit card works at any ATM and any merchant on Good Friday. The branch closure only affects in-person services like speaking to a banker or using a teller. ATMs and card transactions process normally.

Will my direct deposit arrive on Good Friday?

Direct deposits scheduled for Good Friday will arrive in your account on Friday, just as they normally would. The holiday does not delay direct deposits because they are processed automatically by the employer's and bank's computer systems, not by branch staff.

What if I need to dispute a charge on Good Friday?

You can report a fraudulent or incorrect charge through the Bank of America app or by calling 1-800-432-1000 on Good Friday. A representative will take your report and start an investigation. You do not need to visit a branch to file a dispute.

Do Bank of America ATMs charge a fee on Good Friday?

No. Bank of America ATMs do not charge a fee on Good Friday or any other day if you use your Bank of America debit card. Allpoint ATMs (which Bank of America customers can use for free) also do not charge a fee on holidays.

If I deposit a check on Good Friday, when will it clear?

A check deposited on Good Friday through mobile deposit or an ATM will typically clear by Monday morning. Some checks take longer depending on the amount and the bank that issued the check, but most clear within one business day of deposit.