Your account number appears in four places without logging in
Your Bank of America account number is printed on the bottom left of every check you write — it's the middle set of numbers between the routing number and the check number. If you have checks on hand, that's the fastest way to find it. You can also call Bank of America at 1-800-432-1000, speak to a representative, and they will read it to you over the phone. A third option is to visit any Bank of America branch in person with your ID, and a teller will provide it. The fourth way is to log into your online account or mobile app, where it displays on your account dashboard.
Each method takes a different amount of time and requires different information from you. Some work better if you're in a hurry; others work better if you prefer not to call or travel. Knowing all four routes means you can pick the one that fits your situation right now.
Key Takeaways
- Your account number is printed on the bottom left of your checks, between the routing number and check number.
- You can call Bank of America customer service at 1-800-432-1000 and ask a representative to provide your account number without logging in.
- Visiting a Bank of America branch with your ID gets you the number in person within minutes.
- Logging into your online account or mobile app shows your account number on the main dashboard or account details page.
Finding it on a check
Look at the bottom of any check from your Bank of America account. You will see three separate groups of numbers printed in magnetic ink. The first group on the left is your routing number (nine digits). The middle group is your account number (typically 10 digits, though this varies). The third group on the right is the check number.
This method works even if you haven't logged into your account in years and don't remember your password. You don't need internet access, a phone call, or a trip to the bank. If you have a checkbook, this is the fastest route.
Calling Bank of America customer service
Dial 1-800-432-1000 from any phone. When prompted, say "account information" or press the number for account services. A representative will ask you to verify your identity — usually your Social Security number, date of birth, and the last four digits of the phone number on file. Once verified, they will read your account number to you.
This method works 24 hours a day, seven days a week. You don't need to be a customer with an active account; if you've ever had a Bank of America account, they can look it up. The call typically takes five to ten minutes. Have a pen ready to write down the number, or ask the representative to repeat it.
Visiting a Bank of America branch
Walk into any Bank of America branch with a valid photo ID — a driver's license, passport, or state ID card. Tell a teller you need your account number. They will pull up your account on their system and provide it to you immediately. This works whether or not you remember your password or have online access set up.
Branch hours vary by location, but most are open Monday through Friday during business hours and some are open on Saturday. You can find your nearest branch and its hours on the Bank of America website or by calling 1-800-432-1000. This method is useful if you're already in a branch for another reason, or if you prefer to handle banking in person.
Logging into your online account
Go to bankofamerica.com and click "Log In." Enter your username and password. Once you're logged in, your account number appears on the main dashboard under your account name, or you can click on the specific account to see its full details. The account number is also visible in the mobile app under "Accounts" or "Account Details."
This method requires you to remember your login credentials. If you've forgotten your password, you can reset it on the login page by clicking "Forgot username or password?" and following the prompts. The reset process usually takes a few minutes and may require you to verify your identity using your email or phone number.
What to do if you can't find it
If you don't have checks, can't reach customer service, and don't have online access, visit a branch. A teller can always pull up your account with just your ID. If you've lost access to your account entirely and can't remember your username or password, bring your ID to a branch and ask them to help you regain access to your online account at the same time.
If you're looking for someone else's account number — a family member or business partner — you'll need their permission. Bank of America will not release account information to anyone but the account holder or an authorized representative listed on the account.
Why you might need your account number
Your account number is required to set up direct deposit for your paycheck, to arrange automatic bill payments, to receive a wire transfer, or to provide to a creditor or employer. It's also needed if you're transferring money between your own Bank of America accounts or moving money to another bank. Some online services ask for it when you're linking your bank account to their platform.
Your account number is not the same as your routing number. The routing number identifies Bank of America as the bank; the account number identifies your specific account within that bank. You often need both together, so if someone asks for your account number, ask whether they also need your routing number (which is 026009593 for most Bank of America accounts, though some specialty accounts use different routing numbers).
Frequently Asked Questions
Is it safe to give someone my account number?
Your account number alone cannot be used to withdraw money or access your account without additional information like your password or PIN. However, combined with your routing number, it can be used to set up automatic payments or direct deposits. Only share it with people or organizations you trust, such as your employer, your bank, or a business you're paying intentionally.
What if I have multiple Bank of America accounts?
Each account has its own account number. When you log into your online account, you'll see all your accounts listed on the dashboard, each with its own number. If you call customer service, tell them which account you need the number for (checking, savings, money market, etc.), and they'll provide the correct one.
Can I change my account number?
No, your account number is permanent and cannot be changed. It's tied to your account from the day it opens. If you close the account and open a new one, the new account will have a different number.
Do I need my account number to log into online banking?
No. You log in using your username and password, not your account number. Your account number is something you look up after you've logged in, or something you provide to others who need to send you money or set up payments.
What's the difference between my account number and my card number?
Your account number identifies your bank account. Your card number (the 16 digits on your debit or credit card) identifies the card itself. They are different numbers, and you should never confuse them. Your card number is what you use to make purchases; your account number is what you use for transfers and direct deposits.