Your account number appears in multiple places on your statements and online
Your Bank of America account number is a unique identifier for your specific checking, savings, or other deposit account. You can find it on paper statements, in the online banking portal, on your debit card, and in the mobile app. The fastest route is usually your most recent statement or your online account dashboard, where it appears clearly labeled.
The account number is different from your routing number (which identifies Bank of America itself) and your card number (which is printed on your debit or credit card). You will need the account number when setting up direct deposit, arranging wire transfers, paying bills by check, or authorizing automatic payments from that account.
Key Takeaways
- Your account number is printed on the bottom left of every Bank of America check and on every paper statement you receive.
- Log into your online banking account at bankofamerica.com and select the account you want—the number displays prominently on the account summary page.
- Open the Bank of America mobile app, tap the account, and scroll to see the full account number displayed on the account details screen.
- Call Bank of America customer service at 1-800-432-1000 and verify your identity; a representative will read your account number to you.
Finding your account number on paper statements
Every monthly statement Bank of America mails to you displays your account number in the top section, usually near your name and address. Look for a line labeled "Account Number" or "Acct #"—it is typically a 10-digit number. The number also appears on the bottom left of every check in your checkbook, printed in a specific format that sorting machines can read.
If you no longer receive paper statements, you can request one from Bank of America by logging into your online account or calling customer service. Statements are also available to download as PDF files from your online account going back several years, so you can retrieve an old statement if you need the number immediately.
Viewing your account number in online banking
Log into your Bank of America account at bankofamerica.com using your username and password. Once you are signed in, you will see a dashboard showing all your accounts. Click on or tap the specific account (checking, savings, money market, or other) for which you need the account number.
The account details page displays your account number prominently near the top, along with your current balance and recent transactions. You can copy the number directly from this page or take a screenshot if you need to reference it later. This method works from any computer or device with internet access.
Locating your account number in the mobile app
Open the Bank of America mobile app and sign in with your username and password. Tap the account you want to view from the list of accounts on your home screen. The account number appears on the account details page, usually displayed in full or with the last four digits highlighted.
The mobile app also lets you copy the account number to your clipboard by tapping and holding on the number, then selecting copy. This is useful if you need to paste it into a form or email on your phone. The app works the same way on both iPhone and Android devices.
Calling Bank of America to get your account number
Call Bank of America customer service at 1-800-432-1000. You will be asked to verify your identity by providing your Social Security number, date of birth, or other personal information. Once verified, a representative can read your account number to you over the phone.
This method is slower than checking online or on a statement, but it is useful if you do not have access to your accounts or statements at that moment. Customer service is available 24 hours a day, 7 days a week. Have a pen and paper ready so you can write down the number as the representative reads it.
What to do if you cannot find your account number
If you have recently opened your account, your first statement may not have arrived yet. In this case, log into your online banking account or use the mobile app—both show your account number immediately after your account is activated, even before your first statement is mailed.
If you have closed an account and need the number for a past transaction or tax record, contact Bank of America and explain that you need the account number for a closed account. A representative can look up the number in their records and provide it to you. You will need to verify your identity and may need to provide the approximate date the account was closed.
Using your account number safely
Your account number is not secret in the same way your password is—it is printed on every check you write and on statements you may share with others. However, do not share it with anyone you do not trust. Someone with your account number and routing number can potentially set up unauthorized transfers or payments from your account.
When you provide your account number to set up direct deposit, bill pay, or other services, make sure you are communicating with a legitimate organization. Scammers sometimes pose as banks or employers to collect account numbers. If you are unsure whether a request is legitimate, hang up and call the organization directly using a phone number from their official website.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your account number identifies your deposit account at the bank. Your card number is printed on your debit or credit card and is a separate identifier used for card transactions. The account number is 10 digits; the card number is typically 16 digits.
Can I change my account number?
Bank of America does not allow you to change your account number. The number is permanently tied to that account. If you want a fresh start, you would need to close the account and open a new one, which will have a different account number.
What is the routing number and how is it different?
Your routing number identifies Bank of America as the bank; it is the same for all Bank of America customers in your region. Your account number identifies your specific account within the bank. You need both numbers to set up direct deposit or wire transfers. Bank of America's routing number varies by state and account type.
Do I need my account number to use online banking?
No. You log into online banking with your username and password, not your account number. Once you are logged in, you can view your account number, but you do not need it to access your account or check your balance.
What if I think someone has my account number?
Contact Bank of America immediately at 1-800-432-1000. A representative can review your account for unauthorized activity and help you monitor for fraud. You can also set up alerts in your online account to notify you of large transactions or transfers.