Your account number appears on checks, statements, and inside your online banking
Your Bank of America account number is a unique identifier for your checking or savings account. You can find it in four places without calling the bank: on a paper check, on your monthly statement, by logging into your online account, or through the Bank of America mobile app.
The fastest route is usually a check. Open your checkbook and look at the bottom left of any check. You will see three sets of numbers separated by colons or special symbols. The middle set is your routing number (for Bank of America, this is usually 026009593). The rightmost set is your account number. It is typically 10 digits long, though it can vary.
If you do not have checks on hand, your monthly statement shows the account number at the top of the first page, usually labeled "Account Number" or "Acct #". You can also log into your Bank of America online account or open the mobile app, go to the account details section, and view your account number there.
Key Takeaways
- Your account number appears on the bottom of any check you have, in the rightmost group of numbers after the routing number.
- Bank of America statements printed or sent by email display your account number at the top of the first page.
- You can view your account number by logging into your online account at bankofamerica.com or opening the mobile app.
- Never share your full account number with anyone who contacts you by phone or email, even if they claim to be from Bank of America.
Finding your account number on a check
A check is the easiest source if you have one. At the bottom of the check, you will see a series of numbers printed in a special magnetic ink character recognition (MICR) format. These numbers are arranged in three groups, separated by vertical lines or colons.
The first group on the left is the routing number (for Bank of America, this is 026009593 for most accounts). The middle group is the check number. The last group on the right is your account number. Write down only the rightmost group—that is your account number. Do not share the full check with anyone, as it also contains your routing number and check number.
Viewing your account number online or in the app
Log into your Bank of America account at bankofamerica.com using your username and password. Once you are logged in, look for an "Accounts" or "Account Details" section. Your account number will be displayed next to your account name (for example, "Checking" or "Savings").
If you use the Bank of America mobile app, open it and tap the account you want to view. Your account number will appear on the account summary screen, usually near the top. You can also take a screenshot for your records, though do not share it with anyone.
Finding your account number on a statement
Bank of America sends statements by mail or email, depending on your preference. Open your most recent statement and look at the top of the first page. Your account number will be listed there, usually labeled "Account Number," "Acct #," or "Your Account." It appears near your name and address.
If you receive statements by email, open the PDF and look at the same location. If you have not received a statement recently, you can request one through your online account or by calling Bank of America customer service.
What to do if you cannot find your account number
If you do not have a check, statement, or access to your online account, you can call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a form of identification ready. The representative will verify your identity and provide your account number over the phone.
You can also visit a Bank of America branch in person with a valid ID. A teller can look up your account number and write it down for you. Bring your debit card or driver's license to speed up the process.
Why you need your account number and when to share it
Your account number is necessary for setting up direct deposit, arranging wire transfers, paying bills through your bank, and authorizing automatic payments. You will also need it if you are receiving a payment from someone else—for example, a refund or a paycheck from an employer.
Share your account number only with people and organizations you trust. This includes your employer (for direct deposit), your bank, and businesses you are paying intentionally. Never provide your account number to someone who calls or emails you unsolicited, even if they claim to be from Bank of America. Bank of America will never ask for your account number by phone or email if they initiated the contact.
Protecting your account number from fraud
Your account number alone cannot be used to withdraw money from your account—a thief would also need your routing number and access to your bank's systems. However, combined with other information, it can be used to set up unauthorized automatic payments or wire transfers.
If you believe your account number has been compromised, log into your online account and review recent transactions. Look for any payments or transfers you did not authorize. If you find suspicious activity, contact Bank of America immediately at 1-800-432-1000 or through your online account. Bank of America can freeze your account, cancel unauthorized transactions, and issue you a new account number if necessary.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is printed on the front of your card and is different from your account number. Your account number is what the bank uses internally to identify your account. You can have multiple debit cards linked to the same account number.
Can someone withdraw money using just my account number?
Not directly. A thief would need your account number, routing number, and access to Bank of America's systems or a third-party payment processor to set up unauthorized transfers. If you notice unauthorized activity, contact Bank of America right away.
What if I have multiple accounts with Bank of America?
Each account has its own unique account number. If you have a checking account and a savings account, they will have different account numbers. You can view all your account numbers by logging into your online account and looking at each account's details.
Do I need my account number to use my debit card?
No. You only need your debit card and PIN to make purchases or withdraw cash at an ATM. Your account number is used for transfers, direct deposit, and bill payments, not for everyday card transactions.