Where to find your account number right now
Your Bank of America account number is printed on the bottom left of every check you write—look for a series of digits between two colons. If you don't have checks handy, log into your Bank of America online account or mobile app, go to your account details or account summary, and the full account number appears there. You can also call Bank of America customer service at 1-800-432-1000 and give them your Social Security number and date of birth to confirm it over the phone.
The account number itself is typically 10 digits long for checking and savings accounts. When you need it for wire transfers, direct deposit setup, or bill payments, this is the number you provide—not your routing number (which is 026009593 for most Bank of America locations) and not your debit card number.
Key Takeaways
- Your account number appears on the bottom left of your checks, between two colons, and is usually 10 digits.
- Log into your Bank of America online account or app and navigate to account details to see your full account number.
- Call 1-800-432-1000 with your Social Security number and date of birth to have a representative confirm your account number over the phone.
- Your account number is different from your routing number and your debit card number—use the correct one for each type of transaction.
Finding it in your online account
Open your Bank of America account on a computer or mobile device and sign in with your username and password. Once you're logged in, look for a section labeled "Accounts" or "Account Summary"—this is usually visible on the main dashboard or in the left-side menu.
Click on the specific account (checking, savings, or money market) you need the number for. The account number displays prominently on the account details page, often near the top. Some versions of the app show it as a clickable field that you can copy directly to your clipboard, which is useful if you need to paste it into a form or email.
Checking your physical checks
If you have a checkbook, the fastest way is to look at any check. At the bottom of the check, you'll see three sets of numbers separated by colons. The middle set is your account number. The first set (on the far left) is your routing number, and the third set (on the far right) is the check number itself.
This method works even if you haven't used checks in years—as long as the checks are from your current Bank of America account, the number is valid. Write it down or take a photo for your records.
Calling customer service
Dial 1-800-432-1000 from any phone. You'll be asked to verify your identity by providing your Social Security number, date of birth, and sometimes the last four digits of a linked phone number or email address. This verification step protects your account from unauthorized access.
Once verified, a representative can read your account number to you over the phone. This is the safest route if you're concerned about security or if you need confirmation that the number you found is correct. The call is free and typically takes fewer than five minutes.
What you need the account number for
Your account number is required for direct deposit (when your employer or a government agency deposits money into your account), wire transfers to other banks, setting up automatic bill payments, and providing proof of account ownership to third parties. Some employers and service providers ask for it during onboarding or account setup.
Do not share your full account number with anyone unless you initiated the request and trust the recipient. Scammers sometimes pose as bank representatives or service providers to collect account numbers. If someone calls you asking for it unsolicited, hang up and call the organization directly using a number from their official website.
The difference between account number, routing number, and card number
Your account number identifies your specific account at Bank of America. Your routing number (026009593 for most Bank of America locations) identifies the bank itself and is used for ACH transfers and direct deposits. Your debit card number is the 16-digit number on the front of your card and is used for card transactions, not bank transfers.
When setting up direct deposit, you need your account number and routing number. When making a wire transfer, you need your account number and routing number. When paying a bill by debit card, you need your card number. Using the wrong number for the wrong transaction can cause delays or failed transfers.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your account number is 10 digits and identifies your specific account. Your debit card number is 16 digits and is used for card purchases and ATM withdrawals. They are separate numbers tied to the same account.
Can I find my account number on my Bank of America statement?
Yes. Your account number appears on every monthly statement, usually near the top or in the account summary section. If you have digital statements, log into your online account and view or download a recent statement to find it.
What if I can't log into my online account?
Call 1-800-432-1000 and explain that you need your account number but cannot access your online account. A representative can verify your identity and provide the number over the phone without requiring you to log in.
Do I need a different account number for each type of account?
Yes. If you have a checking account and a savings account at Bank of America, each one has its own unique account number. When you need to reference a specific account, use the number for that account only.
Is it safe to text or email my account number?
Avoid it when possible. If you must share your account number electronically, use a secure method like your bank's official messaging system within your online account. Do not email it to unknown recipients or text it to unverified numbers.