Where to find your account number right now
Your Bank of America account number is printed on the bottom left of every check you write—look for a series of digits between two colons. If you don't have checks handy, log into your online banking account or the mobile app, go to your account details or account summary, and your full account number will be displayed there. You can also call Bank of America customer service at 1-800-432-1000 and provide your Social Security number and date of birth to have them read it to you over the phone.
The account number itself is typically 10 digits long, though what you see on your checks or online may include additional routing information. When you need to provide it for wire transfers, direct deposit setup, or bill payments, use the 10-digit number only unless the form or payee specifically asks for more.
Key Takeaways
- Your account number appears on the bottom left of your checks, between two colons, and is 10 digits long.
- Log into your Bank of America online account or mobile app to see your account number under account details or summary.
- Call 1-800-432-1000 with your Social Security number and date of birth if you need someone to read it to you.
- When providing your account number for payments or transfers, use only the 10-digit number unless instructed otherwise.
Finding it through your online account
Log into your Bank of America account at bankofamerica.com using your username and password. Once you're logged in, look for a section labeled "Accounts" or "Account Summary"—this is usually visible in the main dashboard or navigation menu. Click on the specific account you need the number for, and your full account number will display prominently on that page.
If you're using the Bank of America mobile app, tap the account you want to view from your list of accounts. The account number appears at the top of the account details screen. You can usually copy it directly from the app by tapping and holding on the number, which is faster than writing it down by hand.
Using your checks or statements
The bottom of every Bank of America check contains three sets of numbers. From left to right, you'll see the routing number (9 digits), your account number (10 digits), and the check number. Your account number is always in the middle. This is the most reliable place to find it if you have physical checks available, because the number printed there is may provide to be correct.
If you have a recent paper or PDF statement from Bank of America, your account number also appears near the top of the document, usually next to your name or in a header section. Statements are useful if you've already moved or no longer write checks but still have access to old mail or your email inbox.
Calling Bank of America directly
Call the main customer service line at 1-800-432-1000. You'll be asked to verify your identity by providing your Social Security number and date of birth. After verification, a representative can read your account number to you or confirm it if you think you have it wrong. This method works even if you can't access your online account or don't have checks available.
Wait times vary depending on the time of day and day of the week. Calling early in the morning on a weekday usually means shorter hold times. Have your Social Security number ready before you call to speed up the verification process.
What to do if you can't remember your login
If you've forgotten your Bank of America online banking password, go to bankofamerica.com and click "Forgot username or password?" on the login page. You'll be guided through a recovery process that uses your Social Security number, date of birth, and answers to security questions you set up when you opened the account. Once you regain access, you can find your account number in your account details.
If you don't remember setting up security questions or can't answer them, calling 1-800-432-1000 is your fastest option. A representative can verify your identity through other means and either reset your password or simply provide your account number without requiring you to log in.
Why you might need your account number
Your account number is required for direct deposit setup (when your employer or a government agency needs to deposit money into your account), wire transfers to other banks, setting up bill payments through your bank, and providing proof of account ownership. Some businesses also ask for it when you're setting up automatic payments or recurring transfers.
Never share your full account number with someone you don't trust or over an unsecured channel like email or text message. If a business you recognize asks for it, verify you're communicating with them directly by calling their official customer service number rather than using contact information they provided in an email.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number identifies Bank of America as your bank (it's the same for all Bank of America customers in your region), while your account number identifies your specific account. Both appear on your checks, with the routing number on the left and your account number in the middle.
Can I use my debit card number instead of my account number?
No. Your debit card number is different from your account number and won't work for direct deposit, wire transfers, or bill payments that require your account number. Always use your actual account number when asked for it.
What if I have multiple accounts with Bank of America?
Each account has its own 10-digit number. When you log into your online account, you'll see a list of all your accounts, and each one displays its own account number. Make sure you're looking at the correct account before providing the number to someone else.
Is it safe to give my account number to my employer for direct deposit?
Yes. Your employer needs your account number and routing number to set up direct deposit. This is a standard, secure process. Your employer cannot withdraw money from your account using only these two numbers—they can only deposit into it.