Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling the bank: on the front of your debit card (the last 10 digits after the initial digits), on the bottom left of any check you write, in the Account Details section of your online banking dashboard, or in the Bank of America mobile app under Account Information.
The fastest route is your debit card if you have one. Look at the raised numbers on the front—the account number is the last 10 digits of that sequence. If you do not have a card or checks, log into your Bank of America account online or open the mobile app, go to Accounts, select the account you need, and tap Account Details or Account Number. The number appears immediately.
Do not confuse your account number with your routing number (which is 026009593 for most Bank of America locations) or your card number (which is longer and starts with 4). You need the account number for wire transfers, setting up direct deposit, linking accounts at other banks, and some bill payment situations.
Key Takeaways
- Your Bank of America account number is 10 digits and appears on your debit card, checks, and in online banking under Account Details.
- The account number is the last 10 digits of the sequence on your debit card, not the full card number.
- You need your account number for wire transfers, direct deposit setup, and linking accounts between banks.
- Your routing number (026009593) and account number are different—do not mix them up when setting up transfers.
Finding your account number in online banking
Log into your Bank of America account at bankofamerica.com using your username and password. Once you are signed in, look for the Accounts tab or menu on the left side of the screen. Click on the specific account (checking or savings) where you need the account number.
On the account page, look for a link or button labeled Account Details, Account Information, or Account Number. Click it and the 10-digit number displays immediately. Some versions of the site show it right on the main account page without needing to click anything. If you cannot find it, scroll down—Bank of America sometimes places it below the recent transaction list.
Write down or screenshot the number before you close the page. You will need it for forms, wire transfer requests, or when speaking to customer service.
Finding your account number in the mobile app
Open the Bank of America mobile app and sign in with your username and password. Tap the menu icon (three horizontal lines) in the bottom right corner, then select Accounts. Choose the account you need the number for.
Tap Account Information or Account Details—the exact label varies by app version. Your 10-digit account number appears on the screen. You can take a screenshot or write it down. The app also shows your routing number on the same screen, which is useful if you need both at once.
Reading your account number from a debit card or check
On your Bank of America debit card, look at the raised numbers on the front. You will see a long sequence of digits. The account number is the last 10 digits of that sequence. For example, if the card shows 4123 4567 8901 2345, your account number is 9012345 (the last 10 digits). The first digits are part of the card number itself.
On a check, look at the bottom left corner. You will see three groups of numbers separated by colons or special symbols. The middle group is your routing number (9 digits), and the group after that is your account number (10 digits). The first group on the far left is the check number.
If you have an old check or card, the account number remains the same unless you close the account and open a new one. You do not need a current card or recent check—any check from that account will show the correct number.
When you need your account number and what to do with it
You need your account number when setting up direct deposit for paychecks or government payments. Your employer or the agency paying you will ask for it along with your routing number. You also need it to link your Bank of America account to another bank's account for transfers, to request a wire transfer, or to set up automatic bill payments with a company that does not accept card payments.
Some online services ask for your account number to verify your identity or to pull a small test deposit from your account. If a company asks for it, make sure you trust them and that the request comes through an official channel. Never share your account number in response to an unsolicited email or text message.
When you provide your account number to someone, also give them your routing number (026009593 for most Bank of America locations). They work together—one without the other is incomplete. If you are unsure whether a request is legitimate, call Bank of America directly at the number on the back of your card rather than using a number from an email or website.
What to do if you cannot find your account number
If you do not have a debit card, checks, or access to online banking, call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a form of ID ready. A representative can tell you your account number over the phone and can also email or mail it to you if you need a written record.
If you are locked out of your online account, use the "Forgot Username" or "Forgot Password" link on the Bank of America login page to reset your access. You will need to verify your identity using your Social Security number and other personal information. Once you regain access, you can find your account number in Account Details as described above.
If you recently opened your account and have not received your debit card yet, calling customer service is your fastest option. They can provide the number immediately and can also tell you when your card will arrive.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is longer (usually 16 digits) and appears on the front of your debit card. Your account number is 10 digits and is the last 10 digits of the sequence on your card. They are different numbers for different purposes.
Can I use my account number to make purchases online?
No. Online purchases require your full card number, expiration date, and CVV. Your account number is used for bank-to-bank transfers, direct deposit, and bill payments—not for retail transactions.
What is the routing number and how is it different from my account number?
Your routing number (026009593 for most Bank of America locations) identifies the bank itself. Your account number identifies your specific account within that bank. You need both together for wire transfers and direct deposit setup.
Will my account number change if I get a new debit card?
No. Your account number stays the same for the life of the account, even if you request a replacement card. Only closing the account and opening a new one changes your account number.
Is it safe to give my account number to my employer for direct deposit?
Yes. Employers need your account number and routing number to set up direct deposit. This is a standard, secure process. Make sure you are providing the information directly to your employer's payroll department, not through an unsolicited email or text.