Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling or visiting a branch: on the front of your debit card (the last 10 digits after the bank routing number), on any check you've written, in the Online Banking portal under Account Details, or in the mobile app under Account Information.
The fastest route is your debit card if you have one. Look at the numbers printed on the front: the first four digits are the routing number (011000015 for most Bank of America accounts), and the last 10 digits are your account number. If you don't have your card in front of you, a check works just as well—the account number appears in the lower left corner, printed in magnetic ink.
If you need your account number right now and don't have a card or check, log into Online Banking on your computer or phone. Your account number appears on the Account Details page, which you can reach from the dashboard without navigating through menus.
Key Takeaways
- Your Bank of America account number is 10 digits long and appears on your debit card, checks, and in Online Banking.
- On your debit card, the account number is the last 10 digits printed on the front after the routing number.
- Checks show your account number in the lower left corner in magnetic ink, below the routing number.
- You can view your account number anytime by logging into Online Banking or the mobile app without contacting the bank.
Finding your account number on a debit card
Your Bank of America debit card displays your account number on the front in the form of a long string of digits. The card number itself (the 16-digit number most people notice first) is different from your account number. To find your account number, look at the smaller numbers printed below the main card number.
The sequence is: routing number (first 4 digits), then account number (last 10 digits). So if you see 0110 0001 5 followed by 1234567890, the account number is 1234567890. This layout is standard across all Bank of America debit cards, whether you have a standard card, a premium card, or a student card.
If your card is expired, lost, or you simply don't have it with you, move to your checks or Online Banking instead—both show the same account number.
Locating your account number on a check
Every check you write contains your account number printed in magnetic ink at the bottom left. The format is always the same: routing number on the left, account number in the middle, and check number on the right. The account number is the middle set of digits, usually 10 digits long.
You don't need to have written the check yourself—any check from your account will show the correct number. If you have old checks from years ago, the account number will still be valid as long as the account itself is still open. Unused checks work just as well as used ones.
If you've never ordered checks or don't have any on hand, this method won't work for you, but Online Banking or your debit card will get you the number in seconds.
Accessing your account number through Online Banking
Log into Online Banking at bankofamerica.com using your username and password. Once you're on the dashboard, look for the account you need the number for—if you have multiple accounts, they'll all be listed. Click on the account name or the "Account Details" link next to it.
Your account number will appear prominently on the Account Details page, usually near the top. You can copy it directly from this page, write it down, or take a screenshot. Bank of America does not hide this information behind extra security steps—it's visible to anyone logged into your account.
The mobile app works the same way. Open the app, tap the account you need, and select "Account Information" or "Details." Your account number displays immediately. This method works 24/7 and requires no phone call or branch visit.
What to do if you can't find your account number
If you don't have access to a debit card, checks, or Online Banking, you can call Bank of America customer service at 1-800-432-1000. Have your Social Security number and a form of ID ready. The representative will verify your identity and provide your account number over the phone.
You can also visit any Bank of America branch in person with a photo ID. A teller can look up your account number in seconds and write it down for you. No appointment is needed for this simple request.
If you've forgotten your Online Banking password, use the "Forgot username or password?" link on the login page to reset it. Bank of America will send a verification code to your email or phone, and you can regain access within minutes.
Why you need your account number and when to use it
Your account number is required for direct deposits (like paychecks or tax refunds), wire transfers, setting up automatic bill payments, and when you need to provide banking information to an employer or government agency. It's also what you'll need if you're setting up a transfer from another bank to your Bank of America account.
Never share your full account number with someone you don't trust. If a caller claims to be from Bank of America and asks for your account number, hang up and call the bank directly using the number on your statement or card. Bank of America will never ask for your account number unsolicited.
For most everyday transactions—paying bills online, checking your balance, transferring money between your own accounts—you don't need to manually enter your account number. Online Banking and the mobile app handle these automatically once you're logged in.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number on the front of your debit card. Your account number is 10 digits and appears below the card number. They're different identifiers for different purposes. Your card number is used for card transactions; your account number is used for bank transfers and direct deposits.
Can I find my account number if my account is closed?
If your account is closed, you can still retrieve the account number from old checks or a debit card if you have one. If you need it for a specific reason (like claiming a refund), call Bank of America at 1-800-432-1000 and explain the situation. They can provide the number even after an account is closed.
What if I have multiple Bank of America accounts?
Each account has its own 10-digit account number. If you have a checking and a savings account, they'll have different numbers. Online Banking shows all your accounts on the dashboard, and you can click each one to see its specific account number. Make sure you're using the correct number for the account you're trying to access.
Is it safe to give my account number to my employer?
Yes. Employers need your account number to set up direct deposit for your paycheck. This is a routine, safe transaction. Your employer will use your routing number and account number to deposit funds, not to withdraw them. You should never give your PIN or full debit card number to your employer.
Can someone access my account with just the account number?
No. Your account number alone is not enough to access your account or move money. A person would also need your PIN, password, or other verification. Your account number is similar to your mailing address—it's not secret information, and sharing it for legitimate purposes like direct deposit is safe.