Where to find your routing number in the Bank of America app
Open the Bank of America mobile app and sign in. Tap the account you need the routing number for — this matters because different account types sometimes have different routing numbers. Tap the three dots or menu icon (usually in the top right or bottom right, depending on your phone). Look for "Account Details," "Account Information," or "View Account Number." Your routing number will appear on that screen, usually labeled as "Routing Number" or "ABA Number." Write it down or take a screenshot.
If you cannot find a menu option for account details, try this path instead: go to the main account view, look for a small information icon (usually a circle with an "i"), and tap it. Some versions of the app show routing and account numbers on the account summary page without requiring an extra tap.
The routing number you see in the app is the same one you need for direct deposits, wire transfers, and ACH payments. It does not change, and it is specific to the Bank of America location or processing center tied to your account type — not to you personally.
Key Takeaways
- Your routing number appears in the Bank of America app under Account Details or Account Information, found through the menu icon on your account screen.
- The routing number shown in the app is the same one you use for direct deposits, wire transfers, and ACH payments.
- Different account types (checking, savings, money market) may have different routing numbers, so check the specific account you are using.
- You can screenshot or write down your routing number from the app to use it for payments or transfers outside the app.
- If you cannot locate the routing number in the app, you can also find it on a check, on your bank statements, or by calling Bank of America customer service.
What to do if the routing number is not visible in your app
If you have looked through the account details menu and still do not see the routing number, the app version you are using may not display it. This happens occasionally when Bank of America updates the app or when you are using an older version. Update the Bank of America app from your phone's app store and try again.
If updating does not help, you have other quick ways to find it. Look at a check from your account — the routing number is the first set of nine digits at the bottom left of the check. You can also log into Bank of America online through a web browser (not the app) and find the routing number in the same account details section. A third option is to call Bank of America at the number on the back of your debit card and ask a representative for your routing number; they will confirm your identity and give it to you immediately.
Why you need your routing number and when to use it
Your routing number tells the banking system which Bank of America location or processing center handles your account. When someone sends you a direct deposit — from an employer, government agency, or another source — they use your routing number and account number together to deposit money into the right account. The same applies to ACH transfers, which are electronic payments that move money between bank accounts over one to three business days.
You also need your routing number when you set up automatic bill payments through a biller (like a utility company or credit card issuer) and choose to pay from your bank account. Wire transfers require it as well, though wire transfers move money the same day or next business day and cost a fee. If you are sending money to someone else's account, you will need their routing number and account number.
Routing numbers versus account numbers
Your routing number and account number are two different pieces of information, and both are usually needed together. The routing number identifies your bank or the specific processing center within Bank of America. Your account number identifies your specific account within that bank. Think of it like an address: the routing number is the city and bank branch, and the account number is your specific mailbox.
You can find both in the Bank of America app in the same place — usually the Account Details screen. Your account number is typically longer than your routing number (account numbers are often 10 to 12 digits, while routing numbers are always 9 digits). Never share your account number with someone unless you trust them completely and you are intentionally sending them money or authorizing a payment.
Security: what to do with your routing number information
Your routing number is not secret in the way your password or PIN is. It is printed on every check you write and appears on bank statements. Sharing your routing number alone does not put your account at risk — someone cannot withdraw money or make charges using only a routing number.
However, your routing number plus your account number together can be used to set up unauthorized ACH transfers or bill payments from your account. For this reason, do not share both pieces of information together with someone you do not know or trust. If you suspect someone has both your routing and account numbers and you did not authorize it, contact Bank of America immediately through the number on your debit card or by logging into the app and using the message or chat feature.
Frequently Asked Questions
Do I need a different routing number for different types of transfers?
No. The same routing number works for direct deposits, ACH transfers, wire transfers, and bill payments. You do not need to look up a separate routing number depending on what you are doing with the money.
Will my routing number change if I move to a different state?
Not necessarily. Your routing number is tied to the account type and the processing center Bank of America assigned to your account when you opened it, not to your current address. If you move, your routing number typically stays the same unless you close the account and open a new one.
Can I use the routing number from the app for a check I am writing?
Yes. The routing number in the app is the same one printed on your checks. If you need to write a check and do not have one in front of you, you can get the routing number from the app and use it.
What if the routing number in the app does not match the one on my check?
This is rare but can happen if your account was transferred between processing centers or if you are looking at an old check from a closed account. Use the routing number from the app or from your current bank statement, as those are current. If you are unsure, call Bank of America to confirm which routing number is correct for your account right now.
Is the routing number the same for all Bank of America customers?
No. Bank of America has multiple routing numbers depending on the state, account type, and processing center. This is why you need to check your specific account in the app rather than using a routing number you find online or from someone else's account.