Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific account. You can find it in four places without calling or visiting a branch: on the front of your debit card, on the bottom left of any check you have, in your online banking dashboard, or in the Bank of America mobile app.
The fastest route is your debit card. Look at the raised numbers on the front—the account number is the second set of digits, after the card number itself. If you do not have your card handy, a check works just as well. The account number appears at the bottom of the check, between two colons, and is always 10 digits.
If you need the number right now and have neither a card nor a check, log into your Bank of America online account or open the mobile app. Your account number displays on the account summary page, usually labeled "Account Number" or shown next to your account type.
Key Takeaways
- Your Bank of America account number is 10 digits and appears on your debit card, checks, and in your online banking portal.
- On a debit card, the account number is the second set of numbers after the card number itself.
- On a check, the account number sits at the bottom between two colons, before the routing number.
- You can view your account number anytime by logging into your online account or mobile app without contacting the bank.
Finding your account number on your debit card
The front of your Bank of America debit card shows three sets of numbers. The first long set is your card number. The second set, usually shorter, is your account number—this is the 10-digit code you need. The third set on the right is the expiration date.
The account number on your card is embossed (raised), so you can feel it as well as see it. This number stays the same even if Bank of America issues you a replacement card, so if your card is lost or stolen, your account number does not change.
Finding your account number on a check
At the bottom of any Bank of America check, you will see three groups of numbers separated by colons. The first group is the routing number (9 digits). The second group is your account number (10 digits). The third group is the check number.
The account number on your check is always the middle set. This layout is standard across all banks, so if you have checks from another account, the account number will be in the same position. You do not need to write a check to find this information—simply looking at an unused check from your checkbook is enough.
Viewing your account number online or in the mobile app
Log into your Bank of America account at bankofamerica.com using your username and password. Once you are signed in, your account summary page displays your account number next to your account type (such as "Checking" or "Savings"). The number is visible without any additional steps.
If you use the Bank of America mobile app, open it and sign in with your credentials. Tap on the account you need information for, and your account number appears on the account details screen. The app also lets you copy the number directly to your clipboard, which is useful if you need to paste it into a form.
Both the website and app show your account number in plain text, so you can screenshot it or write it down. This method works even if you do not have your card or checks with you.
What to do if you cannot find your account number
If you do not have access to your debit card, checks, or online account, you can contact Bank of America directly. Call the customer service number on the back of any Bank of America card, or visit a local branch with a photo ID. A representative can provide your account number over the phone or in person.
If you have forgotten your online password, use the "Forgot Username or Password" link on the Bank of America login page to reset it. You will need to verify your identity using your Social Security number and other personal information before you can regain access to your account.
Why you need your account number and when to use it
Your account number is required for direct deposits, wire transfers, setting up automatic bill payments, and providing payment information to employers or government agencies. It is also needed when you contact Bank of America about your account, though the bank can often look up your account using other information like your Social Security number and date of birth.
Keep your account number separate from your debit card number. Your account number alone does not allow someone to make purchases, but it is sensitive information and should be treated like other banking details. Do not share it with anyone unless you initiated the transaction or are certain of who you are communicating with.
The difference between your account number and card number
Your account number and card number are two different things. Your card number is the 16-digit number on the front of your debit card and is tied to that specific card. Your account number is the 10-digit code that identifies your actual bank account and remains the same even if you get a new card.
If your debit card is lost or stolen, Bank of America will issue you a new card with a new card number, but your account number stays the same. This is why you can safely use your account number for direct deposits and bill payments—changing your card does not affect these transactions.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number identifies Bank of America as your bank (it is the same for all Bank of America customers in your region), while your account number identifies your specific account. On a check, the routing number comes first (9 digits), and your account number comes second (10 digits).
Can I use my account number to make purchases online?
No. Your account number alone cannot be used to make purchases. Online purchases require your full debit card number, expiration date, and CVV code. Your account number is used for bank-to-bank transfers, direct deposits, and bill payments, not for retail transactions.
What if I see multiple account numbers in my online banking?
If you have more than one account with Bank of America (such as a checking account and a savings account), each one has its own 10-digit account number. Log in and select the specific account you need information for to see its correct account number.
Is it safe to give my account number to my employer?
Yes, it is safe to provide your account number and routing number to your employer for direct deposit. These two pieces of information alone cannot be used to withdraw money or make unauthorized transactions. However, do not share your full debit card number or PIN with anyone.