Where to find your account number right now

Your Bank of America account number is printed on the bottom left of every check you write. If you have checks, look at the first set of numbers after the routing number — that's your account number, usually 10 digits long. The routing number comes first (nine digits), then your account number, then the check number at the end.

If you don't have checks in front of you, log into your Bank of America online account or mobile app. Your account number appears in the account details section — usually visible when you click on the specific account you want information about. The app shows it under "Account Information" or similar labeling depending on your device.

You can also call Bank of America directly at 1-800-432-1000 and speak to a representative who will verify your identity and provide your account number over the phone. Have your Social Security number and a form of ID ready when you call.

Key Takeaways

  • Your account number is printed on the bottom left of your checks, between the routing number and the check number.
  • Log into your Bank of America online account or mobile app to view your account number under account details.
  • Call 1-800-432-1000 to speak with a representative who can provide your account number after verifying your identity.
  • Your account number is 10 digits and is specific to each account you hold at Bank of America.

Using your account number for transfers and payments

When you set up direct deposit from an employer or government agency, you'll need both your routing number and account number. The routing number for Bank of America varies by state and branch, but your account number stays the same regardless of which branch you use. Many employers and payroll systems ask for both numbers together to process deposits correctly.

If you're sending money to someone else's Bank of America account through an external transfer service, you typically need their account number and routing number. Bank of America's own transfer system (between your own accounts or to other Bank of America customers) may only require the account number, depending on the method you use.

What to do if you can't locate your account number

If you've lost your checks and can't access your online account, calling Bank of America is your fastest option. The phone line is available 24 hours a day, seven days a week. Have your Social Security number, date of birth, and a government-issued ID available before you call — the representative will ask for this information to confirm you own the account.

You can also visit a Bank of America branch in person with your ID. A teller can print out your account information on the spot, which includes your account number, routing number, and other details you might need. This is useful if you need multiple pieces of information at once or prefer to handle it face-to-face.

Account numbers for different account types

Each account you hold at Bank of America has its own unique account number. If you have a checking account and a savings account, they will have different account numbers. If you have a money market account or a CD, those also have separate account numbers. This matters when you're setting up direct deposit or transfers — you need to use the correct account number for the account where you want the money to go.

Your account number does not change when you move branches, change your account name, or update your contact information. It remains the same for the life of the account. If you close an account and open a new one later, the new account will have a different number.

Keeping your account number secure

Your account number is not as sensitive as your PIN or password, but you should still treat it carefully. It's safe to share your account number and routing number with your employer for direct deposit or with trusted organizations for legitimate payments. However, never share your account number with someone who contacts you unsolicited by phone, email, or text.

Bank of America will never ask you to confirm your account number via email or text message. If someone claiming to be from Bank of America asks for this information through those channels, it's a scam. Hang up or delete the message and call Bank of America directly using the number on the back of your card or on their official website.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your debit or credit card number is different from your account number. The card number is printed on the front of your card and is used for purchases and card transactions. Your account number is used for bank transfers, direct deposit, and wire transfers. You can find your account number on your checks or in your online account.

Can I change my account number?

Bank of America does not allow you to change your account number. If you're concerned about fraud or unauthorized access, contact Bank of America immediately. They can freeze the account, investigate the issue, and help you open a new account if necessary. A new account will have a new account number.

What if I need my routing number too?

Your routing number is also on the bottom of your checks — it's the first set of nine digits. You can also find it on Bank of America's website by entering your state and branch location, or by calling 1-800-432-1000. Many employers and payment systems ask for both the routing number and account number together.

Do I need my account number to log into online banking?

No. You log into Bank of America online banking using your username and password, or your card number and PIN. Your account number is not used for login. Once you're logged in, you can view your account number in the account details section.