Your checking account number is printed on the bottom left of your checks, visible in your online banking portal, and available by calling Bank of America directly
The fastest way to locate your account number depends on what you have access to right now. If you have a checkbook, look at the bottom left corner of any check — the account number is the middle set of digits, usually 10 to 12 numbers long. If you don't have checks handy, log into your Bank of America online account or mobile app, go to your checking account details, and the full account number appears there. If you need it immediately and can't access either, call Bank of America at 1-800-432-1000 and a representative can read it to you after verifying your identity.
Your account number is unique to this checking account only and stays the same for as long as you hold the account. You will need it for direct deposits, wire transfers, bill payments, and any time a business asks you to provide your bank account details directly.
Key Takeaways
- Your checking account number is the middle set of digits on the bottom of any check you have, separate from the routing number and check number.
- Bank of America's online banking portal and mobile app both display your full account number under your checking account details.
- You can call 1-800-432-1000 to speak with a representative who will provide your account number after identity verification.
- You will need your account number to set up direct deposit, wire money, or authorize automatic bill payments.
Reading your check to find the account number
Every Bank of America check has three numbers printed along the bottom in magnetic ink. From left to right, they are: the routing number (9 digits), your account number (10 to 12 digits), and the check number (4 to 5 digits). The account number is always in the middle. It may be easier to spot if you look at the bottom left area of the check first — the routing number comes first, then a space, then your account number.
If your checks are old or the ink has faded, the numbers may be harder to read. In that case, use your online account or call the bank instead. Do not guess at the digits — an incorrect account number will cause transfers or deposits to fail or go to the wrong account.
Logging into your online account or mobile app
Open your web browser and go to bankofamerica.com, or open the Bank of America mobile app on your phone. Sign in with your username and password. Once you are logged in, look for your checking account in the account list — it will usually show your account nickname (like "Checking" or "My Checking Account") and the last four digits of the account number.
Click on the checking account to open its details page. The full account number will be displayed prominently near the top of the page, often labeled "Account Number" or "Your Account Number." You can also find it under account settings or account information. Write it down or take a screenshot if you need to reference it later.
Calling Bank of America to get your account number by phone
If you don't have checks or can't access online banking, call Bank of America's customer service line at 1-800-432-1000. Have your Social Security number, date of birth, and a form of identification ready. The representative will ask you to verify this information before providing your account number.
Wait times vary depending on the time of day and how busy the bank is. Calling early in the morning on a weekday usually means shorter hold times. If you are calling from outside the United States, use the international number listed on the back of your debit card or on the Bank of America website.
What to do if you cannot locate your account number
If you have lost access to your checks, cannot log into online banking, and do not have your account number written down anywhere, you will need to verify your identity with the bank before they can provide it. Visit a Bank of America branch in person with a government-issued ID — a driver's license, passport, or state ID card will work. A teller can look up your account number and provide it to you immediately.
Bring your debit card if you have it, as this can speed up the verification process. If you have recently changed your password or locked yourself out of online banking, the branch can also help you regain access so you can view your account number anytime.
Using your account number for common tasks
Once you have your account number, you will likely need it for setting up direct deposit from your employer, arranging automatic bill payments, or receiving wire transfers. When you provide your account number to a third party — your employer's payroll department, a utility company, or another bank — always double-check that you have typed or spoken it correctly. A single wrong digit will send money to the wrong account or cause the transaction to fail.
Keep your account number private, just as you would your debit card number. Do not share it in emails or text messages unless you initiated the contact and are certain you are communicating with Bank of America or a trusted organization. Scammers sometimes pose as banks and ask for account numbers over the phone or online.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number identifies Bank of America as your bank and is the same for all Bank of America customers in a given region. Your account number is unique to your checking account only. Both appear on the bottom of your checks, with the routing number first and the account number in the middle.
Can I see my account number on my debit card?
No. Your debit card shows your card number, expiration date, and CVV, but not your bank account number. The account number appears only on checks, in online banking, or by calling the bank.
What if I have multiple checking accounts with Bank of America?
Each checking account has its own unique account number. Log into online banking and select the specific checking account you need — the account number displayed will be for that account only. If you have checks for multiple accounts, each set will have a different account number printed on the bottom.
Do I need my account number to use my debit card?
No. Your debit card works with just the card number, expiration date, and CVV. You only need your account number for direct deposits, wire transfers, bill payments, or when a business asks you to provide your bank account details directly.