Your account number is on your debit card, checks, and online banking
Your Bank of America checking account number is a 10-digit code that identifies your specific account. You can find it in four places without calling or visiting a branch: on the front of your debit card, on the bottom left of any check you write, in your online banking dashboard, or in the Bank of America mobile app.
The fastest route is your debit card. Look at the raised numbers on the front—the longest number is your card number, but below it you'll see a shorter set of digits. That shorter number is your account number. If you don't have your card handy, log into your online banking account or open the mobile app, and your account number appears on the main dashboard under your account name.
Key Takeaways
- Your 10-digit account number appears on your debit card, checks, and in your online banking dashboard.
- On a check, the account number is the middle set of digits at the bottom, between the routing number and the check number.
- If you've lost access to your card and checks, log into your Bank of America account online or through the mobile app to see it immediately.
- You do not need to call Bank of America or visit a branch to find your account number—all self-service options are free and instant.
Finding your account number on a check
If you have a checkbook, the account number is printed at the bottom of every check. Look at the bottom left corner, where you'll see three separate groups of numbers. The first group (usually nine digits) is your routing number. The middle group (10 digits) is your account number. The last group on the right is the check number itself.
This layout is standard across all U.S. banks, so the position is always the same. If your checks are old or the ink is faded, the numbers may be hard to read—in that case, use your debit card or online banking instead.
Locating it in Bank of America online banking
Go to bankofamerica.com and sign in with your username and password. Once you're logged in, your checking account appears on the main dashboard. Click on the checking account name or tile, and your full account number displays at the top of the account details page. You can also see your routing number and other account information on this same screen.
If you use the Bank of America mobile app, the process is identical. Open the app, sign in, and tap your checking account. Your account number is visible on the account overview screen. You can take a screenshot or write it down from there.
What to do if you can't access your debit card or online account
If your debit card is lost or damaged and you don't have checks, you have two options. First, try to recover access to your online banking account by resetting your password on the Bank of America website. If you can log back in, your account number is immediately visible in your dashboard.
If you cannot recover your online access, you'll need to contact Bank of America directly. Call the number on the back of any Bank of America statement you have, or call 1-800-432-1000 (the main customer service line). Have your Social Security number and other identifying information ready. A representative can provide your account number over the phone and help you regain access to your online account.
Why you might need your account number
Your account number is required for setting up direct deposit, arranging wire transfers, paying bills through your bank's bill pay service, or providing banking details to an employer or government agency. It's also needed if you're setting up automatic payments to another bank account or receiving ACH transfers from another person or organization.
Your account number alone is not enough for someone to withdraw money from your account—they also need your routing number and typically your permission through your bank's authorization process. However, treat your account number like you would any other financial information and don't share it with people you don't trust.
The difference between your account number and card number
Your debit card number and your account number are different. Your card number is the 16-digit number on the front of your physical card—that's what you use to make purchases online or in stores. Your account number is the 10-digit code that identifies your bank account itself. You need the card number for transactions; you need the account number for banking services like direct deposit or wire transfers.
If your card is compromised or stolen, your account number stays the same. If your account is compromised, your card number may change when you get a replacement card, but your account number will not.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number (nine digits) identifies Bank of America and the specific branch. Your account number (10 digits) identifies your individual account. Both appear on the bottom of your checks, but in different positions. You need both for wire transfers and direct deposit.
Can I find my account number on a Bank of America statement?
Yes. Your account number appears at the top of every monthly statement, usually near your account name. If you have a paper or digital statement saved, you can find it there without logging into your online account.
What if the numbers on my debit card are worn off?
Log into your online banking account or mobile app—your account number is always visible there. You can also order a replacement debit card from your online account, which will have clear, readable numbers printed on it.
Do I need my account number to use my debit card at a store or ATM?
No. You only need your PIN at an ATM and your card itself at a store. Your account number is for banking services like direct deposit, bill pay, and wire transfers—not for everyday card use.