Your account number is on your debit card, checks, and online banking
Your Bank of America account number appears in three places you can reach right now: the bottom left of any check you have, the front of your debit card (usually after the bank's routing number), or your online banking dashboard. The fastest route is your debit card — the 10-digit number printed there is your account number. If you do not have your card handy, log into your Bank of America account online or through the mobile app and look at the account summary page, which displays the full number.
The account number is different from your routing number (which is 026009593 for most Bank of America accounts) and different from your card number. Your account number identifies which specific account the money sits in; your routing number tells other banks where to send it. When you need to give someone your account information for a transfer or direct deposit, they will ask for both.
Key Takeaways
- Your account number is printed on the bottom left of your checks, on your debit card after the routing number, and in your online account summary.
- Bank of America's routing number is 026009593 for most accounts, but confirm this in your online banking before using it for transfers.
- Your account number is 10 digits and is different from your 16-digit debit card number.
- If you have lost access to your card and do not have checks, log into your Bank of America account online or call customer service at 1-800-432-1000 to view your account number.
Finding your account number on your debit card
Look at the bottom of your Bank of America debit card. You will see a series of numbers printed there. The first eight digits are the routing number (026009593 or a variant for certain account types). Immediately after those eight digits, the next 10 digits are your account number. Write down or photograph only the account number — you do not need to share the routing number unless someone specifically asks for it.
If your debit card is damaged, expired, or lost, you can order a replacement through your online banking account or by calling Bank of America at 1-800-432-1000. A replacement card arrives in five to seven business days, but you do not have to wait — you can view your account number in your online account right now.
Locating your account number in online banking
Log into your Bank of America account at bankofamerica.com or through the mobile app. On the dashboard, you will see a list of your accounts. Click or tap on the account you need the number for. The account summary page displays your full account number at the top or in a section labeled "Account Details" or "Account Information." Some users see it next to the account type (for example, "Checking — 1234567890").
If you cannot find it on the main account page, look for a link or button that says "Account Details," "View Account Information," or "Account Number." You can also download your account statements, which include your account number on the first page. If you have trouble locating it online, call Bank of America customer service at 1-800-432-1000 and a representative can read it to you over the phone.
Finding your account number on checks
If you have a checkbook, open it and look at the bottom of any check. You will see three groups of numbers separated by colons or special symbols. The first group is the routing number, the second group (usually 10 digits) is your account number, and the third group is the check number. The account number is always in the middle. Write it down or take a photo of the check for your records.
If you have not ordered checks yet or your checks have run out, you do not need to order new ones just to find your account number — your debit card or online banking will show it faster. However, if you are already looking at a check, this is the easiest place to spot it.
What to do if you cannot access your account number
If you do not have your debit card, checks, or access to online banking, call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a form of identification ready. A representative will verify your identity and read your account number to you. This call takes about five minutes.
If you have forgotten your online banking password, you can reset it on the Bank of America website before calling. Go to bankofamerica.com, click "Forgot Username or Password," and follow the steps to regain access. Once you are logged in, your account number is visible immediately.
Protecting your account number
Your account number is sensitive information. Share it only with people or organizations you trust — your employer (for direct deposit), your bank, government agencies, or businesses you are paying. Do not share it in emails, texts, or over the phone unless you initiated the contact and you are certain you are speaking with a legitimate organization.
If someone asks for your account number unsolicited, hang up or delete the message. Bank of America will never ask for your full account number via email or text. If you believe your account number has been compromised, log into your online banking and review recent transactions, or call 1-800-432-1000 to report suspicious activity.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is 16 digits and appears on the front of your card. Your account number is 10 digits and appears on the bottom of your card, on your checks, and in your online banking. They are two separate numbers.
Can I use my account number to make online purchases?
No. Online purchases require your full debit card number, expiration date, and CVV (the three-digit code on the back). Your account number is used for bank-to-bank transfers, direct deposits, and bill payments, not for retail transactions.
What is the routing number, and do I need it?
Your routing number (026009593 for most Bank of America accounts) tells other banks where to send money. You need it when setting up direct deposit, wire transfers, or automatic bill payments. It is different from your account number, and both are usually required together.
Why do I need my account number for direct deposit?
Your employer or the organization sending you money needs both your routing number and account number to deposit funds into the correct account at the correct bank. Without your account number, the deposit cannot reach you.
Is it safe to photograph my check to find my account number?
Photographing a check to record your account number is generally safe, but do not share the photo with anyone. Store it securely on your phone or device, and delete it once you have written down the number.