Your savings account number is on your debit card, statements, and online banking
Your Bank of America savings account number is a unique identifier for that specific account. It appears on your debit card (the last 10 digits after the initial digits), on every paper or electronic statement you receive, and in your online banking dashboard. The fastest way to find it is to log into your Bank of America account online or through the mobile app — your account number displays immediately on the account overview page.
If you do not have access to online banking or your debit card right now, your most recent statement will show it. Bank of America sends statements monthly by mail or email, depending on your preference. The account number appears near the top of the statement, usually next to the account type (Savings or Money Market Account).
Key Takeaways
- Your savings account number is printed on your debit card, visible in your online account dashboard, and listed on every monthly statement.
- The online banking portal shows your account number immediately when you log in, without needing to navigate through menus.
- If you have lost access to your card and statements, you can call Bank of America customer service at the number on the back of any Bank of America card or visit a branch in person with a photo ID.
- Your account number is different from your routing number; the routing number is the same for all Bank of America accounts in your state, while your account number is unique to your savings account only.
Finding your account number in online banking
Log into your Bank of America account at bankofamerica.com or through the mobile app. Once you are signed in, your dashboard displays all your accounts. Click on or tap your savings account, and the full account number appears on the account overview screen. You do not need to dig through settings or statements — it is visible as soon as you select the account.
If you have multiple savings accounts with Bank of America, each one has its own unique account number. Make sure you are looking at the correct account before you copy the number down or provide it to someone else. The account name (such as "Savings" or "Money Market") will help you identify which one you need.
Locating it on your debit card and statements
Your debit card displays your account number on the front. The number printed on the card is typically 10 digits long and appears after the initial bank identification digits. Not all of the digits on your card are your account number — the first digits identify the bank and card type. If you are unsure which digits are your account number, the online banking method is clearer.
Your monthly statement lists your account number near the top, next to the account type. Whether you receive statements by mail or email, the account number is always in the same location. If you have paperless statements enabled, log into your online banking account and download or view your most recent statement to find it there.
Calling Bank of America customer service
If you cannot access online banking, do not have your debit card, and cannot locate a statement, call Bank of America customer service. The phone number is on the back of any Bank of America card you have. When you call, have your Social Security number and photo ID information ready — the representative will verify your identity before providing your account number.
Wait times vary depending on the time of day and day of the week. Calling early in the morning on a weekday typically means shorter hold times. You can also visit a Bank of America branch in person with a photo ID and ask a teller to provide your account number.
Understanding your account number versus routing number
Your account number is unique to your individual savings account. Your routing number is the same for all Bank of America accounts in your state. When you set up a direct deposit, make a wire transfer, or authorize an ACH payment, you usually need both numbers. The routing number tells the sending bank which Bank of America location to send the money to; the account number tells that location which of your accounts to deposit it into.
Bank of America's routing number varies by state. If you need your routing number, it is also visible in your online banking account, on your statements, and by calling customer service. Some people confuse the two because they are both requested together during transfers, but they serve different purposes in the payment system.
What to do if you think your account number was compromised
If you believe someone has seen or obtained your account number without permission, contact Bank of America immediately. Call the number on the back of your debit card or log into your online account and use the secure message feature to reach customer service. Bank of America can monitor your account for unauthorized activity and discuss whether you need to close the account and open a new one.
Having your account number exposed is less dangerous than having your full debit card number, PIN, or Social Security number exposed. Most transactions require additional verification beyond just the account number. However, it is still worth reporting to the bank so they can flag your account for monitoring.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number printed on the front of your debit card. Your account number is 10 digits and is part of that card number, but they are not the same thing. Your card number changes if you get a new card, but your account number stays the same.
Can I find my account number through the Bank of America app?
Yes. Open the Bank of America mobile app, log in, and tap your savings account. Your account number displays on the account overview screen. The app shows the same information as the website.
What if I have a joint savings account?
A joint account has one account number shared by both account holders. Either person can find it using the same methods — online banking, the debit card, or statements. Both names appear on the account, but there is only one account number.
Do I need my account number to check my balance?
No. You can check your balance by logging into online banking or the mobile app with just your username and password. You only need your account number when you are setting up transfers, direct deposits, or payments to or from the account.
What should I do if I cannot remember my online banking password?
Go to bankofamerica.com and click "Forgot username or password?" You will be asked to verify your identity using your Social Security number and other information. Once verified, you can reset your password and then log in to find your account number.