Where to find your account number in the Bank of America app
Open the Bank of America app and tap the account you want to look at. At the top of the screen, you will see your account name (like "Checking" or "Savings") and a row of numbers below it. That row is your account number. Tap it once and the app will copy it to your clipboard so you can paste it elsewhere.
If you have multiple accounts, each one shows its own number when you select it. The number appears in the same spot every time — right under the account name, before your balance displays. You do not need to dig through menus or settings to find it.
The account number is 10 digits long for most Bank of America checking and savings accounts. It is different from your routing number (which is 026009593 for most Bank of America accounts) and different from your card number if you have a debit card attached to that account.
Key Takeaways
- Your account number appears at the top of the screen when you select any account in the Bank of America app, displayed as a 10-digit number below the account name.
- Tapping the account number once copies it to your clipboard, so you can paste it into forms or share it without typing it out.
- The account number is specific to each account you hold, so if you have checking and savings accounts, each one has its own separate number.
- Your account number is not the same as your routing number, card number, or online banking username.
Why you need your account number and when to use it
You need your account number when you set up direct deposit, arrange a wire transfer, or authorize someone else to send you money. Employers ask for it to deposit your paycheck. Utilities and loan servicers ask for it to pull automatic payments from your account. Peer-to-peer payment apps sometimes ask for it as a backup payment method.
The account number alone is not enough to move money out of your account — a thief would also need your routing number and your name, or access to your online banking login. Sharing your account number with a trusted payroll department or utility company is safe. Do not share it with someone you do not know or through an unsecured text message or email.
What to do if the account number does not appear in the app
If you tap an account and no number shows up, the app may not have finished loading. Close the account view and tap it again. If the number still does not appear, try closing the app entirely and reopening it.
If you have a joint account or a custodial account (an account you manage for a minor), the app may display it differently or hide the account number behind a security setting. Log into Bank of America online through a web browser instead — the account number will display on the account summary page. You can also call Bank of America at the number on the back of your debit card or on your monthly statement, and a representative can read your account number to you over the phone.
Difference between account number and routing number
Your account number identifies which specific account the money should go to. Your routing number identifies which Bank of America location or processing center handles the transaction. You need both numbers together to set up direct deposit or receive a wire transfer.
Bank of America's routing number is 026009593 for most accounts, but some accounts tied to specific branches or business accounts may have a different routing number. The safest way to find the correct routing number for your account is to check a deposit slip (the small slip of paper that comes in your checkbook) or call the bank directly. The account number, by contrast, is always unique to your account and never changes.
How to find your account number on a check or statement
If you cannot access the app, your account number appears at the bottom left of any check you have written from that account. It is the middle set of numbers, between the routing number on the left and the check number on the right. The order is always: routing number, account number, check number.
Your account number also appears on your monthly bank statement, usually near the top of the first page. If you receive paper statements, look for a line that says "Account Number" or "Acct #" followed by the 10-digit number. If you receive statements by email, open the PDF and search for "account number" to jump to it quickly.
Keeping your account number secure
Your account number is not a secret in the same way your password is. You have to share it with employers, utilities, and other organizations that send you money. But treat it like you would treat your home address — it is information about you, and you should not post it on social media or share it with strangers.
If you think someone has your account number and you did not authorize them to have it, contact Bank of America right away. You can freeze or close the account, or the bank can issue you a new account number. Unauthorized transactions can be disputed, and the bank has a process for investigating them. The sooner you report the problem, the faster the bank can protect your account.
Frequently Asked Questions
Can I change my account number?
Bank of America does not let you change your account number yourself through the app or online banking. If you need a new account number — for example, because you think someone has misused the old one — call the bank or visit a branch and ask them to close the account and open a new one. The new account will have a new number.
Is it safe to text my account number to someone?
Text is not encrypted, so it is not the safest method. If you need to share your account number, use a phone call or a secure message through your bank's app instead. For routine things like setting up direct deposit, your employer's secure online portal is usually safer than texting.
What if I forgot my app password and cannot see my account number?
Use the "Forgot Password" option on the Bank of America login screen to reset it. You will need to verify your identity using your Social Security number, date of birth, or a code sent to your phone. Once you log back in, your account number will be visible in the app the same way it always is.
Do I need my account number to log into online banking?
No. You log in with your username and password, not your account number. Your account number is only for sending or receiving money, not for accessing your account.