Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a unique identifier for your specific account. You can find it in four places without calling or visiting a branch: on the front of your debit card, on the bottom left of any check you write, in the Online Banking portal under Account Details, and on your monthly statement.
The account number itself is typically 10 digits long. It appears alongside your routing number (which is always 026009593 for Bank of America) on checks and statements. When you need it for a wire transfer, setting up direct deposit, or authorizing a payment, knowing where to look saves you time.
Key Takeaways
- Your debit card displays your account number on the front, usually below or near the card number.
- Any check from your account prints the account number at the bottom in the MICR line, after the routing number.
- Bank of America Online Banking shows your account number under Account Details or Account Information for each account you hold.
- Your monthly statement lists the account number at the top or in the account summary section.
- You do not need to call customer service to retrieve your account number if you have access to any of these four sources.
Finding your account number on your debit card
Look at the front of your Bank of America debit card. The account number appears below the 16-digit card number, usually in smaller print. It is the 10-digit number that identifies your checking or savings account specifically—not the card itself.
This is the fastest method if you have your card in hand. The account number on the card matches the account number you use for wire transfers, direct deposit setup, and bill payments. If your card is lost or expired, move to one of the other three methods.
Reading the account number from a check
Open your checkbook and look at the bottom of any check. You will see three sets of numbers printed in a special format called the MICR line. From left to right, they are: the routing number (026009593 for Bank of America), your account number (10 digits), and the check number.
The account number is always in the middle position. This method works even if you have not used checks in years—as long as you have one check from your account, you have your account number. If you have run out of checks and do not have a card, use Online Banking or your statement instead.
Locating it in Bank of America Online Banking
Log into your Bank of America Online Banking account at bankofamerica.com. Once you are signed in, click on the account you need the number for. Look for a link or tab labeled "Account Details," "Account Information," or "View Account Details."
Your account number will display prominently in this section, often at the top. You can also see your routing number and other account information here. If you have multiple accounts (checking, savings, money market), each one has its own account number, so make sure you are viewing the correct account before copying the number down.
Checking your monthly statement
Bank of America sends a statement each month by mail or email, depending on your preferences. Open your most recent statement and look at the top of the first page. Your account number is listed in the account summary section, usually near your name and address.
Statements are useful because they also show your routing number and account type (checking, savings, money market). If you receive statements by email, search your email for "Bank of America statement" and open the most recent PDF. If you receive paper statements, check the file where you keep financial documents.
What to do if you cannot find your account number
If you do not have a debit card, checks, access to Online Banking, or a recent statement, you can contact Bank of America directly. Call the customer service number on the back of any Bank of America card, or call 1-800-BANK-BOA (1-800-226-5262). Have your Social Security number and photo ID ready.
You can also visit a Bank of America branch in person with a photo ID. A teller can print your account number for you on the spot. This method takes longer than the four self-service options but works if you have no other way to access the information.
Why you need your account number and when to use it
Your account number is required for wire transfers, ACH transfers, setting up direct deposit from an employer, authorizing automatic bill payments, and receiving payments from other people or organizations. It is different from your card number and your routing number, and you cannot substitute one for the other.
When you provide your account number to someone else—such as an employer or a creditor—you are giving them the ability to pull money from or deposit money into that specific account. Only share it with organizations you trust. For most everyday transactions like debit card purchases or ATM withdrawals, you do not need to provide your account number at all.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is 16 digits and appears on the front of the card. Your account number is 10 digits and appears below the card number. They are separate identifiers for different purposes.
Can I use my account number to make a purchase online?
No. Online purchases require your 16-digit card number, expiration date, and CVV. Your account number is used for bank-to-bank transfers and direct deposits, not for card transactions.
What is the routing number, and how is it different from my account number?
Your routing number (026009593 for Bank of America) identifies the bank itself. Your account number identifies your specific account within that bank. You need both together for wire transfers and direct deposit setup.
If I get a new debit card, does my account number change?
No. Your account number stays the same for the life of the account. Your card number changes when you get a new card, but the account number does not.
Where should I write down my account number for safekeeping?
Store it in a secure location separate from your debit card—such as a locked drawer, password-protected document, or safe deposit box. Do not store it in your phone's notes app or email it to yourself unencrypted.