Your account number is on your debit card, checks, and online banking

Your Bank of America account number is a unique identifier for your specific account. You can find it in four places without calling the bank: on the front or back of your debit card, on any check you have from that account, in the online banking portal under account details, or in the mobile app under account information.

The account number is typically 10 digits long. It appears separately from your routing number (which is 9 digits and identifies Bank of America itself, not your specific account). You will need both numbers together for wire transfers, setting up direct deposit, or authorizing automatic payments.

If you do not have a debit card, checks, or access to online banking, you can call Bank of America customer service at 1-800-432-1000 and provide your Social Security number and other identifying information to confirm your identity. A representative will read your account number to you over the phone.

Key Takeaways

  • Your account number appears on the front or back of your debit card, usually as a 10-digit number separate from the card number itself.
  • Checks printed from your account show your account number in the bottom left corner, followed by your routing number and check number.
  • Log into your Bank of America online account or mobile app and navigate to account details or account information to see your account number immediately.
  • If you cannot locate your account number through these methods, call 1-800-432-1000 and have your Social Security number and photo ID ready to verify your identity.

Finding your account number on your debit card

Look at the front of your Bank of America debit card first. Some cards print the account number on the front below the card number, though the placement varies by card design. If it is not on the front, flip the card over and check the back—many Bank of America cards print the account number on the reverse side near the signature strip or at the bottom.

The account number will be a separate sequence of digits from your 16-digit card number. It is usually shorter (10 digits) and may be labeled or may appear without a label. If you have an older card or a specialty card, the account number location might differ, so check both sides carefully.

If your card is damaged, expired, or you have ordered a replacement, you will need to use one of the other methods below. A replacement card will have the same account number as your old card, but you may not have it in hand for several business days after ordering.

Locating your account number on a check

Open your checkbook and look at any check. At the bottom of the check, you will see three groups of numbers separated by vertical lines. The first group (on the left) is your routing number. The middle group is your account number. The third group (on the right) is the check number.

The account number in this location is typically 10 digits. Write it down exactly as it appears, including any leading zeros. If you have not ordered checks yet or your checks are at home and you need the number now, use the online banking or mobile app method instead.

Accessing your account number through online banking

Go to bankofamerica.com and sign in with your username and password. Once logged in, look for a section labeled "Accounts" or "Account Details" in the main menu or dashboard. Click on the account you need the number for, and the account number will display prominently on that account's overview page.

Some versions of the Bank of America website also show your account number under a "View Account Details" or "Account Information" link. If you see a summary of your account with the balance and recent transactions, the account number is usually displayed near the top of that section.

This method works from any computer or device with internet access and takes less than a minute once you are logged in. If you have forgotten your password, use the "Forgot Username or Password?" link on the login page to reset it.

Finding your account number in the mobile app

Open the Bank of America mobile app and sign in. Tap the account you need the number for from your list of accounts. The account number will appear on the account details screen, usually near your current balance or account type.

If you do not see it immediately, look for a menu option like "Account Details," "More Info," or a settings icon on that account's screen. The account number is always available in the app for any account you have access to.

What to do if you cannot find your account number

Call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a photo ID ready. The representative will verify your identity by asking security questions or confirming personal information, then will provide your account number over the phone.

You can also visit a Bank of America branch in person with your photo ID. A teller can print or write down your account number for you on the spot. Bring your ID and be prepared to answer security questions to confirm you are the account holder.

If you are locked out of online banking or the mobile app, the phone line is faster than resetting your access. The call typically takes 5 to 10 minutes from the time you reach a representative.

The difference between account number and routing number

Your routing number is 9 digits and identifies Bank of America as the bank. Your account number is 10 digits and identifies your specific account within Bank of America. You need both numbers together for most transactions that move money in or out of your account.

Bank of America's routing number is 026009593 for most accounts. However, some specialty accounts or accounts opened at certain branches may have a different routing number. If you are setting up direct deposit or a wire transfer, use the routing number printed on your check or provided by your employer's payroll system, not a number you find online, because the correct routing number depends on which Bank of America processing center handles your account.

When you see both numbers listed together on a check, the routing number comes first (on the left), and the account number comes second (in the middle).

Frequently Asked Questions

Is my account number the same as my card number?

No. Your card number is 16 digits and appears on the front of your debit card. Your account number is 10 digits and is separate from your card number. You can use your card number to make purchases, but you need your account number for bank transfers, direct deposit, and wire transfers.

Can someone use my account number to steal money?

An account number alone is not enough to withdraw money or make unauthorized transfers. A person would also need your routing number, your name, and usually additional verification like a password or security code. Never share your account number with someone you do not trust, but sharing it with your employer for direct deposit or with a business for a legitimate payment is safe.

What if I have multiple Bank of America accounts?

Each account has its own unique account number. If you have a checking account and a savings account, they will have different account numbers. When you log into online banking or the mobile app, you can see all your accounts listed separately, and each one will display its own account number.

Do I need my account number to make a purchase with my debit card?

No. You only need your card number, expiration date, and CVV to make a purchase in a store or online. Your account number is used for bank-to-bank transfers, direct deposit, and bill payments where you are authorizing the bank to move money, not for everyday card purchases.

How long does it take to get my account number if I call the bank?

Once you reach a representative and complete the identity verification process, you will have your account number within 5 to 10 minutes. Wait times to reach a representative vary by time of day and call volume, but the actual process of confirming your identity and providing the number is quick.