Your routing number is on the bottom left of your checks, or you can find it through your online account
Bank of America's routing number is a nine-digit code that tells other banks where to send money when you receive a transfer or direct deposit. The fastest way to find it is to look at the bottom left corner of any check you have — the first set of numbers printed there is your routing number. If you don't have checks handy, you can log into your Bank of America online account or mobile app and find it in the account details section, usually under "Account Information" or "Routing Number."
The routing number itself depends on which state your account is based in. Bank of America uses different routing numbers for different regions, so the number for a California account differs from one in New York or Texas. This is normal — all banks do this. When you need the number, make sure you're using the one tied to the specific branch or region where your account was opened.
Key Takeaways
- Your routing number appears as the first nine digits on the bottom left of any Bank of America check.
- You can find your routing number by logging into your Bank of America online account or mobile app under account details.
- Bank of America routing numbers vary by state and region, so confirm you have the correct one for your account's location.
- You'll need your routing number when setting up direct deposit, wire transfers, or automatic bill payments from your account.
- If you can't locate your routing number, calling Bank of America customer service at 1-800-432-1000 will get you the answer in minutes.
Finding your routing number through your online account
Log into your Bank of America account at bankofamerica.com or through the mobile app. Once you're signed in, navigate to the account you need the routing number for — if you have multiple accounts, each one may have its own routing number.
Look for a section labeled "Account Information," "Account Details," or "Routing Number." In the online version, this is often found in the account overview or settings area. In the mobile app, it's typically under the account menu or an information icon. Bank of America displays the routing number clearly once you find this section, and you can usually copy it directly from the screen.
Reading the routing number from a check
If you have a Bank of America checkbook, the routing number is printed at the bottom of the check in a specific order. Look at the very bottom left — you'll see three groups of numbers separated by colons or special symbols. The first group of nine digits is your routing number. The second group is your account number, and the third is the check number itself.
This method works even if the check is old, as long as the account is still active. The routing number doesn't change unless you close the account and open a new one, so an old check is just as reliable as a new one for finding this information.
Bank of America routing numbers by state
| State or Region | Routing Number |
|---|---|
| California | 121000248 |
| Texas | 111000025 |
| Florida | 061000052 |
| New York | 021200025 |
| Illinois | 071101307 |
| Pennsylvania | 031000084 |
| Georgia | 061000052 |
| North Carolina | 053000219 |
| Washington | 125000105 |
| Colorado | 102000076 |
Bank of America operates under multiple routing numbers across the United States. The routing number you need depends on the state where your account was opened or is primarily based. If your account was opened in California, you'll use the California routing number even if you've since moved to another state.
If your state isn't listed in the table above, contact Bank of America directly — they can confirm the exact routing number for your account's location. Using the wrong routing number can delay transfers or cause them to fail, so it's worth verifying if you're unsure.
When you need your routing number
You'll need your routing number whenever you're setting up a transfer into your Bank of America account from another bank. This includes direct deposit from an employer, Social Security payments, tax refunds, or transfers from friends and family through their bank's system. The routing number tells the sending bank exactly where to direct the money.
You also need it when setting up automatic bill payments from your Bank of America account to pay utilities, credit cards, or loans. Some bill payment systems ask for your routing number to confirm they're pulling money from the correct account. Additionally, if you're receiving a wire transfer from outside the United States, the sender may ask for your routing number as part of the wire instructions.
What to do if you can't find your routing number
If you don't have checks, can't access your online account, or the routing number isn't displaying clearly, call Bank of America customer service at 1-800-432-1000. Have your account number ready — you can usually find this on your debit card or in your account paperwork. A representative can give you your routing number over the phone in under five minutes.
You can also visit a Bank of America branch in person and ask a teller for your routing number. Bring a photo ID and your account information. This is useful if you prefer to verify the number face-to-face or if you're having trouble accessing your account online.
Frequently Asked Questions
Do I need a different routing number for each of my Bank of America accounts?
No. All your Bank of America accounts in the same state use the same routing number. The routing number is tied to your account's location, not to individual accounts. Your account number is what distinguishes between your checking, savings, or other accounts.
Will my routing number change if I move to a different state?
No. Your routing number stays the same even if you move. It's based on where your account was originally opened, not where you currently live. You don't need to update anything with Bank of America if you relocate.
Is it safe to share my routing number?
Yes. Your routing number is public information — it's printed on every check you write. Sharing it with employers, the government, or other banks for legitimate transfers is safe. However, never share your full account number or PIN along with your routing number, as that combination could allow someone to access your account.
What's the difference between a routing number and an account number?
Your routing number identifies Bank of America and the specific branch or region where your account is held. Your account number identifies your specific account within that bank. Both are needed for transfers, but they serve different purposes — the routing number gets the money to the right bank, and the account number gets it to the right account.
Can I use the same routing number for wire transfers and direct deposits?
Yes. Bank of America uses the same routing number for all types of incoming transfers, whether they're direct deposits, wire transfers, ACH transfers, or other payment methods. You don't need different routing numbers for different transfer types.